1、(港幣千元 )(HK$000)毛保費 淨保費 滿期保費淨額須付的佣金毛額須付的佣金淨額已償付申索毛額已償付申索淨額已承付申索淨額未過期風險調整管理開支 承保利潤 /(虧損 )GrossPremiumsNetPremiumsNetEarnedPremiumsGrossCommissionsPayableNetCommissionsPayableGrossClaims PaidNetClaims PaidNetClaimsIncurredUnexpiredRisksAdjustmentManagementExpensesUnderwritingProfit/(Loss)8,455,866 6,61
2、0,029 5,526,375 1,086,025 653,719 4,646,978 3,731,676 3,868,634 1,674 834,352 167,9962,983,625 2,516,611 2,337,511 927,287 790,581 1,597,806 1,275,242 1,449,964 (268) 293,566 (196,332)66,594 21,566 12,782 3,709 1,039 792 621 5,322 0 3,769 2,6521,701,335 748,599 518,556 169,220 117,280 698,874 372,95
3、4 265,922 773 91,777 42,804766,014 478,925 431,972 127,294 75,276 255,624 141,107 148,073 177 91,605 116,8414,117,827 2,171,822 2,155,468 981,675 564,409 1,446,709 674,436 857,887 218 478,088 254,8665,610,433 3,982,731 3,854,341 1,018,624 675,787 2,770,392 2,011,745 2,477,406 15,985 789,550 (104,387
4、)1,291,431 695,452 662,956 272,558 103,264 447,736 220,182 269,412 (17,472) 221,269 86,483135,228 127,751 79,117 9,162 8,780 42,639 41,344 47,584 212 3,929 18,612334,847 272,588 144,077 102,199 89,752 96,855 85,144 62,676 1,368 10,432 (20,151)25,463,200 17,626,074 15,723,155 4,697,753 3,079,887 12,0
5、04,405 8,554,451 9,452,880 2,667 2,818,337 369,384註承保利潤 /(虧損 ) 是根據保險公司呈報的 “滿期保費淨額 “ 減去 “須付的佣金淨額 “， “已承付申索淨額 “ ， “未過期風險調整 “ 及 “管理開支 “ 而計算。Note: Underwriting Profit/(Loss) is calculated by subtracting “Net Commissions Payable“, “Net Claims Incurred“, “Unexpired Risks Adjustment“ & “Management Expenses
6、“ from “Net Earned Premiums“ as reported by insurers.本 報 告 所 包 含 數 字 ， 是 根 據 保 險 人 向 保 險 業 監 管 局 提 交 的 季 度 報 表 內 申 報 的 統 計 資 料 編 輯 而 成 。 該 等 資 料 屬 臨 時 性 質 及 未 經 審 計 ， 並 且 以 曆 年 基 礎 計 算 。 因 此 該 等 資 料 有 可 能 在 經 最 後 審 計 時 而 被 修 改 。 保 險 業 監管局雖已適當謹慎地編輯該等統計數字，但對該等資料不會作出任何保證或申述。Statistics contained herein
7、are compiled from statistical information provided by insurers in their quarterly returns to the Insurance Authority. The statistics are provisional and unaudited, and prepared on a calendaryear basis. There is therefore a possibility of amendments before the final audited figures are produced. Whil
8、e due care is taken in the compilation of the statistics, the Insurance Authority disclaims any warrantiesor representations of any kind with regard to such information.總額TotalClass of Business意外及健康Accident & Health汽車 - 損壞及法律責任Motor Vehicle, Damage & Liability飛機 - 損壞及法律責任Aircraft, Damage & Liability
9、船舶 - 損壞及法律責任Ships, Damage & Liability貨運Goods in Transit財產損壞Property Damage一般法律責任General Liability金錢損失Pecuniary Loss非比例協約再保險Non-proportional Treaty Reinsurance比例協約再保險Proportional Treaty Reinsurance業務類別香港一般保險業務的臨時統計數字Provisional Statistics on Hong Kong General Insurance Business二零一七年一月至六月January to Ju
10、ne 2017直接及分入再保險業務Direct & Reinsurance Inward Business毛保費 淨保費 滿期保費淨額須付的佣金毛額須付的佣金淨額已償付申索毛額已償付申索淨額已承付申索淨額未過期風險調整管理開支 承保利潤 /(虧損 )GrossPremiumsNetPremiumsNetEarnedPremiumsGrossCommissionsPayableNetCommissionsPayableGrossClaims PaidNetClaims PaidNetClaimsIncurredUnexpiredRisksAdjustmentManagementExpensesU
11、nderwritingProfit/(Loss)意外及健康Accident & Health 6,591,165 5,202,906 4,194,258 582,683 338,847 3,964,586 3,204,872 3,302,144 1,443 555,747 (3,923)1,373,777 1,037,586 1,005,028 415,066 265,728 447,131 349,095 358,503 155 235,479 145,163汽車 - 損壞及法律責任Motor Vehicle, Damage & Liability 1,337,614 1,069,334 1
12、,045,301 355,904 270,672 722,443 533,802 685,258 877 171,118 (82,624)763,240 594,421 610,713 163,486 125,119 564,811 444,567 448,773 (1,180) 94,570 (56,569)36,654 1,568 1,465 1,158 (727) 161 121 1,767 0 2,731 (2,306)船舶 - 損壞及法律責任Ships, Damage & Liability 169,224 94,937 83,246 27,742 14,309 115,950 64
13、,450 58,594 29 13,923 (3,609)船舶法律責任本地船隻責任Local Vessels Liability 25,450 16,107 15,346 4,429 2,762 4,336 3,304 (901) 1 4,070 9,414ShipsLiability承運人責任Forwarder Liability 33,313 24,209 21,589 6,373 4,380 13,463 10,188 9,814 8 3,119 4,268船東責任保賠Protection & Indemnity 1,206,139 441,777 234,108 69,239 50,5
14、57 397,435 162,140 67,710 689 50,050 65,102其他Others 3,057 1,460 1,949 564 222 2,878 2,058 3,104 (10) 355 (1,722)403,956 281,593 266,067 56,459 35,169 112,000 53,878 58,619 95 58,219 113,965財產損壞Property Damage 1,689,223 915,088 840,996 486,838 290,942 331,189 166,603 184,079 344 218,069 147,562270,08
15、1 83,820 88,863 39,218 (2,386) 48,520 12,921 54,073 (44) 37,501 (281)302,491 188,104 179,992 76,789 54,002 68,091 40,920 42,285 25 39,769 43,911一般法律責任General Liability 3,178,482 2,573,875 2,493,136 587,198 444,969 1,946,313 1,618,012 1,831,038 14,397 418,371 (215,639)20,440 15,460 13,483 4,609 3,284
16、 3,528 2,231 2,570 1 2,414 5,2141,539,636 840,004 869,059 291,414 154,519 575,693 238,400 392,695 1,359 263,987 56,499金錢損失Pecuniary Loss 313,771 269,800 246,670 82,827 69,983 417 (828) 2,626 0 38,190 135,871479,967 172,121 180,560 85,567 (13,489) 98,619 34,900 98,153 (3,653) 103,866 (4,317)19,737,68
17、0 13,824,170 12,391,829 3,337,563 2,108,862 9,417,564 6,941,634 7,600,904 14,536 2,311,548 355,979業務類別香港一般保險業務的臨時統計數字Provisional Statistics on Hong Kong General Insurance Business二零一七年一月至六月January to June 2017直接業務Direct Business(港幣千元 )(HK$000)僱員補償Employees Compensation (EC)Class of Business醫療Medical
18、非醫療Non-Medical綜合Comprehensive第三者Third Party飛機 - 損壞及法律責任Aircraft, Damage & Liability船體及機器Hull & Machinery貨運Goods in Transit火災Fire工程Engineering其他Others業主立案法團責任Owners Corporation Liability其他Others按揭擔保Mortgage Guarantee其他Others總額Total毛保費 淨保費 滿期保費淨額須付的佣金毛額須付的佣金淨額已償付申索毛額已償付申索淨額已承付申索淨額未過期風險調整管理開支 承保利潤 /(虧損
19、 )GrossPremiumsNetPremiumsNetEarnedPremiumsGrossCommissionsPayableNetCommissionsPayableGrossClaims PaidNetClaims PaidNetClaimsIncurredUnexpiredRisksAdjustmentManagementExpensesUnderwritingProfit/(Loss)490,924 369,537 327,089 88,276 49,144 235,261 177,709 207,987 76 43,126 26,756882,771 852,856 681,4
20、97 407,897 394,790 310,552 296,873 315,933 35 27,878 (57,139)29,940 19,998 11,317 2,551 1,766 631 500 3,555 0 1,038 4,958264,152 170,109 162,318 60,873 45,050 164,812 130,814 127,601 56 20,260 (30,649)362,058 197,332 165,905 70,835 40,107 143,624 87,229 89,454 82 33,386 2,8761,856,032 984,810 1,045,
21、617 378,830 221,851 998,909 453,992 577,450 (107) 182,749 63,674871,875 553,392 478,663 135,403 73,015 244,858 153,102 251,103 228 104,778 49,539497,693 253,531 235,726 104,164 46,770 348,700 186,110 168,633 (13,819) 79,213 (45,071)135,228 127,751 79,117 9,162 8,780 42,639 41,344 47,584 212 3,929 18
22、,612334,847 272,588 144,077 102,199 89,752 96,855 85,144 62,676 1,368 10,432 (20,151)5,725,520 3,801,904 3,331,326 1,360,190 971,025 2,586,841 1,612,817 1,851,976 (11,869) 506,789 13,405業務類別香港一般保險業務的臨時統計數字Provisional Statistics on Hong Kong General Insurance Business二零一七年一月至六月January to June 2017分入再
23、保險業務Reinsurance Inward Business(港幣千元 )(HK$000)總額TotalClass of Business意外及健康Accident & Health汽車 - 損壞及法律責任Motor Vehicle, Damage & Liability飛機 - 損壞及法律責任Aircraft, Damage & Liability船舶 - 損壞及法律責任Ships, Damage & Liability貨運Goods in Transit財產損壞Property Damage一般法律責任General Liability金錢損失Pecuniary Loss非比例協約再保險
24、Non-proportional Treaty Reinsurance比例協約再保險Proportional Treaty Reinsurance承保範圍毛保費 淨保費 滿期保費淨額須付的佣金毛額須付的佣金淨額已償付申索毛額已償付申索淨額已承付申索淨額未過期風險調整管理開支 承保利潤 /(虧損 )保額 承保車輛數目CoverageGrossPremiumsNetPremiumsNetEarnedPremiumsGrossCommissionsPayableNetCommissionsPayableGrossClaims PaidNetClaims PaidNetClaimsIncurredUn
25、expiredRisksAdjustmentManagementExpensesUnderwritingProfit/(Loss)SumsInsuredNo. ofVehiclesInsured港幣千元HK$000港幣千元HK$000港幣千元HK$000港幣千元HK$000港幣千元HK$000港幣千元HK$000港幣千元HK$000港幣千元HK$000港幣千元HK$000港幣千元HK$000港幣千元HK$000港幣千元HK$000綜合Comprehensive 857,684 653,297 639,925 236,818 168,757 501,607 346,258 435,834 316
26、 119,218 (84,200) 49,808,044 139,707第三者Third Party 307,508 219,725 229,574 83,701 61,527 178,683 144,922 140,679 (759) 45,641 (17,514) 161,761綜合Comprehensive 315,176 268,478 265,823 93,823 78,507 149,709 127,822 158,439 90 35,884 (7,097) 12,453,837 31,746第三者Third Party 127,137 110,646 107,824 36,468
27、 32,629 144,494 119,137 92,724 (318) 13,699 (30,910) 32,299綜合Comprehensive 30,846 28,415 27,341 11,704 10,938 14,349 13,751 10,197 (2) 2,317 3,891 2,086,193 3,573第三者Third Party 18,569 16,795 15,675 6,130 5,612 11,188 10,368 2,930 70 1,292 5,771 4,841綜合Comprehensive 91,320 80,897 72,016 5,784 5,066 3
28、8,151 29,753 60,509 412 9,147 (3,118) 723,178 3,532第三者Third Party 116,564 97,776 110,174 8,059 5,783 106,980 89,250 97,981 (18) 10,607 (4,179) 6,039公共小型巴士Public Light Buses綠色Green綜合Comprehensive 8,903 7,961 6,164 297 251 271 168 3,926 36 702 1,249 78,836 159第三者Third Party 49,758 43,351 44,142 2,816
29、2,354 26,569 21,426 29,783 (82) 4,074 8,013 1,484紅色Red綜合Comprehensive 2,568 2,364 2,702 197 194 3,412 2,927 932 0 212 1,364 16,500 45第三者Third Party 22,242 20,541 19,254 1,540 1,512 12,044 11,372 20,424 0 2,053 (4,735) 526綜合Comprehensive 14,947 13,398 16,060 3,263 3,055 6,687 5,769 4,389 24 1,687 6,9
30、05 1,143,236 1,935第三者Third Party 33,689 30,616 27,632 5,548 5,242 29,710 27,106 38,349 (94) 3,348 (19,213) 5,116綜合Comprehensive 925 714 766 76 45 137 99 221 0 262 238 20,873 190第三者Third Party 37,245 30,402 32,490 10,612 9,177 8,502 6,373 10,503 0 6,911 5,899 32,293綜合Comprehensive 15,245 13,810 14,50
31、4 3,942 3,859 8,120 7,255 10,811 1 1,689 (1,856) 774,853 1,362第三者Third Party 50,528 24,569 23,948 8,612 1,283 46,641 14,613 15,400 21 6,945 299 17,972所有承保範圍All Coverage 2,100,854 1,663,755 1,656,014 519,390 395,791 1,287,254 978,369 1,134,031 (303) 265,688 (139,193) 67,105,550 444,580拖拉機Tractors香港一般
32、保險業務的臨時統計數字Provisional Statistics on Hong Kong General Insurance Business二零一七年一月至六月January to June 2017汽車 , 損壞及法律責任 (直接業務 )Motor Vehicle, Damage & Liability (Direct Business)汽車類別Type of Motor Vehicle私家車Private Cars貨車Goods Carrying Vehicles其他Others總額Grand Total的士Taxis私營小型巴士及非特許經營巴士Private Light Buses
33、 &Non-Franchised Buses電單車Motor Cycles毛保費 淨保費 滿期保費淨額須付的佣金毛額須付的佣金淨額已償付申索毛額已償付申索淨額已承付申索淨額未過期風險調整管理開支 承保利潤 /(虧損 )年薪 合約價值GrossPremiumsNetPremiumsNetEarnedPremiumsGrossCommissionsPayableNetCommissionsPayableGrossClaims PaidNetClaims PaidNetClaimsIncurredUnexpiredRisksAdjustmentManagementExpensesUnderwriti
34、ngProfit/(Loss)AnnualWageContractValue16,450 5,692 5,023 1,638 1,341 2,240 2,058 3,984 1 768 (1,071) 260,9572270 260 999 46 108 224 224 307 0 45 539 94,3493170,313 153,738 128,319 37,899 33,567 66,427 62,846 59,125 370 22,587 12,670 33,519,09547,700 5,470 4,544 1,190 368 6,298 4,791 (151) 0 1,281 3,
35、046 3,988,2685 a. 特別行業Special Trades396,027 319,232 303,970 82,019 65,909 153,982 142,552 204,659 (54) 48,295 (14,839) 45,157,471b. 建造業 - 按年薪Construction - on AnnualWage Basis 24,647 22,123 23,312 5,825 5,674 7,374 6,997 4,431 0 2,225 10,982 1,382,157c. 建造業 - 按合約價值Construction - onContract Value Bas
36、is 732,218 561,466 708,222 82,360 45,826 822,569 638,828 684,707 10,964 95,140 (128,415) 98,726,8536 a. 批發 , 零售及進出口貿易Wholesale, Retail &Import/Export Trades 371,886 296,016 261,589 88,828 67,759 155,109 130,975 146,901 835 55,547 (9,453) 79,315,161b. 飲食及酒店業Restaurants & Hotels305,709 275,232 228,198
37、 53,886 47,032 146,520 132,166 182,105 190 37,628 (38,757) 22,578,8117318,357 246,813 211,802 50,156 34,395 179,283 155,663 130,441 442 37,388 9,136 39,906,1018442,838 368,953 319,108 91,922 75,228 165,214 138,821 159,153 1,339 56,415 26,973 234,921,0529377,774 299,524 277,539 85,249 62,557 232,473
38、194,188 243,663 304 56,850 (85,835) 55,857,2471024,293 19,356 20,511 6,180 5,205 8,600 7,903 11,713 6 4,202 (615) 4,660,2493,178,482 2,573,875 2,493,136 587,198 444,969 1,946,313 1,618,012 1,831,038 14,397 418,371 (215,639) 521,640,918 98,726,853職業行業香港一般保險業務的臨時統計數字Provisional Statistics on Hong Kong
39、 General Insurance Business二零一七年一月至六月January to June 2017僱員補償保險 (直接業務 )Employees Compensation Insurance (Direct Business)(港幣千元 )(HK$000)金融 , 保險 , 地產及商用服務業Financing, Insurance, RealEstate & Business Services社區 , 社會及個人服務業Community, Social &Personal Services其他 /未分類職業Others/Non-ClassifiedOccupations總額Grand TotalTrade Occupation農業 , 林木業及漁業Agriculture, Forestry &Fishing採礦及採石業Mining & Quarrying製造業Manufacturing電力 , 燃氣及水務業Electricity, Gas & Water運輸 , 倉庫及通訊業Transport, Storage &Communication
