1、Personal Credit Report(Bank Professional Edition)Report No.: Enquiry request time: January 9, 2015 14:46:15 Report time: January 9, 2015 14:46:15Name of the inquired Certificate type of the inquired Certificate No. of the inquired Inquiry operator Inquiry reasonI. Personal Basic InformationIdentity
2、InformationGender Date of birth Marital status Mobile phone Unit phone Residential phone Education background DegreeUndergraduate (“College” for abbreviation) BachelorMail address Household address-Residential InformationNo. Residential Address Residential status Info. update date1 Other June 25, 20
3、112 Unknown December 19, 2006Occupational InformationNo. Work unit Unit address1 Oriental International Building2 -3 -4 Finance Department of the Corporate, No. 2 North Tongji Road, Economical and Technological Development ZoneNo. Occupation Industry Position Job title Time to enter the unit Info. u
4、pdate date1 - - Other - - June 25, 20112 - - - - - June 17, 20113 - - - - - March 1, 20114 - - General employee - - December 19, 2006II. Information Summary(I) Credit tipSum of housing loanSum of other loansMonth of first loan distributionNumber of credit card accountsFirst credit card issuance mont
5、hNumber of semi credit card accountsFirst semi credit card issuance monthSelf statement numberObjection label number0 0 - 6 November 2005 0 - 0 0(II) Overdue and Default Information Summary Overdue (Draft) Information SummaryOverdue loan Overdue credit card Semi credit card with over 60-day overdraf
6、tSums Number of monthsMonthly maximum overdue amountLongest overdue monthsNumber of accountsNumber of monthsMonthly maximum overdue amountLongest overdue monthsNumber of accountsNumber of monthsMonthly maximum overdue amountLongest overdue months- - - - 1 1 - 1 - - - -(III) Credit and Liabilities In
7、formation SummaryUn-cancelled credit card information summary1-3Number of issuing corporate entities Number of issuing organsNumber of accounts Total credit Maximum credit of single bankMinimum credit of single bankConsumed credit Average consumed credit in recently 6 months1 1 2 50,000 50,000 50,00
8、0 0 14,765III. Credit Transaction Information Details(I) Credit Card1. The credit card (RMB account) is issued by “Bank of Communications” on December 19, 2006, business No.0910141130026181912, with a credit line of 50,000 Yuan, credit/free guarantee. Till November 14, 2014,Shared credit Consumed cr
9、edit Average consumed credit in recent 6 months Maximum use credit Repayable amount of the month50,000 0 14766 62,640 938Statement date Paid-in amount of the month Latest repayment date Current overdue installment Current overdue amountNovember 14, 2014 134,697 November 14, 2014 0 0Repayment record
10、from December 2012 to November 2014N N N N N N N N N N N N N N N * N N N 1 N N N N2. The credit card (USD account) is issued by “Bank of Communications” on December 19, 2006, business No.0910141130026181973, with a credit amount equivalent to RMB 49683 Yuan, credit/free guarantee. Till December 14,
11、2014, Shared credit Consumed credit Average consumed credit in recent 6 months Maximum use credit Repayable amount of the month0 0 0 0 0Statement date Paid-in amount of the month Latest repayment date Current overdue installment Current overdue amountDecember 14, 2014 2,835 December 14, 2014 0 0Repa
12、yment record from January 2013 to December 2014* * * * * * * * * * * * * * * * * * * * * * * *3. The credit card (USD account) issued by “Bank of Communications” on November 15, 2005, business No.091014113007024493, with a credit amount equivalent to RMB 49652 Yuan, credit/free guarantee, has been c
13、ancelled in January 2012.4. The credit card (RMB account) issued by “Bank of Communications” on November 15, 2005, business No.0910011130007024441, with a credit line of 50,000 Yuan, credit/free guarantee, has been cancelled in January 2012.5. The credit card (RMB account) issued by “ZY” on June 25,
14、 2011, business No.X, with a credit amount of 5000 Yuan, credit/free guarantee, has been cancelled in July 2014.6. The credit card (USD account) issued by “ZY” on June 25, 2011, business No.X, with a credit amount equivalent to RMB 4998 Yuan, credit/free guarantee, has been cancelled in July 2014.IV
15、. Public Information DetailHousing Fund Payment RecordPlace Date Initial payment month Payment till Payment status Monthly deposit amount Personal deposit ratio Unit deposit ratioDongcheng , Beijing March 18, 2004 June 2010 Cancelled 0 12% 12%Payment unit Info. update dateZhongpeng Accounting Firm C
16、o., Ltd. June 1, 2010Endowment Insurance Payment RecordPlace Date Accumulated payment months Work months Payment Status Personal payment base Payment amount this month Info. update dateFengtai, Beijing January 1, 2010 0 November 2000 Insurance payment 7,200 576 March 1, 2011Payment unit Reason for p
17、ayment suspension or termination-V. Inquiry Record2-3Inquiry Record SummaryNumber of inquiry organs in recent 1 monthNumber of inquiry times in recent 1 month Number of inquiry times in recent 2 yearsLoan approvalCredit card approvalLoan approvalCredit card approvalPost-loan management Guarantee qua
18、lification examinationReal name examination of franchised business0 0 0 0 12 0 0Report Instructions 1. This report is issued by the Credit Reference Center of the Peoples Bank of China and generated based on the information of personal credit system record as of report time. Except for inquiry recor
19、d, other information is provided by the relevant authority. The Credit Reference Center shall not ensure their authenticity and accuracy, but promise to keep objective and neutral position in the whole process of information summarization, processing and integration.2. If this report has no informat
20、ion of “overdue and breach information abstract”, it represents that the customer has no continuously overdue acts in recent five years.3. The amount data in this report are calculated as RMB, accurate to Yuan.4. This report does not display the already-ended overdue and breach acts 5 years ago, tax
21、es owing record 5 years ago, compulsory execution record, civil judgment record, administrative penalty record and Telecom owning record.5. The loan (issuing) organs instructions are special instruction information which the data submitting organ adds on the specific business.6. Personal statement i
22、s the brief instructions attached by the customer to the information of the information report, and the customer is responsible for the authenticity of her own statement.7. The objection label is added by the Credit Reference Center, which is used for explaining that the customer has objections on i
23、nformation of the Credit Reference Center, and that the Commercial Bank verifies the objection information.8. The red parts marked in this report are used for prompting that such parts may have overdue and breach information; the yellow parts marked in this report are used for prompting that such parts are information which are focused on.9. As to the personal privacies involved in contents of this report, the inquirer shall legally use and properly keep them. If the personal privacies are divulged due to improper use, the Credit Reference Center shall not assume relevant liabilities.
