1、This Conference is by municipal Standing Committee research decided held of, main task is in-depth learning implement XI General Secretary on “two learn a do“ learning education of important indicates spirit and provincial Secretary XXX important speech spirit, according to central deployment and pr
2、ovincial requirements, on I city “two learn a do“ learning education work for arrangements deployment, education guide General members further firm ideal faith, and keep on party loyalty, and set breeze upright, and courage to play as, for in province first full built well-off social, and Building h
3、igher levels of ecological vitality city provide a strong organizational guarantee of happiness. All party members in the “Constitution Party rules, series of speeches, be qualified party members“ education, Party Central Committee to deepen the inner-party education, advancing the comprehensive yet
4、 another important practice in strictly administering the party, is to promote the inner-party education from “key minority“ to the vast number of party members expanded, from the concentration of important measures to extend education to regular education, is leading the task of party building this
5、 year. This year, the XI General Secretary on many occasions “two“ study and education issued instructions, profoundly illustrates the significance of education, brilliantly describes the overall objectives, basic requirements and main tasks of education, made clear that the main responsibility of t
6、he head of the party organization at all levels and shall carry out, point in the right direction for the us to carry out study and education, provide the fundamental follow. On April 6, Liu Yunshan, Comrade Zhao Leji in Central “two“ Forum on educational work, a careful deployment of this work, put
7、 forward a clear requirement. On April 13, the Party Secretary, Xie Fuzhan, Director of the provincial peoples Congress, the provinces “two“ study educational Conference, made specific arrangements to carry out study and education in the province. We want to seriously study led And further implement
8、ation. Party according to the spirit of the Central and provincial requirements, based on actual city, research has developed a “two“ educational programmes and study contents specific programmes, we want to pay special attention to follow-up. Now, I make a few remarks. First, deepening understandin
9、g, enhancing grasp “two“ educational responsibility since the partys 18, Comrade XI Jinping as General Secretary of the CPC Central Committee made a series of major deployment around the partys construction, making a series of punch, construction of a new political styles and the aspirations of the
10、Party greatly condensed. “Two“ study and education, reflects the interlocking, step by step, further promote the comprehensive strictly administering the partys firm determination and political will, to push forward the “four comprehensive“ strategy is of great significance. We should be supported b
11、y political and overallheight, deep understanding of “two“ study and education on strengthening education of party members and cadres and building a contingent of cadres with high quality, maintaining and developing the partys advanced nature and purity of the significance of practical thought and a
12、ction into Central and provincial requirements. First, the “two“ study and education, is continuously strengthening the partys ideological and political construction of major deployment. Attach importance to party ideology, is the specialty of our party, since the partys 18 distinct characteristic o
13、f strictly administering the party. XI General Secretary pointed out that our party must improve itself, the first task is to strengthen ideological and political construction, the key is the educational management of party members and cadres. At present, the ideas and values have become increasingl
14、y active, social trends are largely stirring blend, cultural exchanges and the complexity of the situation, drove, some party members ideological and political problems, there is an urgent need to strengthen party ideology: clearing the fog, was centering. Like, some belief confused, “three a confid
15、ence“ insufficient, praised Western value concept; some spirit empty, not letter Marty letter ghosts; some political discipline relaxation, in party not statements party, and not love party, and not nursing party, and not for party, even denied party of some most basic of principles and position; so
16、me organization discipline lax, not by provides participate in party of organised, not completed party distribution of task, not by party of organization principles do; some egoism serious, and people race Lee, and self-dealing; some depressed, and escape responsibility, Omission, not as good as som
17、e moral decline, violating public morality, professional ethics and family virtues, not personal morality; some honesty and self-discipline awareness is not strong, with no fear, lawlessness, abuse, and corruption among political, and so on. These problems, after all, and ignore the Constitution Par
18、ty rules, ignore advanced theory, and lack of sense of consciousness, consciousness, pioneer of the party has a lot to do with it. Thought, belief and faith, stick to the spiritual pursuit of Communists, has always been the Communists to settle down at all. “Two“ study and education, is to enable ea
19、ch party to party rules etched in the heart of the party Constitution, and speech into a series of powerful weapon, clearing the barriers and gain the fetters of the mind, improve the ideological and political quality, worthy of the glorious title of the party members. Second, the “two“ study and ed
20、ucation, comprehensively strengthen the construction of grass-roots party organizations and party members is an important . Awake, our party members and party organizations, especially at the grassroots level, some of the party members quality is not high, lax discipline and some primary party organ
21、izations are weak and lax, wiped out some grassroots cadres as, chaos as, thick friends, eating, and so on. These problems are like陕西信合考试：专业知识考试题目农户小额信用贷款借款人基本条件有哪些?(二) 具有完全民事行为能力;(三) 无不良信用纪录，在信用社无不良贷款，在其他金融机构无借款;(四) 从事土地耕作或其他符合国家产业政策的生产经营活动，并有合法、可靠的经济来源;(五) 身体健康，具备劳动生产或经营管理能力，具备偿还贷款本息能力，原则上年龄不得超过 6
22、0 周岁 ;(六) 已在信用社建立农户档案，并取得农户小额信用贷款证;(七) 需具备的其他条件。信用社在发放农户小额信用贷款前的准备工作有哪些?答案：(一)评定信用户。信用社根据农户信用观念和信用纪录评定信用户，经信用社农户小额信用贷款审批小组审批确认。(二) 确定信用等级。信用户划分为优秀户、良好户、一般户三个等级，根据信用等级确定每个信用户的贷款限额。(三) 发放贷款证。将信用等级和贷款限额在信用证中填写明确，然后将贷款证发给信用户。农户小额信用贷款贷款发放流程是怎样的?答案：农户持贷款证、身份证申请借款，填写制式农户小额信用借款限额核定表(申请书)信用社凭信用证办理贷款手续填写贷款凭证发
23、放贷款。签订抵押担保借款合同的要求有哪些?答案：(一)合同的填写要字迹清晰、要素齐全、时间一致、前后相符。(二) 签订时，借款人与抵押物所有人(包括共有人 )一同到信用社，提供有效身份证明，经审查核对无误后，由抵押物所有人(包括共有人)亲自在抵押担保借款合同上签字盖章，需办理公证的，共同到公证部门办理合同公证手续。This Conference is by municipal Standing Committee research decided held of, main task is in-depth learning implement XI General Secretary on
24、“two learn a do“ learning education of important indicates spirit and provincial Secretary XXX important speech spirit, according to central deployment and provincial requirements, on I city “two learn a do“ learning education work for arrangements deployment, education guide General members further
25、 firm ideal faith, and keep on party loyalty, and set breeze upright, and courage to play as, for in province first full built well-off social, and Building higher levels of ecological vitality city provide a strong organizational guarantee of happiness. All party members in the “Constitution Party
26、rules, series of speeches, be qualified party members“ education, Party Central Committee to deepen the inner-party education, advancing the comprehensive yet another important practice in strictly administering the party, is to promote the inner-party education from “key minority“ to the vast numbe
27、r of party members expanded, from the concentration of important measures to extend education to regular education, is leading the task of party building this year. This year, the XI General Secretary on many occasions “two“ study and education issued instructions, profoundly illustrates the signifi
28、cance of education, brilliantly describes the overall objectives, basic requirements and main tasks of education, made clear that the main responsibility of the head of the party organization at all levels and shall carry out, point in the right direction for the us to carry out study and education,
29、 provide the fundamental follow. On April 6, Liu Yunshan, Comrade Zhao Leji in Central “two“ Forum on educational work, a careful deployment of this work, put forward a clear requirement. On April 13, the Party Secretary, Xie Fuzhan, Director of the provincial peoples Congress, the provinces “two“ s
30、tudy educational Conference, made specific arrangements to carry out study and education in the province. We want to seriously study led And further implementation. Party according to the spirit of the Central and provincial requirements, based on actual city, research has developed a “two“ educatio
31、nal programmes and study contents specific programmes, we want to pay special attention to follow-up. Now, I make a few remarks. First, deepening understanding, enhancing grasp “two“ educational responsibility since the partys 18, Comrade XI Jinping as General Secretary of the CPC Central Committee
32、made a series of major deployment around the partys construction, making a series of punch, construction of a new political styles and the aspirations of the Party greatly condensed. “Two“ study and education, reflects the interlocking, step by step, further promote the comprehensive strictly admini
33、stering the partys firm determination and political will, to push forward the “four comprehensive“ strategy is of great significance. We should be supported by political and overallheight, deep understanding of “two“ study and education on strengthening education of party members and cadres and buil
34、ding a contingent of cadres with high quality, maintaining and developing the partys advanced nature and purity of the significance of practical thought and action into Central and provincial requirements. First, the “two“ study and education, is continuously strengthening the partys ideological and
35、 political construction of major deployment. Attach importance to party ideology, is the specialty of our party, since the partys 18 distinct characteristic of strictly administering the party. XI General Secretary pointed out that our party must improve itself, the first task is to strengthen ideol
36、ogical and political construction, the key is the educational management of party members and cadres. At present, the ideas and values have become increasingly active, social trends are largely stirring blend, cultural exchanges and the complexity of the situation, drove, some party members ideologi
37、cal and political problems, there is an urgent need to strengthen party ideology: clearing the fog, was centering. Like, some belief confused, “three a confidence“ insufficient, praised Western value concept; some spirit empty, not letter Marty letter ghosts; some political discipline relaxation, in
38、 party not statements party, and not love party, and not nursing party, and not for party, even denied party of some most basic of principles and position; some organization discipline lax, not by provides participate in party of organised, not completed party distribution of task, not by party of o
39、rganization principles do; some egoism serious, and people race Lee, and self-dealing; some depressed, and escape responsibility, Omission, not as good as some moral decline, violating public morality, professional ethics and family virtues, not personal morality; some honesty and self-discipline aw
40、areness is not strong, with no fear, lawlessness, abuse, and corruption among political, and so on. These problems, after all, and ignore the Constitution Party rules, ignore advanced theory, and lack of sense of consciousness, consciousness, pioneer of the party has a lot to do with it. Thought, be
41、lief and faith, stick to the spiritual pursuit of Communists, has always been the Communists to settle down at all. “Two“ study and education, is to enable each party to party rules etched in the heart of the party Constitution, and speech into a series of powerful weapon, clearing the barriers and
42、gain the fetters of the mind, improve the ideological and political quality, worthy of the glorious title of the party members. Second, the “two“ study and education, comprehensively strengthen the construction of grass-roots party organizations and party members is an important . Awake, our party m
43、embers and party organizations, especially at the grassroots level, some of the party members quality is not high, lax discipline and some primary party organizations are weak and lax, wiped out some grassroots cadres as, chaos as, thick friends, eating, and so on. These problems are like(三) 在抵押物评估、
44、登记、保险手续未办理完毕之前，全部的贷款手续应由信贷人员掌握、保管。信用社发放抵押贷款签定委托拍卖书的要求有哪些?答案：信用社发放所有抵押贷款时，可要求抵押人出具委托拍卖书，在借款到期未全部清偿时，信用社可凭委托书直接协同受委托的合法拍卖机构对抵押物公开拍卖，以拍卖所得价款偿还借款本息。(一) 贷款额度在 20 万元以内的 (含 20 万元) ，在设定抵押时，对价值较低并且有价格证明凭证(购置发票、买卖合同等) 的抵押物，可按其凭证协商定价，不需评估，但应在相关部门办理抵押登记冻结手续。并在合同中约定：“借款人到期未偿还借款本息时，抵押人同意由贷款人委托合法拍卖机构，对抵押物进行公开拍卖，以拍
45、卖所得价款偿还借款本息”，抵押人在合同约定事项后亲自签字盖章;(二) 对贷款额度超过 20 万元，抵押物价值较大的，应由合法评估机构进行评估。但对评估价格明显高于信用社调查的市场价格时，信用社暂不予发放贷款，应根据市场价格重新核价;(三) 信用社对贷款抵押物的价值评估，可固定选择两家以上的合法评估机构作为指定评估部门，由借款人任选一家进行评估，信用社不得设定唯一评估机构。(四) 抵押贷款限额最高不得超过抵押物评估价值的 50%。各种抵押物的登记部门有哪些?答案：1、以无地上定着物的土地使用权抵押的，为核发土地使用权证书的土地管理部门;2、以城市房地产或乡( 镇)、村企业的厂房等建筑物抵押的，为
46、县级以上地方人民政府规定的部门;3、以林木抵押的，为县级以上林木主管部门;4、以航空器、船舶、车辆抵押的，为运输工具的登记部门;5、以企业的设备和其他动产抵押的，为财产所在地的工商行政管理部门;6、以上述财产以外的其他财产抵押的，为抵押人所在地的公证部门。This Conference is by municipal Standing Committee research decided held of, main task is in-depth learning implement XI General Secretary on “two learn a do“ learning educ
47、ation of important indicates spirit and provincial Secretary XXX important speech spirit, according to central deployment and provincial requirements, on I city “two learn a do“ learning education work for arrangements deployment, education guide General members further firm ideal faith, and keep on
48、 party loyalty, and set breeze upright, and courage to play as, for in province first full built well-off social, and Building higher levels of ecological vitality city provide a strong organizational guarantee of happiness. All party members in the “Constitution Party rules, series of speeches, be
49、qualified party members“ education, Party Central Committee to deepen the inner-party education, advancing the comprehensive yet another important practice in strictly administering the party, is to promote the inner-party education from “key minority“ to the vast number of party members expanded, from the concentration of important measures to extend education to regular education, is leading the task of party building this year. This year, the XI General Secretary on many occasions “two“ study and education issued instructions, profoundly illustrates the si
