1、acceptance policy 核保政策accounting period 结算期aggregate limit 累积限额aggregated loss 累积损失antiselection 逆选择ART (Alternative Risk Transfer 新型风险转移balance 所欠款项barrages 堰坝captive pools 自保组合catastrophe risk 巨灾风险ceiding company 分出公司cession limit 分保限额claim-prone 容易出险claims assistance 理赔协助clean cut 结清方式coinsurance
2、 共保commencement and termination 起讫cover 承保cover 责任额deposit premium 预付保费destroyed 毁坏earth caves 土坏房屋EPA event limit 事件限额ex gratia payments 通融赔款excess loss 超额赔款exclusion 除外责任exposed areas 风险承受区域facultative reinsurance 临时分保fault zone 断层区finite risk 有限制的风险flash floods 骤发洪水flooding of rivers 洪水泛滥frame st
3、ructure 框架结构full coverage 全额承保full insurance value 足额保险价值full liability 全部责任Geophysics Institute 地球物理研究所health insurance 疾病保险，健康保险sickness insurance 疾病保险insurance during a period of illness 疾病保险insurance for medical care 医疗保险“major medical“ insurance policy 巨额医药费保险life insurance 人寿保险endowment insura
4、nce 养老保险insurance on last survivor 长寿保险social insurance 社会保险personal property insurance 个人财产保险insurance of contents 家庭财产保险险别Free from Particular AverageF.P.A. 平安险With Particular Average W.P.A. 水渍险All Risks 一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of cont
5、amination (tainting 污染险insurance against total loss only (TLO 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transpo
6、rtation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC 罢工，暴动，民变险GNPI 总净保费收入hailstorm 雹暴heavy damage 严重破坏hollow brick wall 空斗砖结构hour clause 小时条款hurricane 飓风individual losses 单一损失insurability 可保性insured losses 保险损失intens
7、ity 烈度layering 层次less exposed 损失可能性小liability 责任light damage 轻度破坏line slips 分保条loading 附加费loss occurrence 损失发生loss occurring basis 损失发生基础loss participation 分担损失loss settlement 损失赔付magnitude 震级malicious damage 恶意损害moderate damage 中度破坏multi-story building 多层建建筑Munich Re 慕尼黑再net retained lines 净自留额net
8、retained losses 损失净自赔额no profit commission 无纯益风险non-proportional reinsurance 非比例再保险notification 告知object 标的obligatory reinsurance 固定分保original deductibles 原始免赔额original rate 原始费率paid-up capital 已付资本peak accelerator 峰值加速度peril 危险insurance against extraneous risks, insurance against additional risks 附
9、加险risk of theft, pilferage and nondelivery (TPND 盗窃提货不着险risk of fresh and/of rain water damage(wetting 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险5 保险英语翻译risk of bad odour(change of flavour 恶味险，变味险risk of mould 发霉险on deck risk 舱面险6 保险英语翻译保险业词汇
10、Terms used in insurance industry accident 意外事故险actuarial method 精算法Advance Loss Profits (ALOP 预期利润损失险，利损险Advance profit 预期利润broker 经纪人Business Interruption Insurance (BI 营业中断险captive 自保公司casualty 意外伤害险catastrophe 巨灾险ceding company PICC Re 中保再placement 安排PML 可能最大损失policyholder 保单持有者pool 共保组合portfolio
11、 entry 未满期责任的出帐portfolio outgo 未满期责任的入帐premium 保费previous losses 既往损失priority 分保自留额priority 自付责任3 保险英语词汇表proportional reinsurance 比例再保险rainstorm 雨暴rating 费率reinforced concrete building 钢筋混凝土建筑reinstatement 恢复保额reinsured 分出公司reinsurer 再保险人retention 自留额retention areas 滞洪区return period 重现期revoke licens
12、e 吊销营业执照seaquake 海震second event cover 第二事件承保securitization 证券化seismic demage 震害set-off 抵销shear wall structure 剪力墙结构single 险位超赔spread loss 分散风险stop loss 赔付率超赔storm surges 风暴潮susceptibility of goods to water 易受水浸性tarrif 费率表TG 拐点周期tidal wave 海啸topographic map 地形图分出公司claim 索赔claim settlement 理赔combined
13、ratio 综合赔付率Consequential Loss (CL 7 保险英语翻译，保险专业词汇。后果损失Contractors All Risks (CAR 建筑工程一切险建工险cover 保障Delay in completion 完工延误EEI 电子设备险engineering insurance 工程保险Erection All Risks (EAR 安装工程一切险安工险excess of loss cover 超额赔偿EXL protection 超赔保障facultative business 临分保IBRN Incurred but not reported losses 已发
14、生但未报的损失IBRN reserve IBRN 储备金indemnity period/limit 赔期 / 期限inflated claim 超额索赔tornado 龙卷风total sum insured 总保额treaty-limits 合约限额tube structure 筒体结构underwriting policy 承保政策windstorm 风暴2 保险英语词汇翻译hour clause 小时条款hurricane 飓风individual losses 单一损失insurability 可保性insured losses 保险损失intensity 烈度layering 层次
15、less exposed 损失可能性小liability 责任light damage 轻度破坏line slips 分保条loading 附加费loss occurrence 损失发生loss occurring basis 损失发生基础loss participation 分担损失loss settlement 损失赔付magnitude 震级malicious damage 恶意损害moderate damage 中度破坏multi-story building 多层建建筑Munich Re 慕尼黑再net retained lines 净自留额net retained losses 损
16、失净自赔额no profit commission 无纯益风险non-proportional reinsurance 非比例再保险notification 告知object 标的obligatory reinsurance 固定分保insurance capacity 承保能力8 保险英语翻译insured property 参保物业Kobe 神户Lloyd 劳合社long-tail 长尾Loss of profit 利损险Machinery (Breakdown Insurance 机器损坏险，机损险mail/sub-contractor 主 / 分承包商maintenance 保证期mu
17、ltiple claim 多次重复索赔non-life 非寿险officer & director liability 雇主保险outstanding claim reserve 未决索赔准备金PC industry property & catastrophe industry peril 危险policy 保单9 保险英语翻译pool 英语翻译：联营possible maximum loss 英语翻译：可能的最大损失premium 英语翻译：保费original deductibles 原始免赔额original rate 原始费率paid-up capital 已付资本peak acce
18、lerator 峰值加速度peril 危险PICC Re 中保再placement 安排PML 可能最大损失policyholder 保单持有者pool 共保组合portfolio entry 未满期责任的出帐portfolio outgo 未满期责任的入帐premium 保费previous losses 既往损失priority 分保自留额priority 自付责任3 保险词汇翻译proportional reinsurance 比例再保险rainstorm 雨暴rating 费率reinforced concrete building 钢筋混凝土建筑reinstatement 恢复保额r
19、einsured 分出公司reinsurer 再保险人retention 自留额retention areas 滞洪区return period 重现期revoke license 吊销营业执照seaquake 海震second event cover 第二事件承保securitization 证券化seismic demage 震害set-off 抵销shear wall structure 剪力墙结构single 险位超赔spread loss 分散风险stop loss 赔付率超赔primary insurance company 英语翻译：原保公司、主保险商principal/empl
20、oyer 英语翻译：业主professional 英语翻译：专业险profit margin 英语翻译：利润边际property 英语翻译：财产险proportional cover 比例分保punitive damage 惩罚性损害rate 费率reinsurer 分保人分保公司reinsurer 再保人reserve 准备金retention 10 自留return period 巨灾间隔期short-tail 短尾solvency margin 赔偿能力standing charges 维持费用subject insured 风险标的sum insured 保额tarrif zone 险
21、区Third Party Liability (TPL 第三者责任险treaties business storm surges 风暴潮susceptibility of goods to water 易受水浸性tarrif 费率表TG 拐点周期tidal wave 海啸topographic map 地形图tornado 龙卷风total sum insured 总保额treaty-limits 合约限额tube structure 筒体结构underwriting policy 承保政策windstorm 风暴保险 Insurance 保险法 Law of Insurance 保险公司 I
22、nsurance Company 保险合同 Insurance Contract 保险单 Policy 保险条款 Insurance Clauses 保险标的 Insurance Subject 保险金额 Insured Amount 保险期限 Insurance Period 保险费 Insurance Premium 保险人 Insurer 被保险人 Insured 保险代理人 Insurance Agent 合同分保turnover 营业额underwriting 承保working expenses /cost 营业费用writing 承保保险经纪人 Insurance Broker
23、财产保险 Property Insurance 产品责任保险 Product Liability Insurance 劳工保险和雇主责任保险Workers Compensation and Employer Liability Insurance 年金保险 Annuities Insurance 人寿保险 Life Insurance 两全保险 Endowment Assurance 现金价值 Cash Value 终身寿险 Whole Life Insurance 再保险 Reinsurance 保险基本英语术语累积结余 (accumulated value) 全险 (all risks)
24、年金 (annuity) 比例计算法 (average) 比例分担条文 (average condition) 受益人 (beneficiary) 改善 (betterment) 盗窃罪 (burglary) 现金价值 (cash value) 保险凭证 (certificate of insurance) 赔偿 (claim) 损害赔偿合约 (contract of indemnity) 间接损失 (consequential loss) 分摊 (contribution) 互有疏忽 (contributory negligence) 参与供款计划 (contributory plan) 可
25、转换定期寿险 (convertible term insurance) 冷静期 (cooling-off period) 保障范围 (cover) 承保单 ( 附条文收据 )(cover note (conditional receipt) 客户保障声明书 (customer protection declaration form) 递减定期寿险 (decreasing term insurance) 自付额 / 免赔额 (deductible) 界定福利计划 (defined benefit plan) 重复补偿 (double indemnity) 批单 (endorsements) 储蓄
26、保险 (endowment insurance) 不受保项目 (exceptions) 自付额 (excess) 不受保项目 (exclusion) 见 exclusions 起赔额（率） (franchise) 不可争议条款 (incontestability provision) 可保权益 (insurable interest) 中间人 (intermediary) 儿童保险单 (juvenile insurance policy) 定额定期寿险 (level term insurance) 雇员征费 (levy) 有限责任 (limits of liability) 理赔师 (loss
27、 adjuster) 恶意破坏 (malicious damage) 重大转变 (material changes) 重要事实 (material fact) 期满 (maturity) 期满日 (maturity date) 指定风险保险 (named peril policy) 疏忽 (negligence) 缴清保单 (paid-up policy) 终身寿险 (permanent life insurance) 个人责任 (personal liability) 保单 (policy) 保单附加条款 (policy rider) 保单现金提取条款 (policy withdrawal
28、provision) 保费 (premium) 第一受益人 (primary beneficiary) 公众责任 (public liability) 附加保障 (rider) 标准风险 (standard risks) 次标准风险 (substandard risks) 自杀不保条款 (suicide exclusion provision) 投保额 (sum insured) 退保手续费 (surrender charge) 定期寿险 (term life insurance) 第三者 (third party) 第三者责任 (third party liability / public
29、liability) 完全及永久伤残 (total and permanent disability) 投保不足 (under-insurance) 核保人 (underwriters) 核保 (underwriting) 最高诚信 (utmost good faith) 投资人寿保险 (variable life insurance) 无效 (void) 保费豁免 / 伤残权益 (waiver of premium for disability benefit) 保费豁免 / 支付 * 益 (waiver of premium for payer benefit) 终身寿险 (whole l
30、ife insurance) 每年续保定期计划 (yearly renewable term) Insurance Policy (or Certificate) 保险单（或凭证）1.Risks & Coverage 险别(1)free from particular average (F.P.A.) 平安险(2)with particular average (W.A.) 水渍险（基本险）(3)all risk 一切险（综合险）(4)total loss only (T.L.O.) 全损险(5)war risk 战争险(6)cargo(extended cover)clauses 货物（扩展
31、）条款(7)additional risk 附加险(8)from warehouse to warehouse clauses 仓至仓条款(9)theft,pilferage and nondelivery (T.P.N.D.) 盗窃提货不着险(10)rain fresh water damage 淡水雨淋险(11)risk of shortage 短量险(12)risk of contamination 沾污险(13)risk of leakage 渗漏险(14)risk of clashing & breakage 碰损破碎险(15)risk of odour 串味险(16)damage
32、caused by sweating and/or heating 受潮受热险(17)hook damage 钩损险(18)loss and/or damage caused by breakage of packing 包装破裂险(19)risk of rusting 锈损险(20)risk of mould 发霉险(21)strike, riots and civil commotion (S.R.C.C.) 罢工、暴动、民众骚乱险(22)risk of spontaneous combustion 自燃险(23)deterioration risk 腐烂变质险(24)inherent v
33、ice risk 内在缺陷险(25)risk of natural loss or normal loss 途耗或自然损耗险(26)special additional risk 特别附加险(27)failure to delivery 交货不到险(28)import duty 进口关税险(29)on deck 仓面险(30)rejection 拒收险(31)aflatoxin 黄曲霉素险(32)fire risk extension clause-for storage of cargo at destination Hong Kong, including Kowloon, or Maca
34、o 出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款(33)survey in customs risk 海关检验险(34)survey at jetty risk 码头检验险(35)institute war risk 学会战争险(36)overland transportation risks 陆运险(37)overland transportation all risks 陆运综合险(38)air transportation risk 航空运输险(39)air transportation all risk 航空运输综合险(40)air transportation war r
35、isk 航空运输战争险(41)parcel post risk 邮包险(42)parcel post all risk 邮包综合险(43)parcel post war risk 邮包战争险(44)investment insurance(political risks) 投资保险（政治风险）(45)property insurance 财产保险(46)erection all risks 安装工程一切险(47)contractors all risks 建筑工程一切险金融英语（ fect ）：保险业英文术语 (二 ) 2.the stipulations for insurance 保险条款
36、(1)marine insurance policy 海运保险单(2)specific policy 单独保险单(3)voyage policy 航程保险单(4)time policy 期限保险单(5)floating policy (or open policy) 流动保险单(6)ocean marine cargo clauses 海洋运输货物保险条款(7)ocean marine insurance clauses (frozen products) 海洋运输冷藏货物保险条款(8)ocean marine cargo war clauses 海洋运输货物战争险条款(9)ocean mar
37、ine insurance clauses (woodoil in bulk) 海洋运输散装桐油保险条款(10)overland transportation insurance clauses (train, trucks) 陆上运输货物保险条款（火车、汽车）(11)overland transportation insurance clauses (frozen products) 陆上运输冷藏货物保险条款(12)air transportation cargo insurance clauses 航空运输货物保险条款(13)air transportation cargo war ris
38、k clauses 航空运输货物战争险条款(14)parcel post insurance clauses 邮包保险条款(15)parcel post war risk insurance clauses 邮包战争保险条款(16)livestock & poultry insurance clauses (by sea, land or air) 活牲畜、家禽的海上、陆上、航空保险条款(17) risks clauses of the P.I.C.C. subject to C.I.C.根据中国人民保险公司的保险条款投保险(18)marine insurance policies or ce
39、rtificates in negotiable form, for 110% full CIF invoice covering the risks of War & W.A. as per the Peoples Insurance Co. of China dated 1/1/1976. with extended cover up to Kuala Lumpur with claims payable in (at) Kuala Lumpur in the currency of draft (irrespective of percentage) 作为可议付格式的海运保险单或凭证按照
40、到岸价的发票金额 110%投保中国人民保险公司 1976 年 1月 1日的战争险和基本险，负责到吉隆坡为止。按照汇票所使用的货币在吉隆坡赔付（无免赔率）(19)insurance policy or certificate settling agents name is to be indicated, any additional premium to cover uplift between 10 and 17% may be drawn in excess of the credit ualue保险单或凭证须表明理赔代理人的名称， 保险费如增加 10-17%可在本证金额以外支付(20)i
41、nsurance policy (certificate) Name of Assured to be showed: A.B.C.Co. Ltd. 保险单或凭证作成以 A.B.C. 有限公司为被保险人(21)insurance policy or certificate covering W.A. (or F.P.A.) and war risks as per ocean marine cargo clause and ocean marine cargo war risk clauses of the Peoples Insurance Company of China dated 1/
42、1/1981 保险单或凭证根据中国人民保险公司 1981 年 1月 1 日的海洋运输货物保险条款和海洋运输货物战争险条款投保水渍险（或平安险）和战争险(22)insurance policy/certificate covering all war mines risks 保险单 / 凭证投保一切险、战争险、地雷险（注： mines 解释为地雷，属于战争险的负责范围，可以接受）(23)W.A. this insurance must be valid for period of 60 days after the discharge of goods 水渍险在货物卸船后 60 天有效(24)i
43、n triplicate covering all risks and war risks including W.A. and breakage in excess of five per cent on the whole consignment and including W/W up to buyers godown in Penang 投保一切险和战争险包括水渍险，破碎损失有 5%绝对免赔率，按全部货物计算，包括仓至仓条款，负责到买方在槟城的仓库为止（的保险单）一式三份(25)insurance policy issued of endorsed to order for the f
44、ace value of invoice plus 10% covering including war with 15 days after arrival of goods at destination, only against FPA and T.P.N.D. 按发票面值加 10%投保战争险，货物到达目的地后 15 天有效， 仅负责平安险和盗窃提货不着险的保险单开给或背书给(26)insurance policy or certificate issued by an insurance Co. with W.P.A. clause covering the merchandise f
45、or about 10% above the full invoice value including unlimited transhipment with claims payable at Singapore 由保险公司签发的保险单或凭证按发票总金额另加 10%投保水渍险，包括非限定转船的损失，在新加坡赔付(27)covering all eventual risks 投保一切以外风险(28)covering all marine risks 投保一切海运风险(29)marine insurance policy including “both ot blame“ collision c
46、lauses and fully covering the shipment 海运保险单包括负责船舶互撞条款和全部货载(30)insurance including deviation clauses 保险包括绕道条款（变更航程条款）(31)covering overland transportation all risks as per overland transportation cargo insurance clauses (train, trucks) of the Peoples Insurance Company of China dated 按照中国人民保险公司年月日陆上运输
47、货物保险条款 （火车、汽车）投保陆上运输一切险(32)covering air transportation all risk as per air transportation cargo insurance clauses of P.I.C.C. 按照中国人民保险公司年月日航空运输货物保险条款投保航空运输一切险 (33)insurance policy or certificate covering parcel post all risks including war risks as per parcel post insurance clauses and parcel post w
48、ar risk insuracne clauses of the Peoples Insurance Company of China dated 保险单或凭证按照中国人民保险公司年月日邮包保险条款和邮包战争险条款投保邮包一切险和邮包战争险(34)covering all risks including war risks as per ocean marine cargo clauses and air transportation cargo insurance clauses and ocean marine cargo war risk clauses and air transpor
49、tation cargo war risk clauses of the Peoples Insurance Company of China dated 按照中国人民保险公司年月日海洋运输货物保险条款和航空运输货物保险条款以及海洋运输货物战争险条款和航空运输货物战争险条款投保海空联运一切险和战争险(35)covering all risks as per ocean marine cargo clauses and overland transportation cargo insurance clause (train, truck) of P.I.C.C. dated 按照中国人民保险公司年月日海洋运输货物保险条款和陆上运输货物保险条款（火车、汽车）投保海陆联运一切险(36)covering all risks including war risks as per overland transportation cargo insurance clauses (train,truck) and air transportation cargo insurance clauses and air transportation cargo war risk clause and war cla
