1、Zhejiang Rural Credit Cooperative,Credit Card of Harvest,Lecturer: Mei YilinGroup members: Ye Lijiao Mei Yilin Qi Jiating Xu Danyu Yu Yangyang Zhu Shanshan,1,Introduction:,Zhejiang Rural Credit Cooperative was established in 1952,including 81 branch offices.So far,there has been more than 4,100 bank
2、ing offices and about 50,000 staffs in Zhejiang. It develops for the purpose of serving for agriculture, rural areas and farmers. Its system has become the local financial institutions whose staffs are the most,scope of services is the most widely and capital scale is the largest.,2,Contents,1、Busin
3、ess 1.1 personal business 1.2 corporate business 1.3 international business2、E-bank3、Bank card 3.1 credit card harvest 3.2,3,Personal Business,For individuals to deal with business,Individual Payment and settlement,Farmers and personal loans,Intermediate Business,Financial Services,Individual Deposi
4、t,4,Corporate Business,For company to deal with business,Corporate Payment and settlement,Enterprise Loan,Rural economic organizations loans,Intermediate Business,Corporate deposit,5,International Business,International Iettlements,For the international trade todeal with the business,Trade Financing
5、,Foreign Exchange Settlement and Sale,6,E-bank,Via communication channel which is open to the public, or open the public network, as well as for particular self-service facilities , to provide customers from the tank of financial services. Mainly includes online banking, telephone banking, mobile ba
6、nking, self-service bank, and other business from the ark,7,Bank card -credit card of harvest,It is approved by the China banking regulatory commission(CBRC),which is the first credit brand of provincial rural cooperative financial system.,8,Target users:,The principal card applicant must have a com
7、plete civil capacity; at least 18 years old; has a steady income.,Vice card applicant must be at least 16 years old and agreed by the principal card applicant or master card holders.,9,Easy Pay,Minimum payments:Pay minimum payments, without a pay full overdrafts, thus using the credit card money eas
8、ily.,Full repayment:In the final payment, pay off this bill that can enjoy the benefits of an interest-free repayment period, without any interest.,10,Value-added services,short messaging service: Provide free SMS services, customers do not need any application formalities that can instantly master
9、the change of account fund, and then to prevent capital risks.,the security of losing card: If the client card is lost or stolen or be plundered, after report the loss of insurant, the insurer will pay the insured occurred within 72 hours before you report the loss of capital losses.,11,Thank you !,12,
