1、Weekly Talk,welcome to,How will we nurse tomorrow ?,9月3日，全国城乡居民社会养老保险制度研讨会在重庆召开。2008年，党的十七届三中全会决定，建立新型农村社会养老保险制度。今年7月1日，全国所有县级行政区全部开展新型农村和城镇居民社会养老保险工作，基本实现了制度全覆盖，原计划提前了8年。,In September 3rd,residents in both urban and rural social pension insurance system seminars held in Chongqing. In 2008, the Thir
2、d Plenary Session of the Party decided to establish a new rural social pension insurance system. In July 1st of this year, all county-level administrative region shall carry out the new rural and urban residents social pension insurance work, basically achieved a complete coverage of the system, ahe
3、ad of schedule eight years.,截至今年8月底，全国城乡居民参保人数达到4.32亿人，加上职工养老保险，总计覆盖超过7亿人，其中领取基本养老金的超过1.8亿人 （城乡居民1.18亿人，离退休人员0.7亿人）。我国建立起世界上最大的基本养老保险制度，几千年来中国人老有所养的愿望初步实现。进一步维护了社会稳定，夯实了社会和谐的基础。,By the end of August this year, the number of urban and rural residents insured with union pension insurance had reached 4
4、32 million, plusing the worker endowment insurance，covering more than 700 million people total, including the basic pension of more than 180 million people (urban and rural residents of 118 million, retired staff of 0.7 million people). Our country has established the worlds largest basic endowment
5、insurance system, Chinese security desire for thousands of years have initially realized ,which further strengthen social stability and lay a solid foundation of social harmony.,I would like to live in caring house.,In the first instance， caring house provides the elderly with comparatively first-ra
6、te facilities and services，which the family is lacking in.,Secondly， in caring houses the older people can meet people of similar age group， taste and hobby who know more about the elderly.,When old people live in caring houses， nurses can attend their need and advanced facilities also provide a goo
7、d treatment.,Last but not least， elder people living in caring house can maintain harmony of family atmosphere. However， it does not mean children will give up the responsibility to care older people.,Of course living in nursing home is a good choice when we are old .,当我们老了的时候，住养老院确实是一个很好的养老方式。,But
8、I think if I go to the nursing home, I can not live together with my son or my daughter, and the living conditions there maybe not so good as home.,但是我认为如果我去养老院的话，我就不能和我的儿女住在一起，并且养老院的居住环境可能没有家里环境那么好.,Since the pension insurance can insure my basic life needs,I prefer to pay insurance when I have job
9、 .,由于养老金能够保 证我的基本生活需 求，我更偏向于我 有工作的时候交养 老保险费,Besides,in that way ,I wouldnt increase sons and daughterss economical burden.,除此之外，还有其他的原因，就是我老了也不会增加我的儿女的经济负担。,Commercial products auxiliary endowment,My view, relying solely on the social insurance system pension is not enough, because the old risk incr
10、eases, some corporate pension level is very low, and I also do not want the old to give their children a burden, so in order to avoid risks, I willyoung auxiliary pension buy some commercial products, for example, securities or insurance pension wealth management products to assist pension, to reduc
11、e the risk of old, to protect the lives of elderly.,商业产品辅助养老,我认为仅仅依靠社会保险体系养老还不够，因为老了之后各种风险会增大，一些企业的养老水平很低，而且我也不想老的时候给子女造成负担，所以为了规避风险，我会在年轻的时候购买一些商业产品来辅助养老，比如说证券或者保险的一些养老理财产品来辅助养老，来减少老了之后的风险，保障老年的生活。,Commercial pension insurance to make up for some shortcomings of the traditional old-age insurance, t
12、he variety of commercial pension products, we can have greater choice, flexibility and strong. Buy commercial pension products, either for future pension, is also a good way of managing money, while protecting the old risk, you can also enjoy the benefits of the principal, the majority of commercial
13、 pension insurance products faster than the earnings period investment period is relatively flexible, so young, I will buy a certain number of commercial pension products.,商业养老保险可弥补传统养老保险的一些不足，商业养老产品各种各样，我们可以有更大的选择空间，灵活性也比较强。购买商业养老产品，既可以用于未来养老，也是一种不错的理财方式，在保障自己老年风险的同时，还可以享受本金带来的收益，大部分商业养老保险产品的收益期都比较快，投资年限也比较灵活，所以，我会在自己年轻的时候购买一定数量的商业养老产品。,end thanks,
