601998中信银行年报20100429.PDF

2009 601998 2009 2010 4 28 14 12 2009 2009 2 4 6 10 14 18 18 19 40 56 78 80 84 90 108 120 124 126 132 234 237 238 240 241 2442 CHINA CITIC BANK CORPORATION LIMITED CNCB 8 C 100027 ir_cncb 1 28 8 C 86-10-65558000 86-10-65550809 ir_cncb ACS ACIS MPA CPA A H www.hkexnews.hk3 1 2 8 100738 10 8 A 166 36 H 183 46 A 601998 H 0998 1987 4 7 2006 12 31 1000001000600 B0006H111000001 110105101690725 10169072-5 4 2009 2008 2007 40,801 41,680 40,155 27,838 19,122 17,504 17,615 13,103 19,265 17,679 17,746 13,140 14,320 13,262 13,320 8,290 13,911 13,187 13,187 8,575(7,697)140,459 140,231 29,519 0.37 0.40 0.34 0.23 0.37 0.40 0.34 0.23 0.36 0.40 0.34 0.24 0.36 0.40 0.34 0.24(0.20)4.23 3.59 0.762009 2008 2007(ROAA)0.94%1.08%1.21%0.97%ROAE 12.91%13.27%14.84%14.30%13.93%11.14%13.97%9.85%13.53%11.08%13.83%10.19%12.71%15.40%14.84%12.70%13.68%14.70%14.70%13.14%39.95%34.83%32.98%34.89%0.25%0.81%0.84%0.54%2.39%2.94%3.11%2.95%2.51%3.16%3.33%3.12%2009 2008 2007 1,775,031 1,319,255 1,187,837 1,011,236 1,065,649 730,386 664,924 575,208 1,668,023 1,190,196 1,092,491 927,095 1,341,927 1,027,325 943,335 779,999 4,553 1,607 963 639 102,798 119,051 95,343 84,136 2.63 3.05 2.44 2.165 2009 2008 2007 1,055,492 720,100 655,878 566,716 10,157 10,286 9,046 8,492 15,170 14,000 13,572 9,342 0.95%1.41%1.36%1.48%149.36%136.11%150.03%110.01%1.42%1.92%2.04%1.62%2009 2008 2007 10.14%14.32%14.32%15.27%9.17%12.32%12.32%13.14%6.03%9.78%8.03%8.32%2009 10 23 70.32%2008 2009 2008 2009 2008 102,798 119,051 14,320 13,262 1,412 492(11)10(167)(177)10 24 104,043 119,366 14,319 13,296 6 7 2009 143.20 7.98%(ROAA)(ROAE)0.94%12.91%0.37 2009 2009 2009 8 2009 143.20 7.98%(ROAA)(ROAE)0.94%12.91%0.37 2009 2009 2009 1000 67 94 2009 10 15 60 2009 101.57 1.29 0.95%0.46 149.36%2009 70.32%BBVA 2009 BBVA 15%2009 500 2009 9 2010 10 11 2009 1000 67 94 200 6 2009 143.20 7.98%48.17 11.27%2009 17,750.31 34.55%16,169.76 42.33%10,656.49 45.90%12 2009 BBVA 2009 BBVA 15%2009 10,978.52 33.42%9,174.09 45.94%2009 2,820 600 63.58%46.26%2009 2009 2,440.75 19.37%3,012.39 26.97%1,482.40 45.64%3 2.4 5,223 157.42%2009 306 17.96%120,690 37.72%200 3,000 3 2009 2009 0.95%0.46 101.57 1.29 149.36%13.25 2009 795 13 2009 5 16 1%22 20 2009 2010 14 2008 500 99 1000 67 94 200 6 2009 2009 500 190 20015 2009 2009 5 21 2009 11 16 16 2009 2.51%143.20 7.98%48.17 11.27%143.20 7.98%18 2009 2010 3.9%2009 335,353 8.7%224,846 30.1%125,343 15.5%22,073 13.9%1,961 33.6%0.7%5.4%2009(M2)60.62 27.68%(M1)22 32.35%39.97 31.74%59.77 28.21%6.8282 64 243,939 2009 19 2009 2009 17,750.31 4,557.76 34.55%10,656.49 3,352.63 45.90%16,680.23 4,778.27 40.15%13,419.27 3,146.02 30.62%101.57 1.29 1.25%0.95%0.46 149.36%13.25 2009 2009 143.20 10.58 7.98%2.51%0.65 12 2.65%5 0.24 1 0.07 10.14%9.17%20 20082009 2008%35,984 37,351(1,367)(3.66)4,817 4,329 488 11.27 40,801 41,680(879)(2.11)(2,761)(2,864)(103)(3.60)(16,299)(14,519)1,780 12.26(2,619)(6,793)(4,174)(61.45)143 175(32)(18.29)19,265 17,679 1,586 8.97(4,705)(4,459)246 5.52 14,560 13,220 1,340 10.14 14,320 13,262 1,058 7.98 240(42)282 2009 2008 65 74 27 36 4 3 2 53(4)(14)(19)(25)(10)24 14 461(100)19 58 6 585 89(35)(56)550 33 409 75 141(42)21 2009 359.84 13.67 2009 2008%974,336 46,617 4.78 705,182 48,235 6.84 205,762 6,239 3.03 234,934 8,796 3.74 157,938 2,179 1.38 135,251 2,246 1.66 53,594 377 0.70 44,423 864 1.94 34,138 687 2.01 59,894 2,311 3.86 7,609 32 0.42 3,948 74 1.87 1,433,377 56,131 3.92 1,183,632 62,526 5.28 1,183,822 17,767 1.50 885,501 20,512 2.32 100,694 1,466 1.46 159,512 3,328 2.09 4,642 46 0.99 5,622 177 3.15(1)23,706 868 3.66 25,526 1,158 4.54 1,312,864 20,147 1.53 1,076,161 25,175 2.34 35,984 37,351(2)2.39 2.94(3)2.51 3.16(1)(2)(3)22 2009 2008 18,410(20,028)(1,618)(1,091)(1,466)(2,557)377(444)(67)178(665)(487)(994)(630)(1,624)68(110)(42)16,948(23,343)(6,395)6,921(9,666)(2,745)(1,229)(633)(1,862)(31)(100)(131)(83)(207)(290)5,578(10,606)(5,028)11,370(12,737)(1,367)2009 2.51%0.65 2.39%0.55 2009 6 12 2.65%5 0.24 1 0.072009 561.31 63.95 10.23%2008 11,836.32 2009 14,333.77 2,497.45 21.10%2008 5.28%2009 3.92%1.36 2009 2008 83.05%77.14%23 2009%581,948 27,097 4.66 129,759 2,757 2.12 320,902 17,198 5.36 8,423 316 3.75 63,063 2,006 3.18 974,336 46,617 4.78 2009 2008%679,588 36,554 5.38 509,776 36,172 7.10 129,759 2,757 2.12 46,839 3,586 7.66 101,926 5,300 5.20 81,280 5,685 6.99 63,063 2,006 3.18 67,287 2,792 4.15 974,336 46,617 4.78 705,182 48,235 6.842009 466.17 16.18 3.35%2008 6.84%2009 4.78%(1)2008 9(2)2009 62.39 25.57 29.07%(1)2008 291.72 12.42%(2)2008 3.74%2009 3.03%2009 21.79 0.67 2.98%24 2008 226.87 16.77%2008 1.66%2009 1.38%2008 9 2009 3.77 4.87 56.37%2008 1.94%2009 0.70%2009 6.87 16.24 70.27%257.56 2008 3.86%2009 2.01%2009 201.47 50.28 19.97%2008 10,761.61 2009 13,128.64 2,367.03 22.00%2008 2.34%2009 1.53%2009 2008 88.19%81.48%2009 2008%483,214 11,190 2.32 367,979 13,011 3.54 438,681 2,785 0.63 335,619 3,346 1.00 921,895 13,975 1.52 703,598 16,357 2.32 145,891 3,129 2.14 77,711 2,320 2.99 33,575 116 0.35 29,270 189 0.65 179,466 3,245 1.81 106,981 2,509 2.35 82,461 547 0.66 74,922 1,646 2.20 1,183,822 17,767 1.50 885,501 20,512 2.3225 2009 177.67 27.45 13.38%0.82 2,983.21 2008 0.82(1)2008 10(2)2009 14.66 18.62 55.95%588.18 36.87%2.09%1.46%2009 8.68 2.90 25.04%2008 4.54%2009 3.66%20042009 48.17 4.88 11.27%2008 10.39%2009 11.81%2009 2008%4,220 3,720 500 13.44 792 389 403 103.60(537)(146)(391)157 182(25)(13.74)185 184 1 0.54 4,817 4,329 488 11.2726 2009 42.20 5.00 13.44%47.18 13.85%2009 2008%1,398 1,099 299 27.21 1,159 896 263 29.35 690 455 235 51.65 649 395 254 64.30 376 574(198)(34.49)317 459(142)(30.94)113 187(74)(39.57)16 79(63)(79.75)4,718 4,144 574 13.85(498)(424)74 17.45 4,220 3,720 500 13.44 2009 7.92 4.03 2009 5.37 3.91 2009 2008%2,446 5,727(3,281)(57.29)30 82(52)(63.41)63 739(676)(91.47)1 80 245(165)(67.35)2,619 6,793(4,174)(61.45)(1)27 2009 2008%8,921 8,113 808 9.96 2,826 2,370 456 19.24 4,552 4,036 516 12.78 16,299 14,519 1,780 12.26 39.95%34.83%5.122009 162.99 17.80 12.26%2009 39.95%5.12(1)(2)2009 47.05 2.46 5.52%24.42%0.8028 2009 12 31 2008 12 31%1,065,649 730,386 822,635 583,979 94,774 44,621 148,240 101,786(15,170)(14,000)1,050,479 59.2 716,386 54.3(1)208,400 11.8 219,317 16.6 224,003 12.6 207,357 15.7 81,808 4.6 68,607 5.2 185,203 10.4 57,698 4.4(2)25,138 1.4 49,890 3.8 1,775,031 100.0 1,319,255 100.0 1,341,927 80.5 1,027,325 86.3 1,097,852 65.8 822,850 69.1 244,075 14.7 204,475 17.2 279,602 16.8 110,327 9.3 4,100 0.2 957 0.1 18,422 1.1 20,375 1.7(3)23,972 1.4 31,212 2.6 1,668,023 100.0 1,190,196 100.0(1)(2)(3)2009 59.2%29 2009 12 31 2008 12 31%107,466 51.6 104,810 47.8 88,380 42.4 103,060 47.0 4,444 2.1 8,762 4.0 200,290 96.1 216,632 98.8 5,487 2.6 50 3 5 5,490 2.6 55 364 0.2 331 0.2 2 2 2,254 1.1 2,297 1.0 2,620 1.3 2,630 1.2 208,400 100.0 219,317 100.0 1,941 2,887 2009 2,002.90 163.42 7.54%2009 12 31 2008 12 31%46,802 23.4 43,895 20.3 48,214 24.1 78,042 36.0 29,780 14.9 32,627 15.1 28,598 14.3 25,057 11.6 5,730 2.8 8,281 3.8 1 41,166 20.5 28,730 13.2 200,290 100.0 216,632 100.0(1)2009 12 31 2008 12 31 2007 12 31%169,065 84.4 167,862 77.5 121,845 76.4 31,225 15.6 48,770 22.5 37,548 23.6 200,290 100.0 216,632 100.0 159,393 100.0 2007 2009 30 2009 12 31%1 2,650 2015-2-20 3.01%2 1,050 2013-4-8 2.74%3 1,000 2011-2-15 2.63%4 1,000 2014-5-21 2.74%5 920 2016-6-16 2.60%6 890 2010-5-6 2.98%7 756 2011-9-23 2.31%8 660 2010-4-4 3.11%9 552 2013-11-13 3.30%10 524 2011-7-4 3.19%10,002 2009 12 31 2008 12 31 799 77(1)63 739(79)(13)(2)(197)(4)586 799(1)(2)2009 2009 12 31 2008 12 31 371 576 215 223 586 799 2009 60.65 414.15 34.89 25.76 2009 6.34 43.30 2.16%97%0.20 1.37 0.14 0.99 31 2009 5.72 39.08 0.1 0.68 0.80 5.43 2009 0.77 5.26 0.75 0.022009 12 31 2008 12 31 174,179 1,762 2,203 227,910 3,798 4,326 271,623 1,405 1,404 166,058 2,807 2,406 956 14 20 1,089 13 62 1 2 611 37 7 7 446,884 3,182 3,628 395,094 6,625 6,8012008 12 31 2009 12 31 1,741 46,617(46,570)1,788 2,596 6,239(6,661)2,174 95 3,275(3,197)173 4,432 56,131(56,428)4,1352009 12 31 2008 12 31 685 811 303 295(311)(342)(67)(60)610 70432 2009 12 31 2008 12 31 2007 12 31 581,483 43.3 392,619 38.2 338,074 43.3 516,369 38.5 430,231 41.9 298,674 38.3 7,810 0.6 7,970 0.8 28,770 3.7 508,559 37.9 422,261 41.1 269,904 34.6 1,097,852 81.8 822,850 80.1 636,748 81.6 66,908 5.0 50,470 4.9 66,900 8.6 177,167 13.2 154,005 15.0 76,351 9.8 244,075 18.2 204,475 19.9 143,251 18.4 1,341,927 100.0 1,027,325 100.0 779,999 100.0 2007 2009 2009 13,419.27 3,146.02 30.62%48.10%2009 12 31 2008 12 31%1,214,773 90.5 907,735 88.4 127,154 9.5 119,590 11.6 1,341,927 100.0 1,027,325 100.02009 12 31 2008 12 31%1 408,341 30.4 333,107 32.4 346,036 25.8 266,905 26.0 176,916 13.2 131,051 12.8 158,463 11.8 100,026 9.7 127,974 9.5 81,001 7.9 41,220 3.1 31,164 3.0 82,977 6.2 84,071 8.2 1,341,927 100.0 1,027,325 100.0(1)33 2009 3 312 15 5%645,690 48.1 212,320 15.8 209,093 15.6 26,237 2.0 4,512 0.3 1,097,852 81.8 111,222 8.3 64,584 4.8 55,824 4.2 12,430 0.9 15 244,075 18.2 756,912 56.4 276,904 20.6 264,917 19.8 38,667 2.9 4,527 0.3 1,341,927 100.0 2009 12 31 2008 12 31 305,363 222,575 62,901 47,588 52,585 32,251 41,229 24,614 40,597 38,741 502,675 365,769 4,585 3,835 695 335 5,241 1,037 513,196 370,976(1)%2009 12 31 2008 12 31 2007 12 31 25 48.12 51.37 38.90 25 104.47 83.24 110.01(2)75 79.62 72.14 73.50(1)(2)2009 34(1)(2)(3)2004 2 23 2004 2 2005 2004 374 2009 12 31 2008 12 31 2007 12 31 114,970 106,969 95,261 99,188 92,042 81,939 15,782 14,927 13,322 10,844 99 90 104,126 106,870 95,171 94,237 91,993 81,894 1,027,122 746,547 623,300 9.17%12.32%13.14%10.14%14.32%15.27%2009 10 23 2010 200935 1 8,769(116)4,449 2 6,625(2,638)3,182 3 103,441(361)(56)94,231 118,835(2,754)(361)(56)101,862 131 32 161(3)118,966(2,725)(361)(56)102,023 1(3,078)32(2,755)2(6,801)2,156(3,628)(9,879)2,188(6,383)36 1 1,064(19)839 2 2,791(908)2,173 3 39,479(280)(56)39,199 4 80,922(655)96,150 5 11,485(7)7,133 135,741(927)(280)(718)145,494 131 32 161(3)135,872(898)(280)(718)145,655 1(2,939)39(2,027)2(3,420)(60)(2,322)(6,359)(21)(4,349)2009 2008 2009 2008 102,798 119,051 14,320 13,262 1,412 492(11)10(167)(177)10 24 104,043 119,366 14,319 13,296 37 30%2009(%)26,319(34.57)55,489 95.52 4,449(49.26)3,182(51.97)185,203 220.99 1,050,479 46.64 3,562(86.01)08 275,049 152.99 4,553 183.32 3,628(46.65)4,100 328.42 1,341,927 30.62 6,987 31.51 1,004(73.64)09 3,010(43.74)31,319(46.47)3,535 63.58 12,562 62.17 17,721 37.20(537)792 103.60 2,619(61.45)38 2009 30,460 6,715 1,605 2,834(813)40,801(11,253)(5,709)(601)(1,441)(56)(19,060)(1,236)(661)(10)(491)(221)(2,619)17,971 345 994 902(1,090)19,1222009 12 31 1,018,524 161,117 437,793 105,835 47,527 1,770,796 1,064,834 220,865 265,121 93,728 23,475 1,668,023 438,059 34,886 29,730 502,6752008 31,515 6,595 3,213 1,526(1,169)41,680(9,378)(5,550)(774)(1,288)(393)(17,383)(5,059)(424)(736)(348)(226)(6,793)17,078 621 1,703(110)(1,788)17,5042008 12 31 683,124 106,073 391,088 129,531 5,081 1,314,897 779,701 175,529 128,492 97,786 8,688 1,190,196 303,829 32,608 29,332 365,769 2009 179.71 93.07%39 2009 10,075 4,999 8,615 4,426 3,914 1,098 4,788 2,886 40,801(4,353)(2,408)(3,690)(1,782)(1,564)(473)(3,277)(1,513)(19,060)(538)(194)75(314)(302)(220)(624)(502)(2,619)5,184 2,397 5,000 2,330 2,048 405 887 871 19,1222009 12 31 425,476 247,270 494,644 205,709 162,463 54,656 782,818 107,089(709,329)1,770,796 418,175 242,924 486,007 201,929 158,448 53,499 721,313 95,057(709,329)1,668,023 127,561 58,298 129,631 69,250 36,819 16,500 34,886 29,730 502,6752008 10,732 5,669 10,553 3,954 3,311 1,094 4,740 1,627 41,680(4,209)(2,273)(3,511)(1,518)(1,234)(400)(2,884)(1,354)(17,383)(2,118)(635)(1,239)(472)(801)(114)(1,061)(353)(6,793)4,405 2,761 5,803 1,964 1,276 580 795(80)17,5042008 12 31 345,602 174,413 464,202 131,550 110,020 40,803 436,638 130,500(518,831)1,314,897 311,164 154,564 413,508 119,886 99,986 37,565 473,332 99,022(518,831)1,190,196 102,930 36,891 81,338 49,359 20,801 12,510 32,608 29,332 365,769 2009 125.81 65.79%2009 52.49 27.45%9.440 2009 BBVA 2009 35.79%45.07%5.23%2,820 5,036.12 63.58%47.99%3,455.59 46.26%39.86%124 2,388 24.76%8,169 691.70 31.39%0.45%0.34 283.58 58.18%253.91%45.14%1,121.53 134%2009 2041 10,493.85 35.79%83.35%2,774.53 34.38%26.44%78.10 0.74%0.29 8,668.37 50.30%7,735.57 45.07%100 78 8,923 912.41 554.96 292.29 32.03%138.19 15.15%1.97%1.44%2009 2009 1,161.17 11.30%13.9%0100,000200,000300,000400,000500,000600,000 307,866236,264217,044196,414503,612345,559 4.04.55.05.56.0 5.405.005.6242 2.60 97.63 21.70 14.51 5.62%0.22 2009 131 4 2009 9.92 17.24%35.76%253.91%45.14%2009 586.78 128.43%355.75 18.03%283.58 58.18%2009 2009 CFO 2008 2009 124 2,388 24.76%2,056 51.51%2009 1,451.09 70%39 1,878 2009 7 80 2.23 02004006008001,000 846320992030,00060,00090,000120,000150,000 59,24785,278145,109 2009 2008 5.4%43 6.0 4.0 MBS 3.0 1,139 6,632 55.60%49.50%5.08 2.572009 8,169 22.33%691.70 31.39%374.20 17.52%0.45%0.34 2009 1,000 1 1,121.53 134%51.45 127%1.13 70(SAS70)05,00010,00015,00020,00025,00030,00035,00040,000 27,18531,84237,420 0.00.20.40.60.81.00.94%0.79%0.45%07,50015,00022,50030,00037,50045,00052,50060,000 19,7629,07250,80044 2009 2009 67.15 1.82%17.70%13.68 5.80%36.97%1,768 21.01%796.05 1,336.37 52.27%13.36%933.79 788.46 3.06 79.17%59.40%313.66%5,2232009 CCAM 2009 3,012.39 26.97%2,096.79 22.97%45 030,00060,00090,000120,000150,000 87,76367,23076,08960,833133,637103,660050,000100,000150,000200,000250,000 143,251170,518209,679 2009 1,197.19 56.25%1036.60 54.19%77.57%0.97 2009 0.32%0.23 0.17%0.112009 2009 884 796.05 2.8 20.47%3,7302009 60 630 75.96 3 4 43.39 8.37 50 120,690 37.72%1,242.16 59.24%1,786.51 59.31%46 800 5,223 2009 26 2009 BBVA 2009 933.79 23.68%788.46 33.53%139.18 24.93%20.56 49.31%3.06 235.86%2009 49.30%02004006008001,000 933.79755.14421.87030,00060,00090,000120,000150,000 66,60687,637120,69047 36+1 CCAM 2009 CCCS 4 2009 2009 2009 16.05 4.23%2009 2009 3.81%48 2009 2009 2009 2009 V 2009 2009 2009 49 14 78 5 14.56 4 5,147 64.21 826.32 4.51 2009 151 395.53 PE 1.35 68.42 138.71 3,997.50 2,370.88 1.96 1 6,975.31 50 2009 BBVA BBVA 2009 2 10 10.07%2009 BBVA 15%2010 4 1 BBVA BBVA BBVA 591.6 408.5 986.1 BBVA BBVA 8,000 243.91 IT BBVA 20 3452009 IT IT IT 35 IT IT IT IT(ODS)V6.0 V5.3 V3.0 BBVA 2006 11 22 GIL 2008 6 30 BBVA 2010 12 4 15%51 2009 8 65 67 616 31 29 5552009 983 3,514 19.01%26.08%2009 1.0 12 2.0 2009 5,000 80052 5.3 e 52 99 2009 192.83 79.17%2,827.17 4.14 6.0 4.0 MBS 3.0 2.44 2.98 6.8 23.9%18.03%7.3 7.5 95558 7 24 2009 10105558 50 2009 53 2009 1,083.28 141.82 8.07 40%27.5%27 2 1 1 2009 1,057.66 862.29 644.96 8.39 16.44%11.90%47.32%2009 2009 40%2009 28 1.7 2009 BBVA 95%5%2,500 2009 10.01 11.56%0.11 170.27%54 2009 2009 0.95%149.36%13.25 55 0.95%56 57 2009 2009 IT 2009 2009 2009 2009 5 58 2009 2009 2009 59 2009 2009 2009 2009 2009 12 9 2009 1,299 9%2009 10 23 2009 60 2009 10,656.49 3,352.63 45.90%2009 67.87%2009 1,046.93 761.87 2009 2009 12 31 2008 12 31%(1)293,907 27.58 189,214 25.90 284,055 26.66 207,868 28.46 145,222 13.63 101,782 13.94 133,009 12.48 74,566 10.21 113,499 10.65 72,068 9.87 34,965 3.28 23,536 3.22 60,992 5.72 61,352 8.40 1,065,649 100.00 730,386 100.00(1)2009 12 31 2