1、1xx 银行Xxxx Bank公司金融服务Corporate Banking Service2走近 xx 银行A Snapshot of xxxx bank雄厚的资产实力Assets Strengthxx 银行是 xxxx 年经中国人民银行批准设立、xxxx 年开业、xxxx年在上海证券交易所挂牌上市的股份制商业银行，总行设在 xx。目前，注册资本金 xxxx 亿元，总资产规模达 xxxx 亿元人民币（。良好的业绩、 诚信的声誉，使 xx 银行成为中国证券市场中备受关注和尊敬的上市公司。The Shanghai-based Xxxx Bank, a joint-stock commercial
2、 bank approved by the Peoples Bank of China on xxxx, started businesses on xxxx, and was listed in the Shanghai Stock Exchange in xxxx. Its registered capital totaled RMB billion Yuan and total assets stood at RMB billion Yuan.XXXXBank has earned respect and good fame in the domestic stock market on
3、 account of its outstanding performance and trustworthiness.诚信的企业文化Honest Corporate Culture自成立以来，xx 银行一贯秉承“笃守诚信、创 造卓越”的经营理念，致力于建设成为国际上较好的商业银行，为支持国民经济发展和社会进步贡献力量。Ever since its establishment, XXXXBank has been devoted to becoming an internationally well-known bank and contributing to national 3econom
4、ic development and social progress under the service concept of sticking to integrity and striving for excellence. 全国性的经营格局Nationwide Network xx 银行目前在国内 座重点城市设立了 家直属分行、 家营业机构，在香港设立了代表处；在海外，建立了 多家账户行和 余家代理行，遍及全球 多个国家和地区。XXXXBank has currently established 34 directly-controlled branches and offices an
5、d 570 service outlets in China and a representative office in Hong Kong, in addition to 20-plus account banks and 1400-plus correspondent banks in more than 90 countries and regions. 良好的信用声誉Favorable Reputations 上市以来，xx 银行连续多年被亚洲周刊评为“中国上市公司100 强”；2009 年 5 月获评 英国金融时报全球市值 500 强企业第269 位，跳升 153 位，是最大升幅企
6、业之一；同年 6 月英国银行家杂志公布世界银行 1000 强排名，xx 银行根据核心资本排名位居第 137位，总资产 位居 91 位，首次进入百强行列；同年 9 月获评“ 第五届中国最佳品牌建设案例奖” 十佳；同年还获得“2009 年中国上市公司最佳董事会”奖、 “2009 年度 亚洲银行竞争力排名” 十佳商业银行“ 最佳稳健经营银行”； 2010 年 2 月英国银行家杂志发 布“ 全球金融品牌 500 强”榜单， xx 银 行位居 76 位，居中国内地上榜银行第六位，成为国内银行中品牌价值增幅最高的银行，表现出良好的金融品牌价值。Since its public listing at the
7、 stock market, XXXXBank has been rated 4among Top 100 Listed Companies in China for a number of times. In June 2009, XXXXBank was ranked No.137 in terms of Tier 1 capital and No. 91 in terms of total assets by the British Banker magazine among the top 1000 World banks. In September 2009, the bank wa
8、s cited as one of the Top 10 cases of branding. And its board was cited as one of the best-performing boards of listed companies in 2009. And the XXXXBank brand was ranked the 76th among Top 500 World Financial Brands， whose brand value increased the fastest among the various Chinese banking brands.
9、 In March 2009, the bank was cited by Asian Banker magazine as one of the best listed banks 2005-2009 and in April 2009, the bank was cited by the magazine as the strongest bank in China.5公司金融服务品牌“xx 创富”Brand Financial ServiceXXXXBank Corporate Wealth Plus 作为中国金融市场上，尤其是公司及投资银行领域的佼佼者，xx银行一贯脚踏实地而又勇于创新
10、，以高素质的经营团队、丰富的金融服务经验和创新领先的产品服务和科技手段，为包括大型国有企业集团和世界 500 强企业在华分支机构在内的 50 万余家企业客户提供着高品质的金融服务。A leading bank in Chinas corporate and investment banking services, XXXXBank remains pragmatic and innovative, and provides premiere financial services to more than 400,000 corporate clients, including large st
11、ate-owned groups and World Top 500s China offices by virtue of the high-caliber service team, rich experience and cutting-edge services and technologies. 高素质的专业团队High-Caliber Professional Team近年来，xx 银行积极实施战略转型，建立了事业部的经营模式，组建了包括客户经理、产品经理、管理支持人员的专业队伍，全国各地 5500 多名年轻而且高素质的公司银行条线员工依托现金管理、贸易金融、投资银行、 资产 托管
12、、企 业年金等产 品线，为各类在岸、离岸客户提供全面的金融服务。In Recent years，XXXXBank has been active in strategic transformation, establishing division-based operating mode and professional service team consisting of client managers, product managers and supporting 6personnel. With our 4000-plus high-caliber staffs all over Ch
13、ina, XXXXBank provides all onshore and offshore clients with comprehensive financial services depending on the product lines such as cash management, trade finance, investment banking, assets custody, and corporate annuity. 创新领先的产品服务Innovative Products in 2007, it was awarded the Outstanding Brand C
14、ompetitiveness Award by 11Shanghai Jiaotong University and Columbia University, Top 10 Chinese Financial Marketing Enterprises by the Bankers, the Best Public Service Brand Award by Digital Business Times and Sina, Customer Satisfied E-Financial Brand, as well as Chinas Online Banking Comprehensive
15、Development Award, Best Online Banking Award and Best E-Commerce Banking Service Award for the online banking service. In 2008 XXXX Bank Corporate Wealth Plus won the Best Brand Award for Corporate Finance, Best Investment Banking Awards and Best Trade Finance Award. And in 2009，won the most trusted
16、 bank, the Best Corporate Finance brand, the Best Offshore Business Award, the Best SME Services Award by CFO WORLD.“xx 创富”六大领域产品解决方案XXXXBank Corporate Wealth Plus Solutions 、 企业现金管理解决方案 高效管理资金，持续创造财富Corporate Cash Managementefficient capital management and non-stop wealth growth 您想有效、方便、快捷地统一调度与集中管
17、理多个账户的资金吗？Do you want effective, convenient and quick management of multiple account capital? 您想使公司资金汇划实现“零在途” 吗？Do you want zero-transit for capital transfer?您想提高资金周转速度和使用效益，节约财务成本吗？12Do you want to improve capital turnover speed and use efficiency and save financial cost?我们了解您在企业现金管理中的各种需求，为您提供集收款
18、、付款、账户资金管理、信息服 务的整体服 务方案企业现金管理解决方案。该方案以 xx 银行全行一体化的综合业务处理平台为依托，借助更新、更便捷、更科学的金融工具，帮助企业有效运作资金，不断降低成本、提高收益。 As we all your demands in cash management, we provide you with our cash management solution integrated with collection, payment, account management and information service. Depending on XXXXBanks
19、 integrated service platform and the latest and scientific financial instrument, the solution helps the enterprises to effectively operate capital, continually reduce cost and increase benefits. 七类特色产品： 7 Feature Products: 集团赢可以帮助集团企业、财务公司集中统一管理成员单位分散在各地的账户和资金，帮助集团企业加强现金流动性管理，准确有效预测企业现金流，从而提高资金的使用效率
20、，减少现金浮游损失，实现资金“零在途 ”。“集团赢” 产品不仅支持国外流行的零余额账户和目标余额账户、收支两条线、虚账户等模式，还支持企业根据自身需求对资金的集中规则进行个性化设置的需求，并且在资金转移过程中13为企业提供了灵活的内部计价工具，使集团企业的规模优势尽显。 Group Win: A solution helps the group treasury and financial firms in uniform management of accounts and capital of the overspreading member companies and helps the
21、 group enhance management of cash liquidity and accurately forecast the company cash flow in order to improve the efficient use of capital, reduce floating cash loss, and realize zero-transit capital. Group Win can support not only the international zero balance account, target balance account, sepa
22、rate income and expense management, virtual account and other operating modes, but also companys demand for personalized setup for capital pooling rules, in addition to provide flexible internal accounting tools, thus gives prominence to the scale advantages of the group companies. 中军帐为企业提供的专业、智能的账户
23、管理服务方案，包括账户资金智能化集中管理、账户透支功能、账户信息管理等多种服务，帮助企业有效、方便、快捷地管理多个账户（包括异地账户），统一调度与集中管理多账户资金。 Multi Account: professional and intelligent account management solution for enterprises, including intelligent treasury management, account overdraft, and account 14information management, helps the enterprises in ef
24、fective, convenient and quick management of multiple accounts (including inter-city accounts) and ensures centralized management and transfer of multiple account funds, 网上银电子渠道类产品的统称，包括网上银行和银企直连两大类产品；是我行借助于现代网络和通讯技术向企事业单位客户提供的包含各类账户信息查询、转账支付、投资理财、集团服务、网上外汇、网上 贸服、网上离岸、网上保理、网上年金、网上托管、网上预约等一系列功能和服务的电子渠
25、道类产品。 E-Banking: generic term for XXXX Banks e-channel products, including online banking and XXXX Bank-corporate direct linkage service, which provides various organizations with a series of e-channel services by virtue of modern network and communication technologies, including account information
26、 inquiry, transfer payment, investment and wealth management, group service, online foreign exchange service, online trade, online offshore service, online factoring, online annuity, online custody and online reservation services. 及时语信息服务类产品的统称，旨在为企业提供最及时、最全面的银行信息。目前包括短信通知服务、邮件通知15服务、电子对帐服务、收付款业务特需信
27、息服务等多个产品。 Instant Notice: Information services provided by XXXX Bank are generally called “Instant Notice”, currently including SMS, E-mail Notice, electronic reconciliation service, and payment collection service to provide the customers with the most prompt and comprehensive bank information. 利多多对
28、公理财产品与服务的统一品牌，旨在为公司及机构客户提供专业、便捷的理财服务，产品包括各类“ 利多多”银行理 财计划、协定存款、通知存款、“利多多”通知存款、本外币结构性存款、债券、外 汇、黄金、基金的代理 买卖等。 Yield Plus: Yield Plus is XXXX Banks professional and convenient wealth management service for company customers, including assets management service, RMB conventional deposit, Call deposit, “Y
29、ield Plus” call deposit, structure deposit, agency services of bonds, FX, gold and funds transaction. 付轻松我行各类特色付款产品的统称，包括 BtoB 网上支付、银关通、 银税通、网上 结售付汇等多种产品。16 Easy Pay: generic term for XXXX Banks feature payment products, including B2B online payment, Bank-Customs Access, Bank-Tax Access, and Online
30、Payment services 汇时达在先进的全行数据大集中业务处理平台上，为企业提供的 xx 系统内异地划款实时到帐的结算服务。 Express Remittance: Express Remittance is the real-time settlement service for inter-city transfer business within XXXX Bank banking system for company customers by virtue of our advanced centralized data processing system.、 企业供应链融资解
31、决方案 融通供应之链，汇聚共赢之源Supply Chain Finance Solution: conform the finance to supply chains and converge the source for mutual benefits您的企业因资信及实力不够，而无法获得较好的谈判地位和贸易条件吗？Cant you obtain a favorable status and reasonable trade terms in the business due to limited credit standing and strength? 您在原材料采购的过程中，缺乏足够的
32、周转资金吗？Do you encounter insufficient turnover capital in purchase of raw materials?您是否遇到了存货管理消耗过高成本的难题？17Do you encounter high cost in inventory management?您正在为应收账款无法及时回笼而烦恼着吗？Are you irritated about the delayed collection of the accounts receivable?您想要更为紧密的上下游企业合作关系吗？Do you want to coordination and
33、collaboration with channel partners, which can be suppliers, intermediaries, third-party service providers, and customers.?我们为您精心呈现“供 应链融资解决方案” ，全力助您的企 业解决供应链各环节上可能遇到的问题，为您的企业在物流、信息流和资金流的管理上提高实效、增加价值，增强企业的市场竞争能力。Here is our special tribute to you, supply chain finance solution, which will help you t
34、o solve the possible problems encountered in the supply chain, and to provide you with efficient, value-added, and competitive management concerning logistics, information flow and capital flow.七类特色方案：7 Special Solutions: 在线账款管理方案以领先的平台和服务理念为企业解决账款管理难题。 receivables and payables Online service soluti
35、on: to help enterprises solve problems in receivables and payables management via leading IT platform and service concepts 18 采购商支持方案为采购商解决在采购过程中的各种问题，紧密上下游。 Sourcing and Procurement solution: solve purchasers problems in sourcing and procurement so that to enhance ties between the chain partners. 供
36、应商支持方案为供应商解决在销售过程中的各种问题，紧密上下游。 Vendor solution: solve vendors problems in distribution and enhance ties between the chain partners. 区内企业贸易融资方案为出口加工区和保税区内企业度身定制的服务方案。 Bonded area trade finance solution: tailor-made services for enterprises in bonded areas and export trade processing zones 大型机电设备出口服务方
37、案为大型机电设备生产及代理出口企业提供银行产品和服务的整体业务方案。 Large electromechanical equipment export solution: integrated banking facilities and services for manufacturers and exporters of large electromechanical equipment 工程承包信用支持方案为企业在境内外竞投标及新项目资格预审中提供各项资质及信用支持服务的业务方案。19 Project Contract solution: offering qualification a
38、nd credit enhancement services for enterprises in their contract bidding and pre-qualification process 网上贸易服务解决方案 为企业提供的国际贸易结算网上服务和个性化网上金融增值服务的解决方案。 Online trade service solution: offering online settlement for international trade and personalized online value-added financial services 为您提供的主要服务有：The
39、 main services offered include:信用证融资业务|保函 业务| 福费廷业务|国内保理业务|国际保理业务|国内信用证业务|动产质 押业务| 票据融资业务 |出口信用保险项下押汇|网上贸服业务Letter of credit |letter of guarantee | forfeiting | domestic factoring | international factoring| domestic letter of credit | asset base lending |bill discounting | bill purchase covered by e
40、xport credit insurance | online trade service 、 投行业务解决方案畅享增值服务、稳赢财富未来Investment banking solution: value-added service and steady wealth growth您想拓宽融资渠道，降低融资成本吗？20Do you want to expand financing channels and reduce financing cost?您想提高资产的流动性，提升资金的运作效率吗？Do you want to improve assets liquidity and capita
41、l operating efficiency?您想寻找兼并收购的对象，实现迅速扩张的企望吗？Do you want to find chances for merging and acquisition to realize quick expansion?我们的投资银行团队打造的投行业务解决方案将为您在债券融资、股权融 资、 项目融 资等多个领域提供优化的决策支持和增值服务，给予您的企业内在价值的增长动力，让您的企业畅享成长的快乐。Our investment banking service will provide you with optimized decision-making su
42、pport and value-added services in such fields as bond financing, equity financing, and project financing, thus giving your inherent moment for development and success. 九类特色服务：9 Feature Services:债券融资以固定收益债券为载体打造全新的融资服务模式，让您轻松无忧地享受低成本、多组合的融资便利。Direct debt financing: brand new financing service based o
43、n fixed income products, ensuring low-cost financing portfolio为您提供的主要产品有：短期融资券Main product provided: commercial paper underwriting股权融资搭建直接股权融资平台，通过公开上市、引进私募21股权投资者等方式，使您在拓展融资渠道、获得持久稳定的权益性资本的同时，优化融资结构，成功进入资本市场，实现企业价值与股东财富的高速增长。Equity financing: establish direct equity financing platform and by way of
44、 public listing and introducing private equity investors, optimize the financing structure, smooth access to capital market, and realize rapid growth in both corporate values and shareholders wealth, while expanding financing channels and obtaining sustainable and steady equity capital. 为您提供的主要产品有：境
45、内外公开上市财务顾问、私募股权融资财务顾问Main products available: financial advisor for both foreign and domestic public listing, as well as for private equity financing 为您提供的主要服务有：引进战略投资者或财务投资者顾问Main service available: financial advisor for introducing strategic investors or financial investors 项目融资为传统融资赋予全新内涵，通过项目贷款、
46、房地产开发贷款、法人按揭等融资产品，让您体验多元化的金融服务。Project financing: diversified financial services by way of term loan, real estate development loan and corporate mortgage loan银团融资我们以辛迪加债务融资市场先行者的角色引领国内银团业务金融创新和产品标准，满足您企业经营增长和项目投资的各类融资需求，协助您对现有债务结构调、再融资，契合您的发展战略鸿图，提供与国际惯例接轨的有效融资方案。Syndicated loan: pace-setter of dome
47、stic syndicated financing instrument, 22which helps you with various working capital and investment financing demands, debt restructuring and re-financing and thus complies with your strategic development plan and provides you with internationally practiced financing solutions.为您提供的主要产品线有：一级市场的多币种多期
48、限组合的银团贷款、再融 资贷款、 债项备用贷款、循 环贷款、 过桥贷款、融资租赁、并购融资、 银团保函/承诺函/备用信用证等中间业务，二级市场的资金参与和风险参与、信用衍生互换工具等，并通过银团平台提供国内外资本、货币 和信贷债务市场的相关直接、间接和结构性的资金募集。Main product lines available include syndicated loan portfolio, refinancing loan, standby debt facility, revolving credit loan, bridge loan, lease financing loan, M
49、fund participation ,risk participation and derivative credit default swap instrument on the secondary market, as well as direct, indirect and structured fund raising from domestic and foreign money and capital market through the syndication desk. 租赁融资助您以租赁的方式获得实物资产直接投入生产经营， 为您减 轻一次性付款购买资产的资金压力以及省去您亲自购置资产的交易成本，并有效控制您的财务和税务成本，使您能从容专注于企业的经营与发展。Lease financing: obtain assets in kind and directly put them into production by way of lease, relieving you from financial pressu
