1、银行资产分类词汇accrual basis 权责发生制activity ratio 营运比率adversely classified credits 不良贷款asset diversification 资产多元化asset portfolio 资产组合at arms length 商业的/公平的back-office support 后台支持bad loans 呆帐bank portfolio 银行资产banking supervision 银行监管Basle Core Principles 巴塞尔核心原则be pledged as security 抵押borrower 借款人calenda
2、r-based system 期限为基础的(准备金制度)CAMEL 骆驼评级法carrying value 现存价值cash 收付实现制collection 催收Consumer client 个人客户contingent liabilities 或有债务Corporate client 法人客户credits that are being rolled over 展期贷款current liability account 流动债务帐户current ratio 流动比率debt-for-equity swap 债权转股权delinquent loan 过失贷款directed credits
3、 指定贷款disintermediation 脱媒（体外循环） distressed assets 有问题资产doubtful asset 可疑资产earning 收益efficiency ratio 效率比率financial leverage 财务杠杆；举债经营financial soundness 财务稳健性foreclosed assets 没收的抵押财产gearing 财务杠杆；举债经营general provision 普通准备金general reserve 普通准备金impaired assets 受损害资产interest accrual 计息interest coverag
4、e 利息偿付率interest payments being capitalized 利息转本金loan grading 贷款分级loan origination 贷款发放loan restructuring 重组贷款loan review 贷款检查loan splitting 贷款分割loss loan provisioning 呆帐准备金non-accrual items 不计息项目non-accruals 不计息的non-classified 未分类的obligator 债务人off-balance sheet 表外off-site supervision 非现场监测on-site in
5、spection 现场检查on-site visit 现场访问out-of-area loan 外地信贷outstanding balance 未清偿余额overdue 逾期pass, overdue, idle 甲基安非他明(去氧麻黄素 )methcathinone 甲卡西酮 (also called ephedrine 麻黄素; 麻黄碱)methylphenidate 哌醋甲酯(利他林)morphine base 吗啡碱narcotine (narcotinum) 碱溶鸦片碱, 那可汀norpseudoephedrine 降假麻黄碱opiate 鸦片剂opium 鸦片papaverine
6、罂粟碱pemoline 匹莫林phenmentrazine 芬美曲秦；苯甲吗啉 ,phenmetrazine 苯甲吗啉, 匪曼嗪dependence 上瘾diacetylmorphine 二乙酰吗啡diamorphine 二乙酰吗啡 (i.e. heroin)diuretics 利尿剂DOM (dimethoxymethylamphetamine) 二甲氧基甲苯异丙胺 (STP)drug abuse 吸毒fenetylline 芬已茶碱Fentanyl 芬太尼frusemide/furosemide 腹安酸,速尿heroin base 海洛因碱Heroin hydrochloride 盐酸海洛
7、因inveterate 根深蒂固的 inveteracyKetobemidone 凯托米酮；酚哌丙酮LSD (lysergic acid diethylamide) 麦角酰二乙胺 (迷幻剂 )MDMA (“ecstasy“) 摇头丸,二亚甲基双氧安非他明porous bordersprecursor chemicals 易制毒化学品，化学先质,前体化学品psychotomimetic 拟精神病的,重现精神病的rehabilitation 戒毒sniffing solventstupor 恍惚synthetic drug 合成毒品tartaric acid 酒石酸testosterone 睾丸激
8、素THC (tetrahydrocannabinol)药四氢大麻酚thebaine 蒂巴因, 二甲基吗啡tincture 酊剂tolerance 抗药力transit country 过境国vertigo 黑运转旋,头晕化工词汇acetate yarn 醋 酸 纤 维acetic acid 醋 酸acetone 丙酮acetyl chemicals 乙 酰(xian-1)化 学 品acrylonitrile 丙烯腈amorphous polyolefins 无结晶聚烯烃benzene 苯biodegradable polyesters 生物裂解聚酯butadiene 丁烷butylene 丁烯
9、cellulose acetate fiber 醋 酸 纤 维coatings and paint raw materials 涂 料 和 油 漆 原 料copolyesters 共聚酯custom chemicals 专 门 定 购化学品Eastotac 树脂engineering compounded plastics 工 程 复 合 塑 料ethane 乙烷ethylanmine 乙胺ethylene 乙烯ethylene glycol (MEG) 乙二醇film 薄膜filter tow 过 滤 用长 丝Industrial intermediates 工业 中 间 体methane
10、甲烷neopentyl glycol (NPG) 新戊二醇olefins 烯烃optical brighteners 增光剂oxo chemicals 羰(Tang-1) 基 类 化 学 品 paraffin 石腊performance enhancers for the polymer industry 聚 合 物增性剂performance plastics 功 能 塑 料 photographic chemicals 摄 影 用 化 学 品polyester 聚脂polyethylene 聚乙烯polyethylene terephthalate (PET) 聚酯polymer form
11、ulators 聚 合 物 配方polymer modifiers 聚 合 物 改 性 剂poly-propylene 聚丙烯polystyrene 聚苯乙烯polyurethane foams 聚 氨 酯 发 泡 剂 propylene (propene) 丙烯purified terephthelic acid (PTA) 净化对笨二酸resin 树脂sorbic acid 山梨酸specialty chemicals 专 用 化 学 品fine chemicals 精 细 化 学 品food ingredients 食 品 添 加 剂glycol-modified polyethylen
12、e terephthalate (PETG) 醇化聚酯heavy-gauge sheeting 厚板材specialty polymers 专 用 聚 合 物styrene 苯乙烯sythetic fibre 合成纤维toluene 甲苯xylene 二甲苯阿莫科石油公司研讨会词汇烷（烃）基 alkyl浣基化，烷（基）化物 alkylation芳香族环烃，芳香族化合物 aromatics沥青 asphalt常减压装置 atmospheric and vacuum distillation unit 苯 benzene生物崔化脱硫 biocatalytic desulfurization 盐井
13、brine well伯顿热裂解工艺 burton thermal cracking process 丁烷 butane成品原料差 cash margin催化裂化器 cat cracker催化裂化装置 catalytic cracking unit 催化重整装置 catalytic reforming unit 焦碳 coke结焦 coking原油 crude oil原油板岩？ crude slate延迟焦化装置 delayed coking unit柴油 diesel蒸馏 distillation环境保护 environment protection乙烷 ethane乙烯醇 ethonal乙烯
14、 ethylene原料 feed管式蒸馏釜 fractioning pipestill燃料油 fuel oil加热炉 furmace气体分离装置 gas fractionation unit汽油 gasoline皮革（润滑油） harness oil加氢裂化装置 hydrocracking unit临氢重整工艺 hydroforming process加氢处理 hydroprocessing异构化 isomerization航空煤油 jet fuel煤油 kerosene液化天然气 lpg润滑油 lubes甲烷 methane石脑油 naphtha辛烷 octane油轮 oil tanker管
15、线 pipeline成品油管线 product pipeline丙烷 propane丙烯 propylenepound per square inch psi净化对苯二酸 pta泵 pump净化对苯二酸 purified terephthalic acid 品质控制 quality control反应，炉 reactor炼油厂 refinery再生器 regenerator残油 resid提升管 riser溶剂 solvent酸性原油、未中和油，含硫轻油 sour crudes固定污染源 stationary source直镏 straight-run策略 strategy硫回收装置 sulf
16、ur recovery unit无硫油 sweet pennsylvania crude 油罐 tanks净化对苯二酸 terephthalic acid四乙基 tetraethyl热裂化装置 thermal cracking unit甲苯 toluene水、汽、风系统 waste water treatment暴利 windfall profitsGlossary for Lucent Technologiesad hoc 临时add/drop multiplexer 上行/下行多路复用器alternate path 迂回路由AR coating 防反射保护层authentication 鉴
17、权babble noise 多路重合噪声back-propagating 后向传播backbone node 骨干节点baseline sensitivity 基线灵敏度bridge 网桥bug list 故障表cable cut 电缆中断carbon button 碳精causal correlation 因果相关cell switching 信元交换chain 链接channel spacing 信道间隔chirp-free laser 无choke point 阻塞点chromatic dispersion 色散circuit 电路circulator 旋转器cladding mode
18、包层膜coherent 相干处coherent detection 相关检测combiner 合波器complementary signature 辅助签字concatenation 多音cross-connect 交叉互连crypto 密码data mining 数据处理delay 时延demand pairs 线对数destination 宿dial-up 拨号呼叫dielectric coating filters 介质膜滤光片diphone 双音directly modulated 直接调制directory 名录dispersion compensator 色散补偿器document
19、 reader 文件朗读器doped-waveguide device 掺杂的光导器件messaging 信息传送MIMD 多命令多数据modulator 调制器multi-casting 多址联播multi-vendor 多厂商multimodality 多模接入multiplexing 复用native OS 本机 OSnetwork mapping 网络映射network sweep 网络扫描OA limit 运放界限object code 目标码on-the-flier compiler 动态编译optical amplifier 光纤放大器opto-electronic 光电out-
20、of-the-box 盒外packet of data 数据包packet radio 无线分组passive waveguide 无源波导pathway 通路peer application 对等应用层photodiodes 光电二极管photonics 光子physical architecture 物理结构pixel 象素pointer for safety 安全指针poller 轮询者polyphone 串连portability 可移植性portmopper 端口擦洗器preamp 前置放大器precomputation 预计算primary path 主用路径primary rou
21、ting 原始路由proprietary 专用proxy 代理pump reflector 泵浦反射器query 查询regeneration sites 再生站remote host 远端主机remote procedure call 远程过程呼叫repeater 直放站dual-stage amplifier 两级放大器electet 电介质electroabsorption 电吸收element location 网元end-to-end 端对端er-doped 掺铒event signature 事件表现explicit communication 显式通信eye diagram 眼图
22、fiber-to-the-curb 光纤到路边fiber cuts 光纤断裂fiber grating 光纤光栅flooding wave 杂波forward-propagating 正向传播fragmented 分立的function block 功能块gain equalizer 增益均衡器guided mode 导模high-power 高功率hijacking 盗用host down 主机故障hybred 混合电路hybred fiber-coax 光纤同轴混合incremental mode 增量模式information base 信息库instant-free 即时释放integ
23、rator 集成器interpret 编译invoke 激活isolator 隔离器large central office 大型局latency 时延library 库local rerouting 本地路由重选log 记录logical partitioning 逻辑划分matching 匹配response code 响应代码retrieval 检索root DNS 根域名系统routing 选路sandbox 沙型service network 业务网session 会晤signaling 信令single mode 单模soliton sources 光弧子源span 跨接spect
24、rum 频谱stabilizer 稳定器stack 栈star coupler 星形耦合器stream of data 数据流string 字符串subnetwork 子网success rate 接通率switch arrays 开关阵列temporal correlation 时间相关thread 线程threshold 门限值threshold alarm 阚值告警throughput 吞吐top-level domain 一级域名topology 拓扑traffic 话务量transaction 事务trap 截留universality 普及性validate 验证waveform
25、interpolation 波形内插法wavelength addressing 波长寻址wavelength division 波分wavelength routing 波长选路Munich Re Seminar Glossary on Earthquake Reinsuranceearthquake) intensity （地震）强度梅卡利仪测量破坏程度(earthquake) magnitude （地震）烈度里氏仪测量震感强度after shock 余震limits 投保限额liquidity support 提供流动资金market retention 市场自留额NatCat Natu
26、ral CatastropheNatCat pooling 自然灾害共保Alternative Risk Transfer 新型风险转移anti-seismic design （房屋）抗震设计Business interruption 营业中断险capacity 承保能力CAR construction all risks 建工一切险 或：建工险catastrophe XL 巨灾超赔CEA 加州地震局ceding company 分出公司contingent liquidity 或有流动性co-related risks 关联风险coverage 受保范围deductibles 免赔额EAR
27、erection all risks 安工一切险 或： 安工险earthquake exposure zone 地震风险区EQ - earthquake 地震 excess of loss （XL） 超赔分保experience fund 经验基金exposure 暴露面exposure rating 风险评估facultative reinsurance 临时再保险(可选择的保险，非强制性的)FAS 13 No. 13 Financial Accounting Standard fault 断层financial quota shares 成数分保financial reinsurance
28、财务再保险finite risk reinsurance 有限风险再保险Finite risk transfer 有限风险转移GNPI Gross Net Premium Income 总净保费收入Holistic risk transfer 整体风险转移insurance securitization 保险证券化insured 被保险人insured loss 保险损失isoseismal 等震线non-proportional reinsurance 非比例再保险PML-possible maximum loss 可能最大损失Pool 共保组合、合保pool administrator 共
29、保组合管理人post-financing 后融资post-funding 后融资pre-financing 先融资pre-funding 先融资priority (deductable) 优先（免赔额）proceeds 收益property covered 受保财产proportional reinsurance 比例再保险rate on line premium expressed as percentage of the limitIt means that if the limit is 2 million USD and the premium is 100,000, then the
30、 Rate-on-line is 10%; If the premium is 200,000, then the Rate-on-line is 20%.recovery 追偿金reinstated 继单retention 自留额risk 风险risk carrier 风险承担人risk modeling companies risk premium 风险保费run-off securitization 证券化spot contract 现货合同spread 利差subsoil 下层土sum insured 保险金额tariff 费率表written premiums 承保保费XL 超赔分保
31、CXL 巨灾超赔分保UKs Automotive Centres of Excellence 英国汽车技术示范中心OEMs 原始设备商( 配套供应商)Tier One suppliers 一级供应商 intelligent spot welders 智能点焊机lean manufacture 精益生产ride and handling 乘坐与操纵drive-by-wire 线控van vehicle 厢式车intelligent press working system 智能冲压系统gas cylinder 高压气瓶crashworthiness 耐碰撞性knock 爆震two-stroke
32、engines 双冲程发动机spark ignition 火花点火fuel cell 燃料电池tribology 润滑性exhaust manifolds 排气导管turbocharger 涡轮增压机LERC-Lean Enterprise Research Centre 精益企业研究中心active suspension system 主动减震系统carbon piston 碳活塞in-mould coating technique 模内漆层技术panel 仪表盘intake C.E.O(Chief Executive Officer)经理 Manager财务主管 Controller公关部
33、经理 PR Manager营业部经理 Business Manager销售部经理 Sales Manager推销员 Salesman采购员 Purchaser售货员 Sales Clerk领班 Captain经纪人 Broker高级经济师 Senior Economist高级会计师 Senior Accountant注册会计师 Certified Public Accountant总领事 Consul General领事 Consul教育科研 EDUCATION AND RESEARCH DEVELOPMENT中国科学院院长 President, Chinese Academy of Scie
34、nces主席团执行主席 Executive Chairman科学院院长 President(Academies)学部主任 Division Chairman院士 Academician大学校长 President, University中学校长 Principal, Secondary School小学校长 Headmaster, Primary School学院院长 Dean of College校董事会董事 Trustee, Board of Trustees教务主任 Dean of Studies总务长 Dean of General Affairs注册主管 Registrar系主任 D
35、irector of Department/Dean of the Faculty客座教授 Visiting Professor交换教授 Exchange Professor名誉教授 Honorary Professor班主任 Class Adviser特级教师 Teacher of Special Grade研究所所长 Director, Research Institute研究员 Professor副研究员 Associate Professor助理研究员 Research Associate研究实习员 Research Assistant高级实验师 Senior Experimental
36、ist实验师 Experimentalist助理实验师 Assistant Experimentalist实验员 Laboratory Technician教授 Professor副教授 Associate Professor讲师 Instructor/Lecturer助教 Assistant高级讲师 Senior Lecturer讲师 Lecturer助理讲师 Assistant Lecturer教员 Teacher出纳员 Cashier审计署审计长 Auditor-General, Auditing Administration审计师 Senior Auditor审计员 Auditing
37、Clerk统计师 Statistician统计员 Statistical Clerk厂长 factory Managing Director车间主任 Workshop Manager工段长 Section Chief作业班长 Foreman仓库管理员 Storekeeper教授级高级工程师 Professor of Engineering高级工程师 Senior Engineer技师 Technician建筑师 Architect设计师 Designer机械师 Mechanic化验员 Chemical Analyst质检员 Quality Inspector新闻出版 NEWS MEDIA总编辑
38、 Editor-in-chief高级编辑 Full Senior Editor主任编辑 Associate Senior Editor编辑 Editor助理编辑 Assistant Editor高级记者 Full Senior Reporter主任记者 Associate Senior Reporter记者 Reporter助理记者 Assistant Reporter编审 Professor of Editorship编辑 Editor助理编辑 Assistant Editor技术编辑 Technical Editor技术设计员 Technical Designer校对 Proofreade
39、r广播电视 RADIO AND TELEVISION电台/电视台台长 Radio/TV Station Controller播音指导 Director of Announcing主任播音员 Chief Announcer播音员 Announcer电视主持人 TV Presenter指导教师 Instructor农业技术人员 PROFESSIONAL OF AGRICULTURE高级农业师 Senior Agronomist农业师 Agronomist助理农业师 Assistant Agronomist农业技术员 Agricultural Technician翻译 TRANSLATION译审 P
40、rofessor of Translation翻译 Translator/Interpreter助理翻译 Assistant Translator/Interpreter工艺、美术、电影 ARTS,CRAFTS AND MOVIES导演 Director演员 Actor画师 Painter指挥 Conductor编导 Scenarist录音师 Sound Engineer舞蹈编剧 Choreographer美术师 Artist制片人 Producer剪辑导演 Montage Director配音演员 Dubber摄影师 Cameraman化装师 Make-up Artist舞台监督 Stage
41、 Manager电台节目主持人 Disk Jockey医疗卫生 HEALTH AND MEDICAL COMMUNITY主任医师（讲课） Professor of Medicine主任医师（医疗） Professor of Treatment儿科主任医师 Professor of Paediatrics主治医师 Doctor-in-charge外科主治医师 Surgeon-in-charge内科主治医师 Physician-in-charge眼科主治医师 Oculist-in-charge妇科主治医师 Gynaecologist-in-charge牙科主治医师 Dentist-in-charg
42、e医师 Doctor医士 Assistant Doctor主任药师 Professor of Pharmacy主管药师 Pharmacist-in-charge药师 Pharmacist药士 Assistant Pharmacist主任护师 Professor of Nursing主管护师 Nurse-in-charge护师 Nurse Practitioner护士 Nurse主任技师 Senior Technologist主管技师 Technologist-in-charge技师 Technologist技士 Technicianaccrual basis 权责发生制activity rat
43、io 营运比率adversely classified credits 不良贷款asset diversification 资产多元化asset portfolio 资产组合at arms length 商业的/公平的back-office support 后台支持bad loans 呆帐bank portfolio 银行资产banking supervision 银行监管Basle Core Principles 巴塞尔核心原则be pledged as security 抵押borrower 借款人calendar-based system 期限为基础的(准备金制度)CAMEL 骆驼评级法
44、carrying value 现存价值cash 收付实现制collection 催收Consumer client 个人客户contingent liabilities 或有债务Corporate client 法人客户credits that are being rolled over展期贷款current liability account 流动债务帐户current ratio 流动比率debt-for-equity swap 债权转股权delinquent loan 过失贷款directed credits 指定贷款disintermediation 脱媒（体外循环） distress
45、ed assets 有问题资产doubtful asset 可疑资产earning 收益efficiency ratio 效率比率financial leverage 财务杠杆；举债经营financial soundness 财务稳健性foreclosed assets 没收的抵押财产gearing 财务杠杆；举债经营general provison 普通准备金general reserve 普通准备金impaired assests 受损害资产interest accrual 计息interest coverage 利息偿付率interest payments being capitaliz
46、ed利息转本金intra-account 内部帐户lending officer 信贷人员lending policy 贷款证策licensing 申请许可证licensing period 申请许可证过程loan classification 贷款分类loan documentation 贷款记录loan grading 贷款分级loan origination 贷款发放loan restructuring 重组贷款loan review 贷款检查loan splitting 贷款分割loss loan provisioning 呆帐准备金non-accrual items 不计息项目non
47、-accruals 不计息的non-classified 未分类的obligator 债务人off-balance sheet 表外off-site supervision 非现场监测on-site inspection 现场检查on-site visit 现场访问out-of-area loan 外地信贷outstanding balance 未清偿余额overdue 逾期pass, overdue, idle & bad loans (POIB)一逾两呆past due loans 逾期贷款pending factor 未决因素poorly structured loan 结构不合理贷款p
48、roblem loans 有问题贷款Profit and loss 损益（表）provision 准备金provisioning 准备金提取quick ratio 速动比率rehabilitation repayment schedule 还款计划restructured loans 重组贷款risk-weighted asset 风险加权资产ROCA 洛卡评级法roll-overs 展期 security enforcement 行使抵押权side agreement 附件special mention asset 特别提及资产special reserve 特殊准备金specific reserve 专项准备金substandard assets 次级资产suspense account 挂帐term loan 定期贷款to credit 贷记to debit 借记trading on equity 财务杠杆；举债经营troubled loan 有问题贷款turnover ratio 周转比率weak loan 低质量贷款work out problem 核销有问题write-off 冲销write-up (贷款)批评报告
