承担 assume 承担责任 to be responsible for 承典人 pledgee 承典人 pawnee 承认 confess 城市住宅局 City House Bureau 出典人 pledgor 出典人 pawnor 出口退税制度 the system of refunding taxes on exported goods 出口押汇 bill purchased 出资比例 ratio of investments 处罚 penalty 触犯 violate 传销 pyramid selling 串通 collaborate