1、1. 不景气 slump （衰退 recession） 2. 二板市场 the second board market3. 中国创业板 China Growth Enterprise Market4. 首次上市 IPOs （initial public offering）5. 市场资本总额 market capitalization6. 法人股 institutional shares7. 内部股（非上市招股） private company shares8. 牛市 bull market9. 法律风险 legal risk10. 风险管理 risk management11. 坚持严格的贷款
2、标准 maintain strong underwriting standards12. 六大风险 risks in 6 key areas （U.S. Federal Reserve criterion）13. 信用风险 credit risk14. 供给学派 supply-side economist15. 第一产业（农业） agriculture （primary industry）16. 第二产业（工业） manufacturing industry （secondary industry）17. 第三产业（服务业） service industry （tertiary industr
3、y）18. 主要经济指标 major economic indicators19. 国内生产总值 GDP gross domestic product （商品和劳务币值总和，不包括海外收入支出）20. 国民生产总值 GNP gross national product（商品和劳务币值总和，包括海外收入支出）21. 人均国内生产总值 GDP per capita22. 宏观经济 macro economy23. 互助基金 mutual fund24. 扩大内需 expand domestic demand25. 改善居民心理预期 inspire the general publics confi
4、dence in the future needs26. 鼓励增加即期消费 encourage more immediate consumption27. 长期国债 long-term treasury bonds28. 支付国债利息 to service treasury bonds29. 财政赤字和债务 deficits and the national debt30. 按原口径计算 calculate on the base line31. 按不变价格计算 calculate at constant price32. 按可比价格计算 calculate at comparable pri
5、ce33. 列入财政预算支出 listed in the fiscal budget34. 结售汇制度 the system of exchange, settlement and sales35. 经常项目顺差 favorable balance of current account, surplus of current account36. 开办人民币业务 engage in Renminbi （RMB） business37. 出口退税制度 the system of refunding taxes on exported goods38. 保证金台帐制度 Deposit accoun
6、t system for processing trade39. 分期付款 pay by installment40. 保值储蓄 inflation-proof bank savings41. 抵押贷款 collateralised loans42. 住房抵押贷款 residential mortgage loan43. 货币主义者 monetarist44. 计划经济 planned economy45. 指令性计划 mandatory plan46. 技术密集型 technology intensive47. 大规模生产 mass production48. 经济林 cash tree49
7、. 跟踪审计 follow-up auditing50. 流动性风险 liquidity risk51. 操作风险 operational risk52. 内部审计 internal audit53. 抛售 bear sales54. 配套政策 supporting policies55. 中国人民银行（中央银行）The Peoples Bank of China（central bank）56. 四大国有商业银行 4 major state-owned commercial banks57. 中国银行 Bank of china58. 中国工商银行 Industrial and Commer
8、cial Bank of China（）and59. 中国建设银行 Construction Bank of China60. 中国农业银行 Agricultural Bank of China61. 招商银行 China Merchants Bank62. 疲软股票 soft stock63. 配股 allotment of shares64. 实际增长率 growth rate in real terms65. 年均增长率 average growth rate per annum66. 投资回报率 rate of return on investment67. 外贸进出口总额 total
9、 foreign trade value68. 实际利用外资 incoming overseas capital （investment） in place69. 消费价格指数 consumer price index （CPI）70. 零售价格指数 retail price index （RPI）71. 生活费用价格总指数 total price index of living cost72. 生活费用 income available for living expenses73. 扣除物价因素 in real terms / on inflation-adjusted basis74. 居
10、民储蓄存款 residents bank savings deposit75. 恩格尔系数（食品开支占总支出的比例） Engel coefficient76. 基尼系数（衡量地区差别） Gini coefficient77. 购买力平价法 purchasing power parity （PPP） （衡量使用不同货币的两个国家或地区的经济水平、收入水平的一种计算法，用相等的汇率比较两种货币各自的国内购买力）78. 片面追求发展速度 excessive pursuit of growth79. 泡沫经济 bubble economy 经济过热 overheating of economy80.
11、通货膨胀 inflation81. 实体经济 the real economy82. 经济规律 laws of economics83. 市场调节 market regulation84. 优化资源配置 optimize allocation of resources85. 规模经营优势 advantage of economies of scale86. 劳动密集型 labor intensive87. 市场风险 market risk88. 收紧银根 tighten up monetary policy89. 适度从紧的财政政策 moderately tight fiscal policy
12、90. 信用紧缩 credit crunch91. 加强国有商业银行内部资金调度 In state commercial banks, internal capital allocation should be improved.92. 合理划分贷款审批权限 Limits of authority for examining and approving loans should be rationally defined.93. 保证有市场、有效益、守信用企业的流动资金贷款 ensure floating capital loans for well-performing and trustw
13、orthy enterprises which turn out the right products for the right markets94. 启动民间投资 attract investment from the private sector95. 适销对路的产品 the right products / readily marketable products96. 国有企业 state-owned enterprises （SOEs）97. 集体企业 collectively-owned （partnership） enterprises98. 私营企业 private busin
14、esses99. 民营企业 privately-run businesses100.中小企业 small-and-medium-sized enterprises101.经济合作与发展组织 OECD （Organization for Economic Cooperation and Development） 102.垃圾融资 junk financing103.联合国环境署 UNEP （United Nations Environment Program）104.联合国开发计划署 UNDP （United Nations Development Program）105.联合国粮农组织 FAO
15、 （Food and Agriculture Organization of the United States）106.联合国贸易与发展会议 UNCTAD （United Nations Conference on Trade and Development）107.粮食安全 Food security108.慢性萧条 chronic depression109.贸易和投资自由化和便利化 TILF （Trade and Investment Liberalization and Facilitation）110.贸易与发展委员会 Committee on Trade and Developm
16、ent111.贸易与环境委员会 Committee on Trade and Environment112.模式 Modalities113.南方共同市场（或称南锥体共同市场）MERCOSUR （Southern Common Market）114.南亚区域合作联盟 SAARC （South Asian Association for Regional cooperation）115.欧洲自由贸易联盟 EFTA （European Free Trade Association）116.配额调整条款 modulation of quota clause117.瓶颈制约 bottleneck re
17、strictions118.全球配额 global quota119.上诉机构 Appeal body120.申报制度 reporting system； income declaration system121.生产补贴 Production subsidy122.实行国民待遇 grant the national treatment to123.实质损害 Material injury124.食品法典委员会 CAC（Codex Alimentaries Commission）125.世界海关组织 WCO （World Customs Organization ）126.世界贸易组织 WTO
18、 （World Trade Organization）127.世界知识产权组织 WIPO （World Intellectual Property Organization）128.市场准人的行政管理措施 AAMA （Administrative Aspects of Market Access）129.市场准入 Market access130.通知义务 Notification obligation131.同类产品 Like product132.乌拉圭回合 Uruguay Round133.消费膨胀 inflated consumption134.协调制度（商品名称及编码协调制度）HS
19、（Harmonized Commodity and Coding System）135.新议题 New issues136.许可费 License fee137.有秩序的市场安排 Orderly market arrangements138.约束水平 Bound level139.争端解决机构 Dispute Settlement Body140.政府采购 Government procurement141.知识产权 IPRs （Intellectual property rights）142.直接支付 Direct payment143.诸边协议 Plurilateral agreement
20、144.专门的营销机构 Market boards145.转基因生物 GMOs （Genetically Modified Organisms）146.祖父条款 grandfather clause147.最不发达国家 LDCs （Least-developed countries）148.最初谈判权（初谈权） INRs （Initial Negotiating Rights）149.最惠国待遇（现通常称正常贸易关系）MFN（most-favored-nation） treatment150.最惠国贸易地位（待遇）MFN （Most-favored-nation）（Treatment）151.
21、保险法 Law of Insurance 152.证券法 Law of Securities153.巴塞尔原则 Basel Core Principles154.监管对象的行为有问题、管理机制不健全 problems of supervised entities behavior and the unsound internal governance mechanism155.风险意识 consciousness of risk prevention156.事前监管 proactive regulation and supervision157.account number 帐目编号158.d
22、epositor 存户159.pay-in slip 存款单160.a deposit form 存款单161.a banding machine 自动存取机162.to deposit 存款163.deposit receipt 存款收据164.private deposits 私人存款165.certificate of deposit 存单166.deposit book, passbook 存折167.credit card 信用卡168.principal 本金169.overdraft, overdraw 透支170.to counter sign 双签171.to endorse
23、 背书172.endorser 背书人173.to cash 兑现174.to honor a check 兑付175.to dishonor a check 拒付176.to suspend payment 止付177.check 支票178.check book 支票本179.order check 记名支票180.bearer check 不记名支票181.crossed check 横线支票182.blank check 空白支票183.rubber check 空头支票184.check stub, counterfoil 票根185.cash check 现金支票186.trave
24、lers check 旅行支票187.check for transfer 转帐支票188.outstanding check 未付支票189.canceled check 已付支票190.forged check 伪支票191.Bandars note 庄票，银票192.banker 银行家193.president 行长194.savings bank 储蓄银行195.Chase Bank 大通银行196.National City Bank of New York 花旗银行197.Hongkong Shanghai Banking Corporation 汇丰银行198.Chartere
25、d Bank of India, Australia and China 麦加利银行199.Banque de IIndo Chine 东方汇理银行200.central bank, national bank, bankers bank 中央银行201.bank of issue, bank of circulation 发行币银行mercial bank 商业银行，储蓄信贷银行203.member bank, credit bank 储蓄信贷银行204.discount bank 贴现银行205.exchange bank 汇兑银行206.requesting bank 委托开证银行207
26、.issuing bank, opening bank 开证银行208.advising bank, notifying bank 通知银行209.negotiation bank 议付银行210.confirming bank 保兑银行211.paying bank 付款银行212.associate banker of collection 代收银行213.consigned banker of collection 委托银行214.clearing bank 清算银行215.local bank 本地银行216.domestic bank 国内银行217.overseas bank 国外
27、银行218.unincorporated bank 钱庄219.branch bank 银行分行220.trustee savings bank 信托储蓄银行 221.trust company 信托公司222.financial trust 金融信托公司223.unit trust 信托投资公司224.trust institution 银行的信托部225.credit department 银行的信用部mercial credit company（discount company） 商业信贷公司（贴现公司）227.neighborhood savings bank, bank of dep
28、osit 街道储蓄所228.credit union 合作银行229.credit bureau 商业兴信所230.self-service bank 无人银行231.land bank 土地银行232.construction bank 建设银行233.industrial and commercial bank 工商银行234.bank of communications 交通银行235.mutual savings bank 互助储蓄银行236.post office savings bank 邮局储蓄银行237.mortgage bank, building society 抵押银行2
29、38.industrial bank 实业银行239.home loan bank 家宅贷款银行240.reserve bank 准备银行241.chartered bank 特许银行242.corresponding bank 往来银行243.merchant bank, accepting bank 承兑银行244.investment bank 投资银行245.import and export bank （EXIMBANK ） 进出口银行246.joint venture bank 合资银行247.money shop, native bank 钱庄248.credit coopera
30、tives 信用社249.clearing house 票据交换所250.public accounting 公共会计251.business accounting 商业会计252.cost accounting 成本会计253.depreciation accounting 折旧会计puterized accounting 电脑化会计255.general ledger 总帐256.subsidiary ledger 分户帐257.cash book 现金出纳帐258.cash account 现金帐259.journal, day-book 日记帐，流水帐260.bad debts 坏帐2
31、61.investment 投资262.surplus 结余263.idle capital 游资264.economic cycle 经济周期265.economic boom 经济繁荣266.economic recession 经济衰退267.economic depression 经济萧条268.economic crisis 经济危机269.economic recovery 经济复苏270.inflation 通货膨胀271.deflation 通货收缩272.devaluation 货币贬值273.revaluation 货币增值274.international balance
32、 of payment 国际收支275.favorable balance 顺差276.adverse balance 逆差277.hard currency 硬通货278.soft currency 软通货279.international monetary system 国际货币制度280.the purchasing power of money 货币购买力281.money in circulation 货币流通量282.note issue 纸币发行量283.national budget 国家预算284.national gross product 国民生产总值285.public
33、 bond 公债286.stock, share 股票287.debenture 债券288.treasury bill 国库券289.debt chain 债务链290.direct exchange 直接（对角）套汇291.indirect exchange 间接（三角）套汇292.cross rate, arbitrage rate 套汇汇率293.foreign currency （exchange） reserve 外汇储备294.foreign exchange fluctuation 外汇波动295.foreign exchange crisis 外汇危机296.discount
34、 贴现297.discount rate, bank rate 贴现率298.gold reserve 黄金储备299.money （financial ） market 金融市场300.stock exchange 股票交易所301.broker 经纪人mission 佣金303.bookkeeping 簿记304.bookkeeper 簿记员305.an application form 申请单306.bank statement 对帐单307.letter of credit 信用证308.strong room, vault 保险库309.equitable tax system 等价
35、税则310.specimen signature 签字式样311.banking hours, business hours 营业时间312.share, equity, stock 股票、股权313.negotiable share 可流通股份314.treasury /government bond 国库券/ 政府债券315.closed-end securities investment fund 封闭式证券投资基金316.open-end securities investment fund 开放式证券投资基金317.market capitalization 市值318.mark-t
36、o-market 逐日盯市319.clearing and settlement 清算/ 结算320.put / call option 看跌/看涨期权321.rights issue/offering 配股322.ADR（American Depository Receipt）美国存托凭证/存股证323.GDR（Global Depository Receipt） 全球存托凭证/存股证324.institutional investor 机构投资者325.proprietary trading 自营326.market manipulation 市场操纵327.IPO（Initial Pub
37、lic Offering）新股初始公开发行328.securities 证券329.premium 溢价330.share capital 股本posite index 综合指数332.capital market 资本市场333.liquidity 流通性334.highly-leveraged institutions（HLI） 高杠杆交易机构335.subscribe 申购336.underwriter 承销商337.road show 路演338.primary market 一级市场339.information disclosure 信息披露340.blue chips 蓝筹股34
38、1.gilt-edged bond 金边债券342.rating agency 评级机构343.credit trading 信用交易344.open/close a position 建/平仓345.bond, debenture, debts 债券346.convertible bond 可转换债券347.corporate bond 企业债券348.fund manager 基金经理/管理公司349.fund custodian bank 基金托管银行350.p/e （price/earning ） ratio 市盈率351.payment versus delivery 银券交付mod
39、ity/financial derivatives 商品/ 金融衍生产品353.margins, collateral 保证金354.bonus share 红股355.dividend 红利 /股息356.retail / private investor 个人投资者/ 散户357.broker/dealer 券商358.insider trading/dealing 内幕交易359.prospectus 招股说明书360.merger and acquisition 收购兼并361.warrant 认股权证362.raised capital/proceeds 筹资ponent index
40、 成份指数364.turnover rate 换手率365.monetary market 货币市场366.hedge fund 对冲基金367.self-regulatory organization（SRO ）自律组织368.issuer 发行人369.intermediary 中介机构370.secondary listing 第二上市371.secondary market 二级市场372.controlling shareholder 控股股东373.red chips 红筹股374.junk bond 立即债券375.securities loan 融券376.financing 融资
