1、银行卡联网联合技术规范1173 消息交换说明3.1 消息格式的表示方法3.1.1. 符号约定含义发 AC 受理方送 SW 交换中心IS 发卡方SD 消息发送方方RC 消息接收方含义M 必须填写的域数 C 某条件成立时必须填写的域据 C+ 某条件成立时增加的域元 C- 某条件成立时删除的域数 M+ 必须增加的域值 O 受理方和发卡方自选填写的域符 转发域号 必须与先前消息中对应域相同的域00 自定义数据元中须填充 0 的域必须去除的域3.1.2. 消息格式说明示意XXX消息位 数据元 数据类型 发送方及数值AC SW IS SWMESSAGE-TYPE-IDENTIFIER n4 0200 02
2、1027 AUTHORIZATION-ID-RESPONSE-LENGTH n1 C 32 ACQUIRING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M 33 FORWARDING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M 35 TRACK-2-DATA z37(LLVAR) M 37 RETRIEVAL-REFERENCE-NUMBER an12 M M 38 AUTHORIZATION-IDENTIFICATION-RESPONSE an6 M 39 RESPONSE-CODE an2
3、M 41 CARD-ACCEPTOR-TERMINAL-IDENTIFICATION ans8 O C 银行卡联网联合技术规范118XXX消息位 数据元 数据类型 发送方及数值AC SW IS SW43 CARD-ACCEPTOR-NAME-LOCATION ans40 M 44 ADDITIONAL-RESPONSE-DATA ans25(LLVAR) C 数据元数值要求说明示意：第 27 域：AUTHORIZATION-ID-RESPONSE-LENGTH，受理方（AC）和交换中心（SW）在请求消息中不包含这个域；发卡方（IS）的 AUTHORIZATION-IDENTIFICATION-
4、RESPONSE 若少于 6 位，则需填写该域。第 32 域：ACQUIRING-INSTITUTION-IDENTIFICATION-CODE，该域由代理行填入，发卡方在应答消息中必须原样送回。第 33 域：FORWARDING-INSTITUTION-IDENTIFICATION-CODE，该域在交易路径中始终保持不变，以表示消息的发送方标识。第 35 域：TRACK-2-DATA，该域仅需要在请求消息中出现。第 41 域：CARD-ACCEPTOR-TERMINAL-IDENTIFICATION，由受理方决定是否填写该域。一旦首发消息中包含该域，则相关的后继消息中，都应包含之。本手册消息
5、域条件数据元说明C1：当域 22（POINT-OF-SERVICE-ENTRY-MODE）指明为磁条卡输入，且磁卡上存在第二磁道信息时，本域出现C2：当域 22（POINT-OF-SERVICE-ENTRY-MODE）指明为磁条卡输入，且磁卡上存在第三磁道信息时，本域出现C3：当域 39（RESPONCE-CODE）为“00”时，本域出现C4：当域 39（RESPONCE-CODE）为“00”时，本域出现C5：当 C3 出现时，本域出现C6：当 C4 出现时，本域出现C7: 当终端要求时，本域出现C8: 当域 52（PIN-DATA）出现时，本域出现C9: 按照银行卡安全技术规范执行银行卡联网
6、联合技术规范1193.2 预授权POS预授权消息位 数据元 数据类型 发送方及数值AC SW IS SWMESSAGE-TYPE-IDENTIFIER n4 0100 0110BITMAP b128 M M M M2 PRIMARY-ACCOUNT-NUMBER n19(LLVAR) M M 3 PROCESSING-CODE n6 M M 4 AMOUNT-OF-TRANSACTION n12 M M 7 TRANSMISSION-DATE-AND-TIME n10(MMDDhhmmss) M M 11 SYSTEM-TRACE-AUDIT-NUMBER n6 M M 12 TIME-OF-
7、LOCAL-TRANSACTION n6(hhmmss) M M 13 DATE-OF-LOCAL-TRANSACTION n4(MMDD) M M 14 DATE-EXPIRATION n4(YYMM) M 15 DATE-OF-SETTLEMENT n4(MMDD) M+ M 18 MERCHANTS-TYPE n4 M M 22 POINT-OF-SERVICE-ENTRY-MODE n3 M 25 POINT-OF-SERVICE-CONDITION-CODE n2 M M 26 POINT-OF-SERVICE-PIN-CAPTURE-CODE n2 C8 32 ACQUIRING-
8、INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M 33 FORWARDING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M 35 TRACK-2-DATA z37(LLVAR) C1 36 TRACK-3-DATA z.104(LLLVAR) C2 37 RETRIEVAL-REFERENCE-NUMBER an12 M M 38 AUTHORIZATION-IDENTIFICATION-RESPONSE an6 C3 39 RESPONSE-CODE an2 M 41 CARD-ACCEPTOR-TE
9、RMINAL-IDENTIFICATION ans8 M M 42 CARD-ACCEPTOR-IDENTIFICATION-CODE ans15 M M 43 CARD-ACCEPTOR-NAME-LOCATION ans40 M 44 ADDITIONAL-RESPONSE-DATA ans25(LLVAR) O C-49 CURRENCY-CODE-OF-TRANSACTION an3 M M 52 PIN-DATA b64 C7 53 SECURITY-RELATED-CONTROL-INFORMATION n16 C8 100 RECEIVING-INSTITUTION-IDENTI
10、FICATION-CODE n11(LLVAR) M+ M 121 NATIONAL-SC-RESERVED ans.030(LLLVAR) M+ M 122 ACQUIRING-INSTITUTION-RESERVED ans.030(LLLVAR) M C- C+123 ISSUER-INSTITUTION-RESERVED ans.030(LLLVAR) O C-128 MESSAGE-AUTHENTICATION-CODE b64 C9 C9 C9 C9银行卡联网联合技术规范1203.3 预授权撤消POS预授权撤消消息位 数据元 数据类型 发送方及数值AC SW IS SWMESSAG
11、E-TYPE-IDENTIFIER n4 0100 0110BITMAP b128 M M M M2 PRIMARY-ACCOUNT-NUMBER n19(LLVAR) M M 3 PROCESSING-CODE n6 M M 4 AMOUNT-OF-TRANSACTION n12 M M 7 TRANSMISSION-DATE-AND-TIME n10(MMDDhhmmss) M M 11 SYSTEM-TRACE-AUDIT-NUMBER n6 M M 12 TIME-OF-LOCAL-TRANSACTION n6(hhmmss) M M 13 DATE-OF-LOCAL-TRANSACT
12、ION n4(MMDD) M M 15 DATE-OF-SETTLEMENT n4(MMDD) M+ M 18 MERCHANTS-TYPE n4 M M 22 POINT-OF-SERVICE-ENTRY-MODE n3 M 25 POINT-OF-SERVICE-CONDITION-CODE n2 M M 26 POINT-OF-SERVICE-PIN-CAPTURE-CODE n2 C8 32 ACQUIRING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M 33 FORWARDING-INSTITUTION-IDENTIFICATION-
13、CODE n11(LLVAR) M M 35 TRACK-2-DATA z37(LLVAR) C1 36 TRACK-3-DATA z.104(LLLVAR) C2 37 RETRIEVAL-REFERENCE-NUMBER an12 M M 38 AUTHORIZATION-IDENTIFICATION-RESPONSE an6 M 39 RESPONSE-CODE an2 M 41 CARD-ACCEPTOR-TERMINAL-IDENTIFICATION ans8 M M 42 CARD-ACCEPTOR-IDENTIFICATION-CODE ans15 M M 43 CARD-ACC
14、EPTOR-NAME-LOCATION ans40 M 44 ADDITIONAL-RESPONSE-DATA ans25(LLVAR) O C-49 CURRENCY-CODE-OF-TRANSACTION an3 M M 52 PIN-DATA b64 C7 53 SECURITY-RELATED-CONTROL-INFORMATION n16 C8 60 MESSAGE-REASON-CODE n.004(LLLVAR) M 90 ORIGINAL-DATA-ELEMENTS n42 M 100 RECEIVING-INSTITUTION-IDENTIFICATION-CODE n11(
15、LLVAR) M+ M 121 NATIONAL-SC-RESERVED ans.030(LLLVAR) M+ M 122 ACQUIRING-INSTITUTION-RESERVED ans.030(LLLVAR) M C- C+123 ISSUER-INSTITUTION-RESERVED ans.030(LLLVAR) O C-128 MESSAGE-AUTHENTICATION-CODE b64 C9 C9 C9 C9银行卡联网联合技术规范1213.4 预授权冲正POS预授权冲正消息(受理方发出)位 数据元 数据类型 发送方及数值AC SWMESSAGE-TYPE-IDENTIFIER
16、 n4 0420 0430BITMAP b128 M M2 PRIMARY-ACCOUNT-NUMBER n19(LLVAR) M M3 PROCESSING-CODE n6 M M4 AMOUNT-OF-TRANSACTION n12 M M7 TRANSMISSION-DATE-AND-TIME n10(MMDDhhmmss) M M11 SYSTEM-TRACE-AUDIT-NUMBER n6 M M12 TIME-OF-LOCAL-TRANSACTION n6(hhmmss) M M13 DATE-OF-LOCAL-TRANSACTION n4(MMDD) M M15 DATE-OF-
17、SETTLEMENT n4(MMDD) M18 MERCHANTS-TYPE n4 M M22 POINT-OF-SERVICE-ENTRY-MODE n3 M25 POINT-OF-SERVICE-CONDITION-CODE n2 M M32 ACQUIRING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M33 FORWARDING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M37 RETRIEVAL-REFERENCE-NUMBER an12 M M38 AUTHORIZATION-IDENT
18、IFICATION-RESPONSE an6 C39 RESPONSE-CODE an2 M41 CARD-ACCEPTOR-TERMINAL-IDENTIFICATION ans8 M M42 CARD-ACCEPTOR-IDENTIFICATION-CODE ans15 M M43 CARD-ACCEPTOR-NAME-LOCATION ans40 M49 CURRENCY-CODE-OF-TRANSACTION an3 M M60 MESSAGE-REASON-CODE n.004(LLLVAR) M M90 ORIGINAL-DATA-ELEMENTS n42 M100 RECEIVI
19、NG-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M121 NATIONAL-SC-RESERVED ans.030(LLLVAR) M122 ACQUIRING-INSTITUTION-RESERVED ans.030(LLLVAR) O C128 MESSAGE-AUTHENTICATION-CODE b64 C9 C9银行卡联网联合技术规范122POS预授权冲正消息(交换中心发出)位 数据元 数据类型 发送方及数值SW ISMESSAGE-TYPE-IDENTIFIER n4 0420 0430BITMAP b128 M M2 PRIMARY-A
20、CCOUNT-NUMBER n19(LLVAR) M M3 PROCESSING-CODE n6 M M4 AMOUNT-OF-TRANSACTION n12 M M7 TRANSMISSION-DATE-AND-TIME n10(MMDDhhmmss) M M11 SYSTEM-TRACE-AUDIT-NUMBER n6 M M12 TIME-OF-LOCAL-TRANSACTION n6(hhmmss) M M13 DATE-OF-LOCAL-TRANSACTION n4(MMDD) M M15 DATE-OF-SETTLEMENT n4(MMDD) M M18 MERCHANTS-TYP
21、E n4 M M22 POINT-OF-SERVICE-ENTRY-MODE n3 M25 POINT-OF-SERVICE-CONDITION-CODE n2 M M32 ACQUIRING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M33 FORWARDING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M37 RETRIEVAL-REFERENCE-NUMBER an12 M M38 AUTHORIZATION-IDENTIFICATION-RESPONSE an6 C39 RESPONSE-C
22、ODE an2 M41 CARD-ACCEPTOR-TERMINAL-IDENTIFICATION ans8 M M42 CARD-ACCEPTOR-IDENTIFICATION-CODE ans15 M M43 CARD-ACCEPTOR-NAME-LOCATION ans40 M44 ADDITIONAL-RESPONSE-DATA ans25(LLVAR) C49 CURRENCY-CODE-OF-TRANSACTION an3 M M60 MESSAGE-REASON-CODE n.004(LLLVAR) M M90 ORIGINAL-DATA-ELEMENTS n42 M100 RE
23、CEIVING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M121 NATIONAL-SC-RESERVED ans.030(LLLVAR) M M123 ISSUER-INSTITUTION-RESERVED ans.030(LLLVAR) C128 MESSAGE-AUTHENTICATION-CODE b64 C9 C9银行卡联网联合技术规范1233.5 ATM取款ATM取款消息位 数据元 数据类型 发送方及数值AC SW IS SWMESSAGE-TYPE-IDENTIFIER n4 0200 0210BITMAP b128 M M M
24、M2 PRIMARY-ACCOUNT-NUMBER n19(LLVAR) M M 3 PROCESSING-CODE n6 M M 4 AMOUNT-OF-TRANSACTION n12 M M 7 TRANSMISSION-DATE-AND-TIME n10(MMDDhhmmss) M M 11 SYSTEM-TRACE-AUDIT-NUMBER n6 M M 12 TIME-OF-LOCAL-TRANSACTION n6(hhmmss) M M 13 DATE-OF-LOCAL-TRANSACTION n4(MMDD) M M 14 DATE-EXPIRATION n4(YYMM) M 1
25、5 DATE-OF-SETTLEMENT n4(MMDD) M+ M 18 MERCHANTS-TYPE n4 M M 22 POINT-OF-SERVICE-ENTRY-MODE n3 M 25 POINT-OF-SERVICE-CONDITION-CODE n2 M M 26 POINT-OF-SERVICE-PIN-CAPTURE-CODE n2 M 32 ACQUIRING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M 33 FORWARDING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M
26、 35 TRACK-2-DATA z37(LLVAR) C1 36 TRACK-3-DATA z.104(LLLVAR) C2 37 RETRIEVAL-REFERENCE-NUMBER an12 M M 38 AUTHORIZATION-IDENTIFICATION-RESPONSE an6 O 39 RESPONSE-CODE an2 M 41 CARD-ACCEPTOR-TERMINAL-IDENTIFICATION ans8 M M 42 CARD-ACCEPTOR-IDENTIFICATION-CODE ans15 M M 43 CARD-ACCEPTOR-NAME-LOCATION
27、 ans40 M 44 ADDITIONAL-RESPONSE-DATA ans25(LLVAR) O C-49 CURRENCY-CODE-OF-TRANSACTION an3 M M 52 PIN-DATA b64 M 53 SECURITY-RELATED-CONTROL-INFORMATION n16 M 54 ADDITIONAL-AMOUNTS an.040(LLLVAR) O 100 RECEIVING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M+ M 121 NATIONAL-SC-RESERVED ans.030(LLLVAR)
28、M+ M 122 ACQUIRING-INSTITUTION-RESERVED ans.030(LLLVAR) M C- C+123 ISSUER-INSTITUTION-RESERVED ans.030(LLLVAR) O C-128 MESSAGE-AUTHENTICATION-CODE b64 C9 C9 C9 C9银行卡联网联合技术规范1243.6 查询交易ATM查询消息位 数据元 数据类型 发送方及数值AC SW IS SWMESSAGE-TYPE-IDENTIFIER n4 0200 0210BITMAP b128 M M M M2 PRIMARY-ACCOUNT-NUMBER n
29、19(LLVAR) M M 3 PROCESSING-CODE n6 M M 7 TRANSMISSION-DATE-AND-TIME n10(MMDDhhmmss) M M 11 SYSTEM-TRACE-AUDIT-NUMBER n6 M M 12 TIME-OF-LOCAL-TRANSACTION n6(hhmmss) M M 13 DATE-OF-LOCAL-TRANSACTION n4(MMDD) M M 14 DATE-EXPIRATION n4(YYMM) M 15 DATE-OF-SETTLEMENT n4(MMDD) M+ M 18 MERCHANTS-TYPE n4 M M
30、 22 POINT-OF-SERVICE-ENTRY-MODE n3 M 25 POINT-OF-SERVICE-CONDITION-CODE n2 M M 26 POINT-OF-SERVICE-PIN-CAPTURE-CODE n2 M 32 ACQUIRING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M 33 FORWARDING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M 35 TRACK-2-DATA z37(LLVAR) C1 36 TRACK-3-DATA z.104(LLLVAR
31、) C2 37 RETRIEVAL-REFERENCE-NUMBER an12 M M 39 RESPONSE-CODE an2 M 41 CARD-ACCEPTOR-TERMINAL-IDENTIFICATION ans8 M M 42 CARD-ACCEPTOR-IDENTIFICATION-CODE ans15 M M 43 CARD-ACCEPTOR-NAME-LOCATION ans40 M 49 CURRENCY-CODE-OF-TRANSACTION an3 M M 52 PIN-DATA b64 M 53 SECURITY-RELATED-CONTROL-INFORMATION
32、 n16 M 54 ADDITIONAL-AMOUNTS an.040(LLLVAR) M 100 RECEIVING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M+ M 121 NATIONAL-SC-RESERVED ans.030(LLLVAR) M+ M 122 ACQUIRING-INSTITUTION-RESERVED ans.030(LLLVAR) M C- C+123 ISSUER-INSTITUTION-RESERVED ans.030(LLLVAR) O C-128 MESSAGE-AUTHENTICATION-CODE b64
33、C9 C9 C9 C9银行卡联网联合技术规范1253.7 POS 金融交易-消费POS金融交易-消费消息位 数据元 数据类型 发送方及数值AC SW IS SWMESSAGE-TYPE-IDENTIFIER n4 0200 0210BITMAP b128 M M M M2 PRIMARY-ACCOUNT-NUMBER n19(LLVAR) M M 3 PROCESSING-CODE n6 M M 4 AMOUNT-OF-TRANSACTION n12 M M 7 TRANSMISSION-DATE-AND-TIME n10(MMDDhhmmss) M M 11 SYSTEM-TRACE-AUD
34、IT-NUMBER n6 M M 12 TIME-OF-LOCAL-TRANSACTION n6(hhmmss) M M 13 DATE-OF-LOCAL-TRANSACTION n4(MMDD) M M 14 DATE-EXPIRATION n4(YYMM) M 15 DATE-OF-SETTLEMENT n4(MMDD) M+ M 18 MERCHANTS-TYPE n4 M M 22 POINT-OF-SERVICE-ENTRY-MODE n3 M 25 POINT-OF-SERVICE-CONDITION-CODE n2 M M 26 POINT-OF-SERVICE-PIN-CAPT
35、URE-CODE n2 C8 32 ACQUIRING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M 33 FORWARDING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M 35 TRACK-2-DATA z37(LLVAR) C1 36 TRACK-3-DATA z.104(LLLVAR) C2 37 RETRIEVAL-REFERENCE-NUMBER an12 M M 38 AUTHORIZATION-IDENTIFICATION-RESPONSE an6 O 39 RESPONSE-COD
36、E an2 M 41 CARD-ACCEPTOR-TERMINAL-IDENTIFICATION ans8 M M 42 CARD-ACCEPTOR-IDENTIFICATION-CODE ans15 M M 43 CARD-ACCEPTOR-NAME-LOCATION ans40 M 44 ADDITIONAL-RESPONSE-DATA ans25(LLVAR) O C-49 CURRENCY-CODE-OF-TRANSACTION an3 M M 52 PIN-DATA b64 C7 53 SECURITY-RELATED-CONTROL-INFORMATION n16 C8 54 AD
37、DITIONAL-AMOUNTS an.040(LLLVAR) O 100 RECEIVING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M+ M 121 NATIONAL-SC-RESERVED ans.030(LLLVAR) M+ M 122 ACQUIRING-INSTITUTION-RESERVED ans.030(LLLVAR) M C- C+123 ISSUER-INSTITUTION-RESERVED ans.030(LLLVAR) O C-128 MESSAGE-AUTHENTICATION-CODE b64 C9 C9 C9 C9银
38、行卡联网联合技术规范1263.8 POS金融交易-预授权完成POS金融交易-预授权完成消息位 数据元 数据类型 发送方及数值AC NC IS NCMESSAGE-TYPE-IDENTIFIER n4 0200 0210BITMAP b128 M M M M2 PRIMARY-ACCOUNT-NUMBER n19(LLVAR) M M 3 PROCESSING-CODE n6 M M 4 AMOUNT-OF-TRANSACTION n12 M M 7 TRANSMISSION-DATE-AND-TIME n10(MMDDhhmmss) M M 11 SYSTEM-TRACE-AUDIT-NUMB
39、ER n6 M M 12 TIME-OF-LOCAL-TRANSACTION n6(hhmmss) M M 13 DATE-OF-LOCAL-TRANSACTION n4(MMDD) M M 14 DATE-EXPIRATION n4(YYMM) M 15 DATE-OF-SETTLEMENT n4(MMDD) M+ M 18 MERCHANTS-TYPE n4 M M 22 POINT-OF-SERVICE-ENTRY-MODE n3 M 25 POINT-OF-SERVICE-CONDITION-CODE n2 M M 26 POINT-OF-SERVICE-PIN-CAPTURE-COD
40、E n2 C8 32 ACQUIRING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M 33 FORWARDING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M 35 TRACK-2-DATA z37(LLVAR) C1 36 TRACK-3-DATA z.104(LLLVAR) C2 37 RETRIEVAL-REFERENCE-NUMBER an12 M M 38 AUTHORIZATION-IDENTIFICATION-RESPONSE an6 M M 39 RESPONSE-CODE an2
41、 M 41 CARD-ACCEPTOR-TERMINAL-IDENTIFICATION ans8 M M 42 CARD-ACCEPTOR-IDENTIFICATION-CODE ans15 M M 43 CARD-ACCEPTOR-NAME-LOCATION ans40 M 44 ADDITIONAL-RESPONSE-DATA ans25(LLVAR) O C-49 CURRENCY-CODE-OF-TRANSACTION an3 M M 52 PIN-DATA b64 C7 53 SECURITY-RELATED-CONTROL-INFORMATION n16 C8 100 RECEIV
42、ING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M+ M 121 NATIONAL-SC-RESERVED ans.030(LLLVAR) M+ M 122 ACQUIRING-INSTITUTION-RESERVED ans.030(LLLVAR) M C- C+123 ISSUER-INSTITUTION-RESERVED ans.030(LLLVAR) O C-128 MESSAGE-AUTHENTICATION-CODE b64 C9 C9 C9 C9银行卡联网联合技术规范1273.9 POS金融交易撤消POS金融交易撤消消息位 数据元 数
43、据类型 发送方及数值AC SW IS SWMESSAGE-TYPE-IDENTIFIER n4 0200 0210BITMAP b128 M M M M2 PRIMARY-ACCOUNT-NUMBER n19(LLVAR) M M 3 PROCESSING-CODE n6 M M 4 AMOUNT-OF-TRANSACTION n12 M M 7 TRANSMISSION-DATE-AND-TIME n10(MMDDhhmmss) M M 11 SYSTEM-TRACE-AUDIT-NUMBER n6 M M 12 TIME-OF-LOCAL-TRANSACTION n6(hhmmss) M
44、M 13 DATE-OF-LOCAL-TRANSACTION n4(MMDD) M M 15 DATE-OF-SETTLEMENT n4(MMDD) M+ M 18 MERCHANTS-TYPE n4 M M 22 POINT-OF-SERVICE-ENTRY-MODE n3 M 25 POINT-OF-SERVICE-CONDITION-CODE n2 M M 26 POINT-OF-SERVICE-PIN-CAPTURE-CODE n2 C8 32 ACQUIRING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M 33 FORWARDING-
45、INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M 35 TRACK-2-DATA z37(LLVAR) C1 36 TRACK-3-DATA z.104(LLLVAR) C2 37 RETRIEVAL-REFERENCE-NUMBER an12 M M 38 AUTHORIZATION-IDENTIFICATION-RESPONSE an6 C O 39 RESPONSE-CODE an2 M 41 CARD-ACCEPTOR-TERMINAL-IDENTIFICATION ans8 M M 42 CARD-ACCEPTOR-IDENTIFICATI
46、ON-CODE ans15 M M 43 CARD-ACCEPTOR-NAME-LOCATION ans40 M 44 ADDITIONAL-RESPONSE-DATA ans25(LLVAR) C+ O C-49 CURRENCY-CODE-OF-TRANSACTION an3 M M 52 PIN-DATA b64 C7 53 SECURITY-RELATED-CONTROL-INFORMATION n16 C8 90 ORIGINAL-DATA-ELEMENTS n42 M 100 RECEIVING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR)
47、M+ M 121 NATIONAL-SC-RESERVED ans.030(LLLVAR) M+ M 122 ACQUIRING-INSTITUTION-RESERVED ans.030(LLLVAR) O C- C+123 ISSUER-INSTITUTION-RESERVED ans.030(LLLVAR) O C-128 MESSAGE-AUTHENTICATION-CODE b64 C9 C9 C9 C9银行卡联网联合技术规范1283.10 冲正冲正消息（受理方发出）位 数据元 数据类型 发送方及数值AC SWMESSAGE-TYPE-IDENTIFIER n4 0420 0430BI
48、TMAP b128 M M2 PRIMARY-ACCOUNT-NUMBER n19(LLVAR) M M3 PROCESSING-CODE n6 M M4 AMOUNT-OF-TRANSACTION n12 M M7 TRANSMISSION-DATE-AND-TIME n10(MMDDhhmmss) M M11 SYSTEM-TRACE-AUDIT-NUMBER n6 M M12 TIME-OF-LOCAL-TRANSACTION n6(hhmmss) M M13 DATE-OF-LOCAL-TRANSACTION n4(MMDD) M M15 DATE-OF-SETTLEMENT n4(MMDD) M18 MERCHANTS-TYPE n4 M M22 POINT-OF-SERVICE-ENTRY-MODE n3 M25 POINT-OF-SERVICE-CONDITION-CODE n2 M M32 ACQUIRING-INSTITUTION-IDENTIFICATION-CODE n11(LLVAR) M M
