1、China Banking Regulatory Commission 银监会Commercial bank 商业银行Head office 总行Branch 分行Tier-1 branch 一级分行Outlet/networks 网点Retail banking division 零售业务部门Corporate business 公司业务Private banking 私人银行Account manager 客户经理High-end wealth management 高端理财High-profile customers 高端客户Products 产品Value added service
2、增值服务Existing customer 开了户的顾客Walk-in customer 未开户的顾客Queue 排队Business 一线Supporting/Middle/Bank office 支持部门Immediate superior 直属上级Executive positions 管理职位Fee-based business 中间业务Principal business 主营业务Cut off time 关机时间Business time 营业时间Overtime 加班Compensation 薪水Salary 固定工资Commission 提成Bonus 奖金Subsidy 补助
3、Performance evaluate 业绩考核Make money 赚钱Earn money 挣钱Teller 柜员Till 尾箱Vault 金库Comp lance 合规Slip 凭条Balance 余额Add 加Deduct 减Multiple 乘Divide 除Cash flow 现金流Cash in vault 库存现金Cash on hand 手持现金Companys stamp 公章Accountants stamp 财务章Paid 付讫章Received 收讫章Transferred 转章Transaction account 结算账户Current/Checking/Dem
4、and account 活期帐户Deposit certificate 定期存单Roll over/Renew 展期（自动转存）Due date 到期Redeem 提前支取（赎回）Cash in before maturity 提前支取Waive/forfeiting 放弃Premium 国外提前支取的费用Maturity term 存期Interest rate 利率Deposit rate 存款利率Basis point 基点Benchmark 基准Bear/Accrue interest 产生利息Saving deposit 活期储蓄存款Time deposit 定期储蓄存款Time d
5、eposit of lump-sum deposit and withdrawal 整存整取Time deposit small savings for lump-sum withdrawal 零存整取Principal-receiving and interest withdrawing time deposit 存本取息Time or savings optional deposit 定活两便Notice deposit 通知存款Educational deposit 教育储蓄Key in your password 输入密码Dormant account 睡眠账户Household sa
6、vings 居民储蓄Banknote 纸币Coin 硬币Hand Tail 正面 背面Small change 找零Green back/Buck 美元Forged note 假钞（伪造）Forge mutilate 假钞（变造）Self-service 自助服务Transaction number 交易笔数Single operations 单笔交易Large-value transaction 大额交易Suspicious transaction report 可疑交易报告Establish the identity 确认身份Check our record 查记录Resident 居民N
7、ational 国民Per capita 人均Individuals 个人Personally 个人/亲自Third party 第三方Ineligible 符合资格Constraint 限制Based on 根据Audit trail 记录Escalate 上报In X copies 一式 X 份Law 法律Regulation 条例Policy 规定Mechanism 制度Guidance 指引Local/Intra-city 同城Inter-city 异地Cross-bank 跨行Universal cash saving/withdrawing 通存/兑Local clearance
8、session 同城交换Cheque-clearing facilities 支票结算服务Collect Pay 收 付Payer 付款人Payee 收款人Beneficiary 收款人/受益人Sign/signature 签字Co-sign 双签Figure 小写Word 大写Letter 字母Check 支票Promissory note 汇票Draft 本票L/G(Letter of Guarantee) 保函L/C(Letter of credit) 信用证Recourse 追索Acceptance 承兑Endorsement 背书Collection 托收At sight 见票即付O
9、n demand 见索即付Note discount 票据贴现Transfer of notes 票据转让Immediate withdrawal 立即支付Pull out/Cash in 兑现Bank run 挤兑Local peers 国内同业International counterpart 国际同业Locally traded 国内交易Statement 对帐单Checklist 清单Grace period 免息期Quotas 额度Credit line 授信额度Overdraft 透支Limit has been exceeded 超过限额Flat charge 固定费用Credi
10、t account 进帐Debit account 出账Speculation 投机Investment 投资Income/Revenue 收益Earning 收入Expense 支出Cost 成本Offer 发行Placing 配售Proportion 比例Subscribe 认购System generated 系统生成Conversion 转换Replace 替换Potential 潜力Sell-off 抛售Liquidation 清盘Per-printed 事先印好的Risk disclosure 风险提示The buck stops here 责任到此Reap profit 收获利润
11、Risk weighting 风险系数Suffer loss 亏损Cover the loss 补偿损失Risk exposure 风险敞口Treasury Bill 短期国债Treasury note 中期国债Treasury bond 长期国债Forecast 预期Constant 稳定/不变Sustainability 持续Uncertainly 不确定Swap fixed return 固定收益Floating return 浮动收益Margin 利润率Yield 收益率Spare money 闲钱Capital protected investments 保本投资产品Term loa
12、n 定期贷款Housing loan 住房贷款Lending rate 贷款利率Non-performing loan 不良贷款Crisis 坏账Hedging 对冲Proceeds 款项Debtor 债务人Creditor 债权人Security 担保Guarantee 被担保人Guarantor 担保人Pledge 质押Mortgage 抵押Approve 批准Process the application 处理过程Formalities 正式程序Normally 正常Assess 评估Default 违约Pledged 保证Safety 安全性Profitability 盈利性Liqui
13、dity 流动性Legal person 法人Capital 资本Current 流水Turnover 营业额Joint venture 合资企业Foreign founded enterprise 外资企业Self-employed 个体户PLC 公共公司SME 中小企业Middle market 中型企业Corporate 大型企业Global MNC 跨国企业Incorporate locally 本地注册Registered capital 注册资本金Operating capital 运营资金ROE (return on asset)资本回报率ROA (return on equit
14、y)资产回报率Incorporation 企业化Pillar industry 支柱产业Overdraft facility 融资便利Account firm 会计师事务所Law firm 律师事务所Tax authority 税务部门Financial institutions 金融机构CAR 资本充足率Monetary policy 货币政策Financial leverage 经济杠杆Supply 供应Demand 需求Budgeting 预算Auditing 决算Equity market 股市Shareholder 股东Retail investors 散户Annual report
15、 年报Joint stock reform 股改Industry insiders 业内人士All-time highs 创纪录高点Be round corner 接近Peak 顶点Modestly 微调Acceleration 加速In good shape 处在良好轨道Standpoint 基调Prospect 前景Restrain 抑制Rally 反弹Recession 衰退Slowdown 放缓Recovery 复苏Bubble 泡沫Shanghai composite index 上证综合指数Booming 兴旺Actively traded 交投活跃Soft landing 软着陆
16、Hard landing 硬着陆CPI 消费价格指数GDP 国内生产总值IPO(Initial public offering) 首次公开招股QDII 合格境内投资机构Consensus 普遍List price 标价Wrap up 总结Know of 听说过Niche 细分Channel 渠道Management committee 管理委员会Technical assistance 技术帮助Experts 专家Consultants/advisor 顾问Strategic transition 战略转型Allied markets 同业市场Strategic partners 战略合作者D
17、ingy 小气Unreasonable 不可理喻Hold it 打住（说话）Verify signature against specimen. 根据预留印鉴检验签字。Put yourself in the shoes of the others. 换位思考。Increase in charge by 10% 增加了 10%的费用 decrease in charge to 10% 减少到 10%的费用We only accept local passbook. 我们只接受本地存折。Give it a second thought 再考虑一下How come does in happen? 怎么办？Take your time theres no hurry. 慢慢来别着急。Its not my cup of tea.这不是我擅长的。Read between line. 字里行间的意思。The last line.最后一行。The last line but one.倒数第二行。The last line but two.倒数第三行。中粮礼品卡 中粮礼品册 http:/ PHM4ZuFe235q
