1、Unit 6 Money创新大学英语 预备级 1Unit 6MoneyBackground information United Way International 国际联合劝募协会联合劝募是一个以社区为基础的系统，其组织遍及全世界各城市与国家。它是一个自给自足的系统，并且能动员来自社会各领域的地方领袖。这些领袖共同合作以确认社会的需求并协助解决健康与人类福祉的问题，他们也举办社区内的募款活动，以支持组织本身及其计划的运作。这些计划的目的是满足人类最迫切的需求并且改善生活品质。联合劝募组织更将来自政府、私部门及社会各阶层的人结合起来，共同讨论人类的健康和福利问题，并且提出解决之道。第一个联合劝
2、募于 1887 年在美国科罗拉多州的丹佛市成立，原因是为了解决在淘金热中涌入丹佛市寻找美好未来，却在淘金梦破灭后留下的十万余丧失生计人口的救济需求。当时四位不同宗教的领袖及一个女性社区义工团体决定共同募款来解决整个社区的问题。自那时起，联合劝募的社区募款方式就被公认为一种花最低成本募集最多资金的最佳方法。在某些国家，联合劝募以不同的名称出现公益金 (Community Chest)、红羽毛 (Red Feather)、联合基金 (United Fund) 或是翻译成各国的母语。然而，他们大多数仍保留了联合劝募的助人之手(helping hand) 的识别标志。虽然他们的名字不尽相同，这些各自独
3、立的组织却怀著共同的宗旨：增加人们的组织能力去关怀更多需要的人。 Silicon Valley 硅谷(美国加州)硅谷位于全球高科技发展重镇，所以在这一地区的大小城市希望和硅谷沾亲带故，让世人对之刮目相看。如该地区各地自称的硅谷心脏、硅谷首都、硅谷大门等，根据诺贝尔奖得主William Shockley 称，真正的硅谷诞生地应该位于山景城（Mountain View）的一幢建筑里，因为在那里建立了第一个制造晶片的实验室。高科技产业员工选择在硅谷工作及企业选择在当地投资的重要因素之一是因为当地美丽自然的环境所带来的高品质生活以及清新的企业形象，另外也是当地的高等学府所带来的技术转移。著名的公司如苹
4、果、惠普、英特尔和 IBM 等都位于硅谷。硅谷往南有洛杉矶迪士尼乐园、环球影城、拉斯维加斯赌城等。最近几年硅谷经历了经济不景气的低潮，这个高科技产业的重镇，比起从前的光荣景象更是萧条不少，几乎每家硅谷大公司都走上裁员一途，许多熬不下去的 Star-Up（刚成立的小公司）也都关门大Unit 6 Money创新大学英语 预备级 2吉了，硅谷正在静静的等待下一波的经济复苏。一般而言，硅谷是一个（对科技业者）充满机会和希望的地方。Warm-up ActivitiesActivity One:Directions: Ask students to discuss:Which of the two opi
5、nions do you support more?1) Spare well and have well.(会节省，不受穷。)2) Riches come from a wise mind and good investment. (财富来自于智慧和好的投资。)Tips:- I support the first one. Everyone, poor or rich, should cultivate the habit of saving. If one becomes extravagant, he or she will probably end up with nothing at
6、 all.- I support the latter opinion. Investment can encourage people to become daring, wise and creative. One may become even richer with the right investment projects. Besides, if one just relies on savings, he or she will miss many good chances to enjoy life.Activities:Directions: Ask students the
7、 following questions.1) If you have an extra sum of money, will you put it in the bank or invest it? Why?2) Before investing, what factors will you take into consideration?Tips:- bank interest is little but safe; investment involves risk, chance, but benefit much .Profits, potential risks, partners,
8、 policy .Activity Three:Directions: Ask students the following question.Do we work just to make money?Tips: Unit 6 Money创新大学英语 预备级 3- Jobs and work do much more than most of us realize to provide happiness and contentment. We are all used to thinking that work provides the material things of lifethe
9、 goods and services that make possible our version of modern civilization. But we are much less conscious of the extent to which work provides the more intangible, the crucial psychological well-being that can make the difference between a full and an empty life.:Text comprehensionMain idea: The tex
10、t mainly talk about why people struggle to build wealth and money, it tells three main reasons and analyses each of the reasons, and the author has a conclusion of how to build wealth and money at the end. Text Organization:Part One: Para 1. Although wealth and money are the topics of every ones lif
11、e, we devote time to it is surprisingly low. Part Two: Para 2-5. There are three main reasons why people do not ever accumulate any reasonable wealth. Part Three: Para 6. Conclude how to build wealth and make money. Background information Robert Kiyosaki罗伯特.T.清崎（1947） ，生长在夏威夷，是第四代日裔美国人，著名财商教育专家，他教人们
12、成为百万富翁,故称理财的“金牌教练”、 “百万富翁的教父“ 。1977 年他创立了一家公司，首次将用尼龙和 “维可牢”搭链制成的 “冲浪者 ”钱包投放市场，后来这一产品在世界范围内成长为价值数百万美元的产业。后来他在商业上经历了三次大浪沉浮，最终还是于 1985 年第三次成为百万富翁。 Rich Dad Poor dad 富爸爸，穷爸爸作者是参加过越南战争的日裔美国人罗伯特清崎。该书是通过一个富爸爸和一个穷爸爸的不同教育所带来的不同影响来告诉我们：如何自己成为一个富爸爸，而不是期望自己有一个富爸爸。这本通俗易懂的书里没有什么高深的大道理，他只是努力在转变普通的人们对于个人财务状况的观念不要指望
13、升职、加薪或者退休金来保证你的生活稳定或者得到提高，而要利用自己的商业智慧去创造这一切。他总结了他的富爸爸和他自己致富的经验，以及一些穷爸爸始终处在财务危机里的教训。Unit 6 Money创新大学英语 预备级 4Language Focus We all know that wealth and money are the main topics of every ones life whether we accept it or not.众所周知，不管承认与否，财富与金钱都是每个人生活中的两大主要话题。wealth n. wealthy adj. whether or note.g. I
14、dont care whether I get it or not. 我不在乎我是否可以得到它。 However, the amount of time we devote to is surprisingly low.amount of 大量的（+不可数名词）the amount of 的数量e.g. She was daunted by the a mount of work still to be done.Just think of the amount of time wasted.surprisingly adv. amazingly adv.devote vt. ( to sth
15、. ) 投入，致力于e.g. Please devote more time to your work.He devoted himself entirely to his country.dedicate: 正式用词，指献身于某一崇高事业或目的，也可指把著作题献给他人。devote: 普通用词，指决心把全部身心、精力、时间等献给某一目标，某一个人或致力于某一事业。e.g. She dedicated her first book to her husband.Dedicate to my beloved. It is puzzling to see do not spend time pla
16、nning to address such an important issue in life. 98%的人没打算花时间去琢磨生活中这一如此重要的问题，这一点令人费解！It is puzzling to do puzzle = confuse spend spend some time ( in )doing sth.spend some money on sth.address n. 地址，称呼 vt. 1.2.3.4.5.e.g. Whats your home address?Please notify us of any change of address.1. deal with
17、对待，处理，解决Unit 6 Money创新大学英语 预备级 5e.g. We should address her as our equal. 我们应该平等地对待她。 The problem will only get worse if it is not addressed.2. ( address oneself )致力于，从事于，忙于，把注意力放在(to)e.g. Let us address ourselves to the matter in hand. 让我们动手干手头的事。 They were asked to address the problem in 10 days.3.
18、 make a speech to a person or audience, esp. formally 向讲话, 向发表演说; 写信给e.g. He addressed the audience in an eloquent speech. 他对听众讲起话来滔滔不绝。You should address your thoughts to the Department Office.4. 在(信封或包裹等)上写上收信人的姓名、地址 e.g. The letter was addressed to the wrong house. 这封信写错了地址。There is a letter addr
19、essed to you 5. 称呼e.g. How should we address Miss Yangs husband? Issue n. (特别重要或大众关注的) 问题,争议Vt. 出版, 发行e.g. There was no issue at all between us. 我们之间毫无争议。The economic issues should be the most important in a country. I bought the book the day after its issue.e.g. The government issues money and stam
20、ps. 政府发行货币及邮票。The Issuing Authority of my ID card is Tong Ren Municipal /mjunspl/ Public SecurityBureau /bjro/ and the Date Issued is Dec.20, 2007(Expiration Date: Dec.20, 2007-Dec.20, 2027) do not ever accumulate any reasonable wealthaccumulate vt./vi. 堆积 ; 积累; 积存; 积聚;（数量）逐渐增加e.g. She accumulated h
21、undreds of books over years.By investing wisely she accumulated a fortune. He has accumulated rich experience in practice.Dust and dirt soon accumulate if a house is not clean regularly.Snow accumulated on the ground. 地上积了一层雪。 Second, they are conditioned to believeUnit 6 Money创新大学英语 预备级 6be conditi
22、oned to: be accustomed to, be trained in certain habits 习惯于, 被限制在be in good condition 状况良好be in no condition (身体状况)不适宜on condition that 以为条件, 如果e.g. She is conditioned to read in the morning.The young people are soon conditioned to the hot weather. e.g. Even after the earthquake, the building is in
23、good condition.e.g. Hes in no condition to drive home / travel.e.g. Ill do it on condition that you pay for everything. Third, once there is some money saved, they play it safe and never investplay safe: be very careful 求稳(不冒险, 小心翼翼)e.g. In such things its always good to play safe.I dont think it wi
24、ll rain today, but wed better play safe and take an umbrella. Lack of accounting skills is the main reason why people get into massive debt.massive adj. 巨大（额）的，大量的，大规模的e.g. His cost of shopping is too massive to make him feeling the pinch. We have experienced massive changes in recent years.We must
25、make massive efforts to improve our future lives. Another reason, of course, is the life style people are used to and ready to live beyond their means without thinking a bout consequences.means n. 收入, 财富 / 手段,方式,方法,途径beyond ones means: more than one can afford 超过（某人的）购买能力by all means 一定，务必，无论如何，尽一切办
26、法by means of: With the use of 通过、采用方式, 借助by no means: certainly not 绝不, 一点不e.g. They live far beyond their means.The price has gone beyond our means. 价格已超出了我们的收入。Her tastes and her means dont jump together. 她的爱好和她的收入很不相称。e.g. All possible means have been tried, but we still failed.Taking a plane is
27、the quickest means of getting there. Unit 6 Money创新大学英语 预备级 7 As long as someone, banks or credit companies, is willing to lend the money, as long as 1. 表示时间: 与一样长, 长达之久e.g. During the holidays , I like to stay in the countryside as long as I can . She lived abroad as long as 10 years.He didnt stay
28、there as/so long as she. be willing to 愿意、乐意e.g. He was willing to lay down his life for his country.他愿意为祖国牺牲他的生命。 Thats how people end up with massive loans and debts. end up withend upend up doing、end up in 在.中结束end up sth = end sth，结束某事end up with sth 以什么为结束end up doing sth 以做什么事情、或者什么状态结束e.g. Th
29、e meeting ended up with a song.(a song 是主语 The meeting 的一部分，即歌曲之后整个会议结束).You could end up running this company if you play your cards right. 你要是处理得到头来这个公司能归你掌管.Their effort ended up in failure(failure 是主语 Their effort 的结果). on one hand, on the other hande.g.On one hand we should study hard , on the
30、other hand we should keep healthy . Most of the education we receive in schools and colleges makes us think that taking up a job and working on it till you retire is the only way to make money. take up1.开始（工作，产生兴趣等，尤其指做以前从未做过的事，或作为消遣的方式）e.g.He took up Spanish while in Spain.2.拿起，举起（物）e.g.She took up
31、 her Boston bag and left.3.占（时间、地方等） ，消耗e.g.It took up a whole week to write the article.Unit 6 Money创新大学英语 预备级 84.继续（中断的活） ，接下去、打断（某人的话） 、支援，帮助，保护（某人） 、 （车辆等）搭载（乘客）等。 .this notion is very well supported by everyone you are surrounded by. be surrounded by(with)被环绕着，周围都是e.g.the school is surrounded b
32、y the fence. but it is amazing to see we dont even stop and think . amazing adj. 惊人的,令人吃惊的e.g.It was amazing that the boy was able to solve the problem so quickly.那男孩能这样快地解完这道题,真是令人惊奇。 amaze vt.使大为惊奇,使惊愕e.g. Your letter amazed me. amazed 吃惊的;显示出惊奇的 (+at/by)+to-v+(that)e.g.We were amazed that he agre
33、ed so quickly. He was amazed at what he saw.看到这情形他惊诧不已。 .their source of income is either through business or excellent investment choice they make.either.or.e.g.Either Mr.Li or Mr.Zhang is in Hong Kong now. Another trait of wealthy people is their ability to take a risk or try something new. traitn
34、.特征,特点,特性Jims two most pleasing traits are generosity and energy.吉姆最讨人喜欢的特征是豪爽和充满活力。 a trait of 一点 ,少许,微量The priest preached a sermon with a trait of humour.那位神父讲道有幽默感。 take a risk 冒险I have to take a lot of risks in my job. .risk on the other hand can reward very well. reward : n.1.2Vt.1.2.adj.1.报答;
35、报偿 ;奖赏;报应e.g.It is unfair that he gets very little in reward for his hard work.他工作很辛苦, 报酬却很少,这不公平。 Unit 6 Money创新大学英语 预备级 92.酬金;赏金 ;奖品e.g.A large reward is offered for the capture of the criminals.巨额悬赏捉拿这些罪犯。v.t.1.报答,报偿;酬谢;奖励e.g.Winners will be rewarded a trip to England.优胜者将获得去英国旅游的奖赏。 2. 报应;惩罚 (坏人
36、或坏事)He will sooner or later be rewarded for his wicked conduct.他的恶行迟早会受到报应。 rewarding adj. 有益的、有回报（价值）的e.g. Gardening is a very rewarding pastime. . Where return could be 10% on average. on average 平均、一般而言e.g.We received 20 calls a day on average. 我们平均每天接到二十个电话。People lose (on average) 2.5 percent p
37、er decade starting in adulthood.“人成年后，每十年平均萎缩25 。. they are always presented with investment opportunities. present 给予、提供；引起、造成；e.g.All this presented new safety problems. present n.礼物,赠品present adj.出席的,在场的；现在的,当前的e.g.Im not at all satisfied with the present situation. And can go well up to 500%, 60
38、0%,etc. go up 1.上升,上涨e.g. Prices havegone up again.Unit 6 Money创新大学英语 预备级 102.被建造起来e.g. New factories aregoing up everywhere.3.被焚毁e.g. The whole building went up in flames. up to 表示达到程度或数量，=as far ase.g. Up to ten people can sleep in this tent.表示时间限制，直到为止，=till(在将来时态中，用 till 比较好)e.g The No.4 bus run
39、s to 9 oclock in the evening.Ill wait for you until ten oclock tomorrow morning.表示该做出决定，取决于e.g. Shall we go out for dinner or eat at home? 。 。 。To have your financial situation under control. under controle.g. Everything is under control. Keep your temper under control. 别发脾气。 . or invest in high ret
40、urn opportunities. in return 作为回报e.g. What do we give him in return?“Gratitude takes three forms_a feeling in the heart, an expression in words, and giving in return“感恩有三种形式:藏在心里,说在嘴上, 见于行动 in returnfor sth:on account of sth 作为对. 的回报 ;考虑到e.g.The little girl gave me a big hug in return for my help. G
41、rammar1、什么事虚拟语气？虚拟语气是一种特殊的动词形式，表示与事实不相符的假定、想象、愿望、建议、命令、要求、推测等。2、虚拟语气在非真实条件句中的运用Unit 6 Money创新大学英语 预备级 11时间 条件从句中的动词形式 主句中的谓语动词形式与现在事实相反 动词用过去式， be-were Would/should /could/might+动词原形与过去事实相反 have+p.p. Would/should/could/might/could/might+have+p.p.与将来事实相反Were to +动词原形Should +动词原形过去式（be 动词用 were）Would/
42、should/could/might/could/might+动词原形与现在事实相反e.g. If I were in your position I would marry her.与过去事实相反e.g. If it had not rained so hard yesterday we could have played tennis. If he had taken your advice ， he wouldnt have made such a bad mistake.表示与将来事实相反e.g. I would go shopping with you if it were to b
43、e Sunday tomorrow.If he were to be given another chance to do it again， he could certainly achieve more.3、虚拟条件句的结构变异1、虚拟条件句的倒装（ if 的省略）在虚拟条件句中，为了强调所假设条件的虚拟性，或突出说话人的一种主观愿望，虚拟条件句可用倒装结构。虚拟条件句的倒装是通过去掉 if，把条件从句谓语中的助动词、情态动词或系动词放在句首实现的。例如：Had I been(= If I had been ) in that situation， I would not have let
44、 the thief escape away with so much money.Should there be (= If there should be) a drought， what should we do at that time ?Had it not been for your help, we could have finished it on time.2、错综时间条件句 (混合虚拟)有时条件从句的动作和主句的动作发生的时间并不一致，这时谓语动词的形式应根据它所要表示的具体时间来决定。例如：If we hadnt been working hard in the past
45、 few years, things wouldnt be going so smoothly.If the Party hadn t led the Chinese people to liberate the country，Chinese people would still live a life in pain and poverty.3、含蓄条件句有时假设的情况并不以条件从句的形式表现出来，而是通过某个介词或介词短语(如：with， otherwise， without， but for， in that position )、上下文或其它方式表现出来。Unit 6 Money创新
46、大学英语 预备级 12这种句子称为含蓄条件句。例如：But for the help from you , I would not have had the chance to go to college.I would never mind you making such loud noises, but，you see，my baby is in a deep sleep.It was so quiet ; you could have heard a pin drop.4、其他与虚拟语气有关的句型1. wish 结构 过去 Had done 现在 Were/did 将来 Would e.
47、g. I wish it were spring in my hometown all the year aroundHe wishes he hadnt lost the chance.I wish I hadnt wasted so much time.2. as if 从句用虚拟语气的情况是当说话人认为句子所述的是不真实的或极少有可能发生或存在的情况时。从句虚拟语气动词时态的形式如下：（1）如果从句表示与现在事实相反，谓语动词用一般过去时e.g. You look as if you didnt care 你看上去好像并不在乎。He talks as if he knew where s
48、he was （2）从句表示与过去事实相反，谓语动词用“had过去分词”。e.g. He talks about Rome as if he had been there before The girl listened as if she had been turned to stone 那女孩倾听着，一动也不动，像已经变成了石头似的。（3）从句表示与将来事实相反，谓语动词用“wouldcould might动词原形”。e.g. He opened his mouth as if he would say something It looks as if it might snow 3. 主语从句中的虚拟语气 1）It be + 形容词 + that （should ） 用于该句型的形容词是：necessary, good, important, right, wrong, better, natural, proper, funny, strange, surprising 一些名词也可以用于在该结构中。如：a pity， no wonder Unit 6 Money创新大学英
