1、年金现值表2007 年 1 月 22 日 15:21:38n 1% 2% 3% 4% 5% 6% 8% 10% 12% 14% 15% 16% 18% 20% 22% 24% 25% 30% 35% 40% 45% 50%1 0.990 0.980 0.970 0.961 0.952 0.943 0.925 0.909 0.892 0.877 0.869 0.862 0.847 0.833 0.819 0.806 0.799 0.769 0.740 0.714 0.689 0.6662 1.970 1.941 1.913 1.886 1.859 1.833 1.783 1.735 1.690
2、1.646 1.625 1.605 1.565 1.527 1.491 1.456 1.44 1.360 1.289 1.224 1.165 1.1113 2.940 2.883 2.828 2.775 2.723 2.673 2.577 2.486 2.401 2.321 2.283 2.245 2.174 2.106 2.042 1.981 1.952 1.816 1.695 1.588 1.493 1.4074 3.901 3.807 3.717 3.629 3.545 3.465 3.312 3.169 3.037 2.913 2.854 2.798 2.690 2.588 2.493
3、 2.404 2.361 2.166 1.996 1.849 1.719 1.6045 4.853 4.713 4.579 4.451 4.329 4.212 3.992 3.790 3.604 3.433 3.352 3.274 3.127 2.990 2.863 2.745 2.689 2.435 2.219 2.035 1.875 1.7366 5.795 5.601 5.417 5.242 5.075 4.917 4.622 4.355 4.111 3.888 3.784 3.684 3.497 3.325 3.166 3.020 2.951 2.642 2.385 2.167 1.9
4、83 1.8247 6.728 6.471 6.230 6.002 5.786 5.582 5.206 4.868 4.563 4.288 4.160 4.038 3.811 3.604 3.415 3.242 3.161 2.802 2.507 2.262 2.057 1.8828 7.651 7.325 7.019 6.732 6.463 6.209 5.746 5.334 4.967 4.638 4.487 4.343 4.077 3.837 3.619 3.421 3.328 2.924 2.598 2.330 2.108 1.9219 8.566 8.162 7.786 7.435
5、7.107 6.801 6.246 5.759 5.328 4.946 4.771 4.606 4.303 4.030 3.786 3.565 3.463 3.019 2.665 2.378 2.143 1.94710 9.471 8.982 8.530 8.110 7.721 7.360 6.710 6.144 5.650 5.216 5.018 4.833 4.494 4.192 3.923 3.681 3.570 3.091 2.715 2.413 2.168 1.96511 10.367 9.786 9.252 8.760 8.306 7.886 7.138 6.495 5.937 5
6、.452 5.233 5.028 4.656 4.327 4.035 3.775 3.656 3.147 2.751 2.438 2.184 1.97612 11.255 10.575 9.954 9.385 8.863 8.383 7.536 6.813 6.194 5.660 5.420 5.197 4.793 4.439 4.127 3.851 3.725 3.190 2.779 2.455 2.196 1.98413 12.133 11.348 10.634 9.985 9.393 8.852 7.903 7.103 6.423 5.842 5.583 5.342 4.909 4.53
7、2 4.202 3.912 3.780 3.223 2.799 2.468 2.204 1.98914 13.003 12.106 11.296 10.563 9.898 9.294 8.244 7.366 6.628 6.002 5.724 5.467 5.008 4.610 4.264 3.961 3.824 3.248 2.814 2.477 2.209 1.99315 13.865 12.849 11.937 11.118 10.379 9.712 8.559 7.606 6.810 6.142 5.847 5.575 5.091 4.675 4.315 4.001 3.859 3.2
8、68 2.825 2.483 2.213 1.99516 14.717 13.577 12.561 11.652 10.837 10.105 8.851 7.823 6.973 6.265 5.954 5.668 5.162 4.729 4.356 4.033 3.887 3.283 2.833 2.488 2.216 1.99617 15.562 14.291 13.166 12.165 11.274 10.477 9.121 8.021 7.119 6.372 6.047 5.748 5.222 4.774 4.390 4.059 3.909 3.294 2.839 2.491 2.218
9、 1.99718 16.398 14.992 13.753 12.659 11.689 10.827 9.371 8.201 7.249 6.467 6.127 5.817 5.273 4.812 4.418 4.079 3.927 3.303 2.844 2.494 2.219 1.99819 17.226 15.678 14.323 13.133 12.085 11.158 9.603 8.364 7.365 6.550 6.198 5.877 5.316 4.843 4.441 4.096 3.942 3.310 2.847 2.495 2.220 1.99920 18.045 16.3
10、51 14.877 13.590 12.462 11.469 9.818 8.513 7.469 6.623 6.259 5.928 5.352 4.869 4.460 4.110 3.953 3.315 2.850 2.497 2.220 1.99921 18.856 17.011 15.415 14.029 12.821 11.764 10.016 8.648 7.562 6.686 6.312 5.973 5.383 4.891 4.475 4.121 3.963 3.319 2.851 2.497 2.221 1.99922 19.660 17.658 15.936 14.451 13
11、.163 12.041 10.200 8.771 7.644 6.742 6.358 6.011 5.409 4.909 4.488 4.129 3.970 3.322 2.853 2.498 2.221 1.99923 20.455 18.292 16.443 14.856 13.488 12.303 10.371 8.883 7.718 6.792 6.398 6.044 5.432 4.924 4.498 4.137 3.976 3.325 2.854 2.498 2.221 1.99924 21.243 18.913 16.935 15.246 13.798 12.550 10.528
12、 8.984 7.784 6.835 6.433 6.072 5.450 4.937 4.507 4.142 3.981 3.327 2.855 2.499 2.221 1.99925 22.023 19.523 17.413 15.622 14.093 12.783 10.674 9.077 7.843 6.872 6.464 6.097 5.466 4.947 4.513 4.147 3.984 3.328 2.855 2.499 2.222 1.99926 22.795 20.121 17.876 15.982 14.375 13.003 10.809 9.160 7.895 6.906
13、 6.490 6.118 5.480 4.956 4.519 4.151 3.987 3.329 2.855 2.499 2.222 1.99927 23.559 20.706 18.327 16.329 14.643 13.210 10.935 9.237 7.942 6.935 6.513 6.136 5.491 4.963 4.524 4.154 3.990 3.330 2.856 2.499 2.222 1.99928 24.316 21.281 18.764 16.663 14.898 13.406 11.051 9.306 7.984 6.960 6.533 6.152 5.501
14、 4.969 4.528 4.156 3.992 3.331 2.856 2.499 2.222 1.99929 25.065 21.844 19.188 16.983 15.141 13.590 11.158 9.369 8.021 6.983 6.550 6.165 5.509 4.974 4.531 4.158 3.993 3.331 2.856 2.499 2.222 1.99930 25.807 22.396 19.600 17.292 15.372 13.764 11.257 9.426 8.055 7.002 6.565 6.177 5.516 4.978 4.533 4.160
15、 3.995 3.332 2.856 2.499 2.222 1.99940 32.834 27.355 23.114 19.792 17.159 15.046 11.924 9.779 8.243 7.105 6.641 6.233 5.548 4.996 4.543 4.165 3.999 3.333 2.857 2.499 2.222 1.99950 39.196 31.423 25.729 21.482 18.255 15.761 12.233 9.914 8.304 7.132 6.660 6.246 5.554 4.999 4.545 4.166 3.999 3.333 2.857
16、 2.499 2.222 1.999复利现值系数表(PVIF 表)n 1% 2% 3% 4% 5% 6% 8% 10% 12% 14% 15% 16% 18% 20% 25% 30% 35% 40% 50%1 0.99 0.98 0.97 0.96 0.95 0.94 0.92 0.90 0.89 0.87 0.86 0.86 0.84 0.83 0.8 0.76 0.74 0.71 0.6661 2 3 5 9 2 7 9 2 7 3 9 42 0.980.9610.9420.9240.9070.8890.8570.8260.7970.7690.7560.7430.7180.6940.640
17、.5910.5480.51 0.4443 0.970.9420.9150.8880.8630.8390.7930.7510.7110.6740.6570.640.6080.5780.5120.4550.4060.3640.2964 0.960.9230.8880.8540.8220.7920.7350.6830.6350.5920.5710.5520.5150.4820.4090.350.3010.26 0.19750.9510.9050.8620.8210.7830.7470.68 0.620.5670.5190.4970.4760.4370.4010.3270.2690.2230.1850
18、.13160.9420.8870.8370.790.7460.7040.630.5640.5060.4550.4320.41 0.370.3340.2620.2070.1650.1320.08770.9320.870.8130.7590.710.6650.5830.5130.4520.3990.3750.3530.3130.2790.2090.1590.1220.0940.05880.9230.8530.7890.730.6760.6270.540.4660.4030.350.3260.3050.2660.2320.1670.1220.090.0670.03990.9140.8360.7660
19、.7020.6440.5910.50.4240.360.3070.2840.2620.2250.1930.1340.0940.0670.0480.026100.9050.820.7440.6750.6130.5580.4630.3850.3210.2690.2470.2260.1910.1610.1070.0720.0490.0340.017110.8960.8040.7220.6490.5840.5260.4280.350.2870.2360.2140.1950.1610.1340.0850.0550.0360.0240.011120.8870.7880.7010.6240.5560.496
20、0.3970.3180.2560.2070.1860.1680.1370.1120.0680.0420.0270.0170.007130.8780.7730.68 0.6 0.530.4680.3670.2890.2290.1820.1620.1450.1160.0930.0540.0330.020.0120.005140.8690.7570.6610.5770.5050.4420.340.2630.2040.1590.1410.1250.0980.0770.0430.0250.0140.0080.003150.8610.7430.6410.5550.4810.4170.3150.2390.1
21、820.140.1220.1070.0830.0640.0350.0190.0110.0060.002160.8520.7280.6230.5330.4580.3930.2910.2170.1630.1220.1060.0930.070.0540.0280.0150.0080.0040.001170.8440.7140.6050.5130.4360.3710.270.1970.1450.1070.0920.080.0590.0450.0220.0110.0060.0030.001180.8360.70.5870.4930.4150.35 0.250.1790.130.0940.080.0690
22、.050.0370.0180.0080.0040.0020190.8270.6860.570.4740.3950.330.2310.1630.1160.0820.070.0590.0430.0310.0140.0060.0030.0010200.8190.6720.5530.4560.3760.3110.2140.1480.1030.0720.0610.0510.0360.0260.0110.0050.0020.0010210.8110.6590.5370.4380.3580.2940.1980.1350.0920.0630.0530.0440.030.0210.0090.0040.0010
23、0220.8030.6460.5210.4210.3410.2770.1830.1220.0820.0550.0460.0380.0260.0180.0070.0030.0010 0230.7950.6340.5060.4050.3250.2610.170.1110.0730.0490.040.0320.0220.0150.0050.0020.0010 0240.7870.6210.4910.39 0.310.2460.1570.1010.0650.0430.0340.0280.0180.0120.0040.0010 0 0250.7790.6090.4770.3750.2950.2320.1
24、460.0920.0580.0370.030.0240.0150.010.0030.0010 0 0260.7720.5970.4630.360.2810.2190.1350.0830.0520.0330.0260.0210.0130.0080.0030.0010 0 0270.7640.5850.450.3460.2670.2070.1250.0760.0460.0290.0220.0180.0110.0070.0020 0 0 0280.7560.5740.4370.3330.2550.1950.1150.0690.0410.0250.0190.0150.0090.0060.0010 0
25、0 0290.7490.5630.4240.320.2420.1840.1070.0630.0370.0220.0170.0130.0080.0050.0010 0 0 0300.7410.5520.4110.3080.2310.1740.0990.0570.0330.0190.0150.0110.0060.0040.0010 0 0 0310.7340.5410.3990.2960.220.1640.0920.0520.0290.0170.0130.010.0050.0030 0 0 0 0320.7270.530.3880.2850.2090.1540.0850.0470.0260.015
26、0.0110.0080.0050.0020 0 0 0 033 0.72 0.520.3770.2740.1990.1460.0780.0430.0230.0130.0090.0070.0040.0020 0 0 0 0340.7120.510.3660.2630.190.1370.0730.0390.0210.0110.0080.0060.0030.0020 0 0 0 0350.7050.50.3550.2530.1810.130.0670.0350.0180.010.0070.0050.0030.0010 0 0 0 0360.6980.490.3450.2430.1720.1220.0
27、620.0320.0160.0080.0060.0040.0020.0010 0 0 0 0370.6920.480.3340.2340.1640.1150.0570.0290.0150.0070.0050.0040.0020.0010 0 0 0 0380.6850.4710.3250.2250.1560.1090.0530.0260.0130.0060.0040.0030.0010 0 0 0 0 0390.6780.4610.3150.2160.1490.1030.0490.0240.0120.0060.0040.0030.0010 0 0 0 0 0400.6710.4520.3060
28、.2080.1420.0970.0460.0220.010.0050.0030.0020.0010 0 0 0 0 0410.6650.4440.2970.20.1350.0910.0420.020.0090.0040.0030.0020.0010 0 0 0 0 0420.6580.4350.2880.1920.1280.0860.0390.0180.0080.0040.0020.0010 0 0 0 0 0 0430.6510.4260.280.1850.1220.0810.0360.0160.0070.0030.0020.0010 0 0 0 0 0 0440.6450.4180.272
29、0.1780.1160.0770.0330.0150.0060.0030.0020.0010 0 0 0 0 0 0450.6390.410.2640.1710.1110.0720.0310.0130.0060.0020.0010.0010 0 0 0 0 0 0460.6320.4020.2560.1640.1050.0680.0290.0120.0050.0020.0010.0010 0 0 0 0 0 0470.6260.3940.2490.1580.10.0640.0260.0110.0040.0020.0010 0 0 0 0 0 0 048 0.620.3860.2410.1520
30、.0960.060.0240.010.0040.0010.0010 0 0 0 0 0 0 0490.6140.3780.2340.1460.0910.0570.0230.0090.0030.0010.0010 0 0 0 0 0 0 0500.6080.3710.2280.140.0870.0540.0210.0080.0030.0010 0 0 0 0 0 0 0 0复 利 终 值 系 数 表计算公式:f=(1+i) n期数1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 11% 12% 13% 14% 15% 16% 17% 18% 19% 20% 21% 22% 23% 2
31、4% 25% 26% 27% 28% 29% 30%11.01001.02001.03001.04001.05001.06001.07001.08001.09001.10001.11001.12001.13001.14001.15001.16001.17001.18001.19001.20001.21001.22001.23001.24001.25001.2600 1.2700 1.2800 1.2900 1.300021.02011.04041.06091.08161.10251.12361.14491.16641.18811.21001.23211.25441.27691.29961.32
32、251.34561.36891.39241.41611.44001.46411.48841.51291.53761.56251.5876 1.6129 1.6384 1.6641 1.690031.03031.06121.09271.12491.15761.19101.22501.25971.29501.33101.36761.40491.44291.48151.52091.56091.60161.64301.68521.72801.77161.81581.86091.90661.95312.0004 2.0484 2.0972 2.1467 2.197041.04061.08241.1255
33、1.16991.21551.26251.31081.36051.41161.46411.51811.57351.63051.68901.74901.81061.87391.93882.00532.07362.14362.21532.28892.36422.44142.5205 2.6014 2.6844 2.7692 2.856151.05101.10411.15931.21671.27631.33821.40261.46931.53861.61051.68511.76231.84241.92542.01142.10032.19242.28782.38642.48832.59372.70272
34、.81532.93163.05183.1758 3.3038 3.4360 3.5723 3.712961.06151.12621.19411.26531.34011.41851.50071.58691.67711.77161.87041.97382.08202.19502.31312.43642.56522.69962.83982.98603.13843.29733.46283.63523.81474.0015 4.1959 4.3980 4.6083 4.826871.07211.14871.22991.31591.40711.50361.60581.71381.82801.94872.0
35、7622.21072.35262.50232.66002.82623.00123.18553.37933.58323.79754.02274.25934.50774.76845.0419 5.3288 5.6295 5.9447 6.274981.08291.17171.26681.36861.47751.59381.71821.85091.99262.14362.30452.47602.65842.85263.05903.27843.51153.75894.02144.29984.59504.90775.23895.58955.96056.3528 6.7675 7.2058 7.6686
36、8.157391.09371.19511.30481.42331.55131.68951.83851.99902.17192.35792.55802.77313.00403.25193.51793.80304.10844.43554.78545.15985.55995.98746.44396.93107.45068.0045 8.5948 9.2234 9.892510.6045101.10461.21901.34391.48021.62891.79081.96722.15892.36742.59372.83943.10583.39463.70724.04564.41144.80685.233
37、85.69476.19176.72757.30467.92598.59449.313210.085710.915311.805912.761413.7858111.11571.24341.38421.53951.71031.89832.10492.33162.58042.85313.15183.47863.83594.22624.65245.11735.62406.17596.77677.43018.14038.91179.748910.657111.641512.708013.862515.111616.462217.9216121.12681.26821.42581.60101.79592
38、.01222.25222.51822.81273.13843.49853.89604.33454.81795.35035.93606.58017.28768.06428.91619.849710.872211.991213.214814.551916.012017.605319.342821.236223.2981131.13811.29361.46851.66511.88562.13292.40982.71963.06583.45233.88334.36354.89805.49246.15286.88587.69878.59949.596410.699311.918213.264114.74
39、9116.386318.189920.175222.358824.758827.394730.2875141.14951.31951.51261.73171.97992.26092.57852.93723.34173.79754.31044.88715.53486.26137.07577.98759.007510.147211.419812.839214.421016.182218.141420.319122.737425.420728.395731.691335.339139.3738151.16101.34591.55801.80092.07892.39662.75903.17223.64
40、254.17724.78465.47366.25437.13798.13719.265510.538711.973713.589515.407017.449419.742322.314025.195628.421732.030136.062540.564845.587551.1859161.17261.37281.60471.87302.18292.54042.95223.42593.97034.59505.31096.13047.06738.13729.357610.748012.330314.129016.171518.488421.113824.085627.446231.242635.
41、527140.357945.799451.923058.807966.5417171.18431.40021.65281.94792.29202.69283.15883.70004.32765.05455.89516.86607.98619.276510.761312.467714.426516.672219.244122.186125.547729.384433.758838.740844.408950.851058.165266.461475.862186.5042181.19611.42821.70242.02582.40662.85433.37993.99604.71715.55996
42、.54367.69009.024310.575212.375514.462516.879019.673322.900526.623330.912735.849041.523348.038655.511264.072273.869885.070697.8622112.4554191.20811.45681.75352.10682.52703.02563.61654.31575.14176.11597.26338.612810.197412.055714.231816.776519.748423.214427.251631.948037.404343.735851.073759.567969.38
43、8980.731093.8147108.8904126.2422146.1920201.22021.48591.80612.19112.65333.20713.86974.66105.60446.72758.06239.646311.523113.743516.366519.460823.105627.393032.429438.337645.259353.357662.820673.864186.7362101.7211119.1446139.3797162.8524190.0496211.23241.51571.86032.27882.78603.39964.14065.03386.108
44、87.40028.949210.803813.021115.667618.821522.574527.033632.323838.591046.005154.763765.096377.269491.5915108.4202128.1685151.3137178.4060210.0796247.06452 1.24 1.54 1.91 2.36 2.92 3.60 4.43 5.43 6.65 8.14 9.93 12.1 14.7 17.8 21.6 26.1 31.62 38.14 45.92 55.20 66.26 79.41 95.04 113.5 135.5 161.49 192.1
45、6 228.35 271.00 321.182 47 60 61 99 53 35 04 65 86 03 36 003 138 610 447 864 93 21 33 61 41 75 13 735 253 24 83 96 27 39231.25721.57691.97362.46473.07153.81974.74055.87157.25798.954311.026313.552316.626620.361624.891530.376237.006245.007654.648766.247480.179596.8894116.9008140.8312169.4066203.480424
46、4.0538292.3003349.5935417.5391241.26971.60842.03282.56333.22514.04895.07246.34127.91119.849712.239215.178618.788123.212228.625235.236443.297353.109065.032079.496897.0172118.2050143.7880174.6306211.7582256.3853309.9483374.1444450.9756542.8008251.28241.64062.09382.66583.38644.29195.42746.84858.623110.
47、834713.585517.000121.230526.461932.919040.874250.657862.668677.388195.3962117.3909144.2101176.8593216.5420264.6978323.0454393.6344478.9049581.7585705.6410261.29531.67342.15662.77253.55574.54945.80747.39649.399211.918215.079919.040123.990530.166637.856847.414159.269773.949092.0918114.4755142.0429175.
48、9364217.5369268.5121330.8722407.0373499.9157612.9982750.4685917.3333271.30821.70692.22132.88343.73354.82236.21397.988110.245113.110016.738721.324927.109334.389943.535355.000469.345587.2598109.5893137.3706171.8719214.6424267.5704332.9550413.5903512.8670634.8929784.6377968.10441192.5333281.32131.74102
49、.28792.99873.92015.11176.64888.627111.167114.421018.579923.883930.633539.204550.065663.800481.1342102.9666130.4112164.8447207.9651261.8637329.1115412.8642516.9879646.2124806.31401004.33631248.85461550.2933291.33451.77582.35663.11874.11615.41847.11439.317312.172215.863120.623726.749934.615844.693157.
50、575574.008594.9271121.5005155.1893197.8136251.6377319.4737404.8072511.9516646.2349814.22761024.01871285.55041611.02252015.3813301.34781.81142.42733.24344.32195.74357.612310.062713.267717.449422.892329.959939.115950.950266.211885.8499111.0647143.3706184.6753237.3763304.4816389.7579497.9129634.8199807